The Government thinks I'm stupid and I make bad health care choices | Page 5 | TigerDroppings.com
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SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
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re: The Government thinks I'm stupid and I make bad health care choices

certain posters were posting last night and i wanted their input. after reviewing my other "high deductible plans" threads, i noticed they hadn't responded. i wanted to give them the opportunity to voice their opinion


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Taxing Authority
LSU Fan
Houston
Member since Feb 2010
24507 posts

re: The Government thinks I'm stupid and I make bad health care choices
quote:

Maybe if enough people get pissed about it, that part of the law can be changed.
Do you think those limitations were arbitrarily put in the bill? Of course not. They are needed to ensure people that have good health spend money on plans they do not need to cover the sick patients that don't pay.

You can't have a redistributive benefit program without taking more than one needs.


CptBengal
USA Fan
BR Baby
Member since Dec 2007
43204 posts

re: The Government thinks I'm stupid and I make bad health care choices
quote:

Maybe if enough people get pissed about it, that part of the law can be changed.


They need that money to cover the other people, to cover the elderly and sick who have "cost equality" now.

it isnt changing champ.


ljhog
Arkansas Fan
Lake Jackson, Tx.
Member since Apr 2009
10724 posts

re: The Government thinks I'm stupid and I make bad health care choices
quote:

I used to have a high deductible plan too


I still do and we have no indication the plan will be "illegal" under Obamacare.


NC_Tigah
LSU Fan
Member since Sep 2003
57134 posts
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re: The Government thinks I'm stupid and I make bad health care choices
quote:

I still do and we have no indication the plan will be "illegal" under Obamacare
It will either comply with bronze, silver, gold, or platinum plan requirements, or it may well be disallowed. No health plan will be allowed to charge cost-sharing - including deductibles, co-payments or co-insurance - greater than the limits for high-deductible plans, and health plans for small businesses are barred from charging deductibles greater than $2,000 per year for individual coverage or $4,000 per year for family coverage. No health plan can apply a deductible or any cost-sharing for certain preventive health services.

This post was edited on 3/28 at 9:48 am


Rickety Cricket
Navy Fan
Premium Member
Member since Aug 2007
38468 posts

re: The Government thinks I'm stupid and I make bad health care choices
It will be interesting when all of the 20-40 year old Obama voters see their premiums skyrocket. At least those of us who were against it from the start were able to lube up. They'll be taking it dry.


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Zed
Alabama Fan
Member since Feb 2010
8286 posts

re: The Government thinks I'm stupid and I make bad health care choices
quote:

Do you think those limitations were arbitrarily put in the bill? Of course not. They are needed to ensure people that have good health spend money on plans they do not need to cover the sick patients that don't pay.
The rate caps would seem to have a greater impact on cost shifting than limits on high deductible plans, and they were always going to shift costs to younger people. Sure, insurers get higher premiums, but they also have to pay out more with lower deductibles.

Will insurers necessarily collect more with lower deductible plans? I was under the impression the primary intent of deductible caps was to pressure employers into providing more generous health insurance.



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Zed
Alabama Fan
Member since Feb 2010
8286 posts

re: The Government thinks I'm stupid and I make bad health care choices
quote:

it isnt changing champ.
I don't expect the ACA to go anywhere, but I do think parts of the bill can be tinkered with if they prove unpopular enough.


SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
307774 posts
Online

re: The Government thinks I'm stupid and I make bad health care choices
now, VOR, if you want to talk :crickets:, here ya go


SlowFlowPro
Stanford Fan
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Member since Jan 2004
307774 posts
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re: The Government thinks I'm stupid and I make bad health care choices
another bump


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Gmorgan4982
LSU Fan
Member since May 2005
101713 posts

re: The Government thinks I'm stupid and I make bad health care choices
quote:

you made rational, logical decisions that were GOOD and tailored to YOU

but, ya know, frick that.

instead of using government to create incentives for people to follow this plan, it's better to just outlaw it
Keep voting. It will get better.

But seriously, it won't. Stop wasting your time.


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CITWTT
LSU Fan
baton rouge
Member since Sep 2005
31765 posts

re: The Government thinks I'm stupid and I make bad health care choices
The government thinks you're stupid period. All decision making should be done by the smart folks in government.


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SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
307774 posts
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re: The Government thinks I'm stupid and I make bad health care choices
bump again


BOSCEAUX
LSU Fan
Where the Down Boys go.
Member since Mar 2008
35153 posts

re: The Government thinks I'm stupid and I make bad health care choices
I have health coverage through the large corporation I work for (XOM) I pay about $450 a month for my family of 4 - copays are $25. I voted for the other guy and really thought he would win so I did not research this shite storm too much.


austingator
Florida Fan
austin
Member since Jan 2009
6328 posts

re: The Government thinks I'm stupid and I make bad health care choices
Children (Santa believers) will believe in fairy tales regardless. They will try to "rationalize" their beliefs so they can feel taken care of. I wouldn't expect meaningful contributions from those people in this thread.


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SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
307774 posts
Online

re: The Government thinks I'm stupid and I make bad health care choices
bump for rex


SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
307774 posts
Online

re: The Government thinks I'm stupid and I make bad health care choices
bump again


sharkfhin
Miami (FL) Fan
Hurricane alley
Member since Sep 2008
1671 posts

re: The Government thinks I'm stupid and I make bad health care choices
Basically I dont carry insurance at this time because I can't afford it through my company because I'm swamped with issues I can't get out of for a few yrs....

So obamacare says I will have to pick up coverage by Jan 1st ?

How much will the premiums be roughly thru obamacare ?
This post was edited on 4/4 at 11:40 am


SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
307774 posts
Online

re: The Government thinks I'm stupid and I make bad health care choices
quote:

How much will the premiums be roughly thru obamacare ?

depends on how much you make. i dont' think anybody knows


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lsu13lsu
LSU Fan
Member since Jan 2008
2773 posts
Online

re: The Government thinks I'm stupid and I make bad health care choices
quote:


Do people really pay rates this high? Goodness.

I pay about $90/month through work for a great plan for just myself.



Your employer pays the rest which is probably over $200 or $300. That would be going to you as salary otherwise.


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