- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Someone help me understand
Posted on 7/28/17 at 11:23 am
Posted on 7/28/17 at 11:23 am
If "health care" goes back to the way it was before Obamacare, premiums will sky rocket. I thought Obamacare is what made the premiums sky rocket ??? for the record, my insurance is not as good as it was before Obamacare and it cost more also. I'll hang up a listen .
Posted on 7/28/17 at 11:25 am to ODanMan
Because you hate poor people and people of color.
"From each according to his ability, to each according to his needs"
"From each according to his ability, to each according to his needs"
Posted on 7/28/17 at 11:26 am to ODanMan
you won't get many answers from the trumpkins they just follow blindly
Posted on 7/28/17 at 11:34 am to ODanMan
quote:
I thought Obamacare is what made the premiums sky rocket ?
Herein lies your confusion. It didn't. It slowed the rise in costs of medical care. But the GOP only look at the time from when Obamacare was implemented/passed saying "look at the cost rising during obamacare", completely ignoring the trend line of costs prior to the ACA.
But, it is an easy way to score political points. Reverting to the old system will do what it was doing previously, seeing triple digit percentage cost increases. People like to remember things much more fondly than they were.
Posted on 7/28/17 at 11:37 am to 5thTiger
quote:
But the GOP only look at the time from when Obamacare was implemented/passed saying "look at the cost rising during obamacare", completely ignoring the trend line of costs prior to the ACA.
my premiums have gone up 500% since 2010
do you honestly believe that they'd be up 500% had the ACA never been passed?
Posted on 7/28/17 at 11:39 am to ODanMan
If healthcare goes back to the way it was, it means the free market is allowed to work out the exchanges and the problems. Which is how it's meant to be.
Posted on 7/28/17 at 11:44 am to 5thTiger
No confusion crackhead, Obamacare was built on a complete and utter lie. Obama said, prems would go down, we would save 2500 dollars a year and almost everyone would be covered, none of that happened, it was a lie from the get go....Also, the GOPe has even told a bigger lie, they should all be voted out, IMO... I can deal with the dems lying, that is what they do, GOPe are even worse...
Posted on 7/28/17 at 11:46 am to SlowFlowPro
quote:
do you honestly believe that they'd be up 500% had the ACA never been passed?
I don't know you or your situation..but probably. That is what the data/trends say.
Side Note: Insurance/Premiums go up over time as you get older/change life status. They are sky high from 18-25, go down...then steadily rise again.
quote:
my premiums have gone up 500% since 2010
Don't believe you. Even if i did, Yes, I'm confident they would have gone even higher if not for the ACA.
Excellent non-partisan organizations like the Kaiser Foundation produce great work that says as much. If that doesn't float your boat, US HHS data says it too.
quote:
The survey tracks the health insurance offered by private firms big and small, and in all cases, the average rate of premium growth from the time the law passed in 2010 through 2015 was actually lower than from 2004 to 2010. And premium growth was lowest for firms with fewer than 50 employees.
Posted on 7/28/17 at 11:49 am to 5thTiger
quote:
Don't believe you.
it's actually more. they were sub $100/mo and are now over $500/mo
that's ignoring the insane deductible increase
i once posted my plan and bill to prove i wasn't lying, because people have said i was lying for almost 10 year now
quote:
8905-ehbs-2016-cover-thumbnailThis annual survey of employers provides a detailed look at trends in employer-sponsored health coverage
does not apply to me
quote:
The MEPS Insurance Component fields questionnaires to private and public sector employers
does not apply to me
This post was edited on 7/28/17 at 11:50 am
Posted on 7/28/17 at 11:55 am to SlowFlowPro
quote:
does not apply to me
quote:
does not apply to me
Sounds like you are an extreme exception...something we shouldn't base public policy around. Maybe you are telling the truth, maybe you aren't. All I know is what the data, combined from thousands upon thousands of average everyday americans, supports my point.
You, random internet poster, who may or may not be telling the truth..or providing context over other situations why your costs may have increased...are saying something contradicts all the reliable data.
But you would be an outlier. The answer to the question the OP posed is in my first post in this thread. You may not like it, your personal situation my dispute it, but that doesn't make it untrue.
