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This is why we need immigration reform and NO AMNESTY, period.

Posted on 12/9/14 at 9:05 am
Posted by iglass
North Alabama
Member since Apr 2012
2917 posts
Posted on 12/9/14 at 9:05 am


My son was in an auto accident last night with a car that contained three... non-Americans. Fortunately my son was OK but shook up a bit.

Out of the other car, one guy was hurt with head injuries; I'm pretty sure he wasn't driving. But of the other two guys, neither would admit to which one was driving, neither had licenses, neither could provide insurance, neither could speak or read English (the cops had to get an interpreter).

Looks like I am going to be out of pocket about nine grand. You're dadgum right my elected officials are going to emphatically know my point.

Our nation was FOUNDED as a nation of immigrants. I welcome people who come here in search of a better life who want to become Americans. I DO NOT welcome people who come here as foreign nationals who repatriate all their pay back to their home, who fail to follow our laws, speak our language, and have no desire to actually BECOME AMERICANS. IT has nothing to do with race or creed. Do it the right way.
Posted by Clyde Tipton
Planet Earth
Member since Dec 2007
38725 posts
Posted on 12/9/14 at 9:08 am to
quote:

But of the other two guys, neither would admit to which one was driving, neither had licenses, neither could provide insurance, neither could speak or read English (the cops had to get an interpreter).


Posted by Phil A Sheo
equinsu ocha
Member since Aug 2011
12166 posts
Posted on 12/9/14 at 9:08 am to
quote:

Looks like I am going to be out of pocket about nine grand. You're dadgum right my elected officials are going to emphatically know my point.


Don't feel sorry one bit... That's why you always get Uninsured Motorist coverage... (UMPD) for you morons who can't follow
This post was edited on 12/9/14 at 9:18 am
Posted by iAmBatman
The Batcave
Member since Mar 2011
12382 posts
Posted on 12/9/14 at 9:08 am to
Poli board

And you're an idiot for not carrying uninsured motorist coverage.
Posted by Phat Phil
Krispy Kreme
Member since May 2010
7372 posts
Posted on 12/9/14 at 9:11 am to
This is why uninsured/underinsured motorist coverage is a must. That being said, frick all those illegals, right in the pussy. Obama's amnesty announcement...I've never been so furious at a president in my life.
Posted by iglass
North Alabama
Member since Apr 2012
2917 posts
Posted on 12/9/14 at 9:11 am to
quote:

iAmBatman

And you're an idiot for not carrying uninsured motorist coverage.


Thanks for being so understanding and caring.

And it's not just uninsured motorists but collision. It's a bit pricey for 16 yr old male primary drivers. This was a several hundred dollar decision, not trivial at all.
Posted by DrRogers
Baton Rouge
Member since Jul 2014
581 posts
Posted on 12/9/14 at 9:12 am to
That's fricked up man, I agree with you and hope your son is all good.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58304 posts
Posted on 12/9/14 at 9:12 am to
Or collision.


ETA I do feel bad for the OP though, I'm not completely heartless.
This post was edited on 12/9/14 at 9:13 am
Posted by Lago Tiger
Lago Vista Tx
Member since Jan 2011
1069 posts
Posted on 12/9/14 at 9:12 am to
Same thing happened to me. Cops didn't do anything . I deal with our new undocumented ones daily in our hospitals . It's the new norm . GodBless our POTUS.
Posted by Shadowlink
The Shadows
Member since Apr 2014
1434 posts
Posted on 12/9/14 at 9:12 am to
quote:

That's why you always get Uninsured Motorist coverage...
You're looking for collision coverage or uninsured motorist property damage. Uninsured motorist only helps him if his boy was hurt.
Posted by boosiebadazz
Member since Feb 2008
80158 posts
Posted on 12/9/14 at 9:13 am to
But really, what would have been different about this situation if the drivers had been uninsured citizens? The only difference is you wouldn't have a convenient scapegoat to make some shitty political point to try to distract yourself from your own poor financial and insurance coverage decisions.
This post was edited on 12/9/14 at 9:14 am
Posted by meauxjeaux2
watson
Member since Oct 2007
60283 posts
Posted on 12/9/14 at 9:13 am to
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
64387 posts
Posted on 12/9/14 at 9:14 am to
First, glad your kid is OK. Cars can be replaced and compared to the life and health of your kid, money is nothing.

Second, You're right about illegals being a serious issue both on the roads and in the broader spectrum of things like crime, education, poverty levels, etc.

Third, let this be a lesson and go get uninsured driver coverage added to your insurance.
Posted by Kyrie Eleison
Waco, Texas
Member since Jul 2012
1559 posts
Posted on 12/9/14 at 9:14 am to
you gambled, you lost...take responsibility for your decision.

and UM/UIM covers property damage as well as PI claims...for pennies less than what you're paying now.

Posted by efrad
Member since Nov 2007
18644 posts
Posted on 12/9/14 at 9:14 am to
After all, American citizens never run into each other, and always have insurance.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58304 posts
Posted on 12/9/14 at 9:15 am to
UMBI and UMPD are separate coverages. Generally people refer to UMBI when they say UM.


Collision coverage or UMPD is what he would've needed to not be out $9,000.
This post was edited on 12/9/14 at 9:17 am
Posted by iAmBatman
The Batcave
Member since Mar 2011
12382 posts
Posted on 12/9/14 at 9:15 am to
Several hundred < $9000
Posted by Phil A Sheo
equinsu ocha
Member since Aug 2011
12166 posts
Posted on 12/9/14 at 9:16 am to
quote:

You're looking for collision coverage or uninsured motorist property damage. Uninsured motorist only helps him if his boy was hurt.


I take it you don't know shite insurance
Posted by redbullwings
Member since Aug 2013
863 posts
Posted on 12/9/14 at 9:17 am to
I think another point that he made that you failed to see was that these people did not have a driver's license and could not read or speak a bit of English. So they didn't just not have insurance, they were breaking multiple laws.

I do agree that the OP should have elected to have collision insurance. It's more expensive at 16yo, but a 16yo is a terrible driver.
This post was edited on 12/9/14 at 9:19 am
Posted by i am dan
NC
Member since Aug 2011
24692 posts
Posted on 12/9/14 at 9:17 am to
quote:

And you're an idiot for not carrying uninsured motorist coverage.


So, something else law abiding, hard working people have to fork our money over for because of other people being in the wrong?

Nice. At what point does it not become our fault?
This post was edited on 12/9/14 at 9:19 am
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