Posted on 7/28/17 at 12:02 pm to 5thTiger
quote:
All I know is what the data, combined from thousands upon thousands of average everyday americans, supports my point.
in the meta this may be true, especially if you conveniently remove the group who was buttfricked to subsidize the care
but you're kind of comparing apples to oranges because you're talking about totals while ignoring that people are talking about their individual perspectives. rates have gone up for men, young people, people of higher SES, and those without PECs to subsidize women, old people, people of lower SES, and those with PECs
you can't just make a meta comment without taking into consideration the rate increases for each of these groups
quote:
You, random internet poster, who may or may not be telling the truth..or providing context over other situations why your costs may have increased...are saying something contradicts all the reliable data.
i buy my own health insurance and i am the demographic the government decided would subsidize EVERYONE (male, economic producer, no health issues, and young-ish)
Posted on 7/28/17 at 12:06 pm to SlowFlowPro
Besides adding some good conditions such as pre-existing conditions, etc., the who plan was to get all the low income folks on healthcare paid for by middle class and healthy young folks. But it didn't work..
Posted on 7/28/17 at 12:06 pm to ODanMan
Ask a more rational board with actual people that are in the field. Not gonna get an answer around these parts baw
Posted on 7/28/17 at 12:11 pm to SlowFlowPro
You might be telling the 100% truth...but it still wouldn't make any of what I said less true. Individual examples, like yours, would be a terrible way to devise public policy.
Posted on 7/28/17 at 12:15 pm to 5thTiger
quote:
You might be telling the 100% truth.
bro, just stop
quote:
Individual examples, like yours, would be a terrible way to devise public policy.
and arguing that our federal government should take over 1/6 of our economy to deal with about 5% of he population falls into the same issue
*ETA: especially when most of those who "gained insurance" just got on Medicaid
This post was edited on 7/28/17 at 12:17 pm
Posted on 7/28/17 at 12:22 pm to 5thTiger
quote:
Herein lies your confusion. It didn't. It slowed the rise in costs of medical care.
Oops. You screwed up. Most people defending Obamacare are careful to mention that it is the rise in premium costs that are slowing down. That way, they can ignore the new trend towards $10K deductibles and things like prescription drugs counting towards your deductible, when they used to be covered from day 1.
Look at articles claiming that Obamacare has slowed down costs. They all mention "premium" costs, not health care costs. That's because health care costs are not slowing down, if you factor in the out-of-pocket costs. But I think you probably already knew that.
In addition, another reason many people are saving money on healthcare is because of the subsidies. It's not that their health insurance costs less, it's because the taxpayers are subsidizing those costs.
Furthermore, you can find articles saying that the total ACA costs are less than predicted. But if you look at the costs closely, the cost line is still bending upward - meaning that total costs of healthcare (which includes out-of-pocket expenses) is still increasing at a faster rate than they were before the ACA was implemented. If I predict that healthcare costs are going to increase by $5T dollars in the next 5 years, and they only increase by $4T, I can't say we saved one trillion dollars. We're still spending $4T more than we did 5 years ago.
Posted on 7/28/17 at 12:23 pm to ODanMan
quote:
If "health care" goes back to the way it was before Obamacare, premiums will sky rocket.
No. If HC goes back premiums will go down. But the bills being proposed keep so many of the Obamacare provisions that premiums would stay the same (high) or go up.
The reason the bills kept so many Obamacare provisions is because the GOP is scared of going into the 2018 mid terms with their Democrat opponents using the campaign of:
"MY OPPONENT KILLED 50 MILLION PEOPLE!!!!"
Posted on 7/28/17 at 12:23 pm to SlowFlowPro
quote:
bro, just stop
Stop what? I'm saying your individual situation (which seems to be contradictory to all the other data) is essentially irrelevant to the OP's post. You continuing to make an example about yourself is why I keep responding.
quote:
and arguing that our federal government should take over 1/6 of our economy to deal with about 5% of he population falls into the same issue
*ETA: especially when most of those who "gained insurance" just got on Medicaid
Don't know where you are getting that 5% number. Pretty sure pre-existing coverage alone touches a majority of Americans.
Discussing something that makes up close to 20% of our economy is not the same as discussing an individual example.
Posted on 7/28/17 at 12:24 pm to 5thTiger
quote:
Sounds like you are an extreme exception..
No, my premiums went through the roof from 2010 to 2016. And my insurer specifically said it was due to Obamacare... in writing.
Posted on 7/28/17 at 12:25 pm to 5thTiger
quote:
Individual examples, like yours, would be a terrible way to devise public policy.
You mean the policy that was initially passed by little more effort than trotting out 5-6 outlier hardluck stories before the American public to appeal to their emotions to "get something done"?
Back to top
Follow TigerDroppings for LSU Football News