Started By
Message
locked post

So I got my letter from my healthcare company

Posted on 4/1/14 at 5:17 pm
Posted by gatorrocks
Lake Mary, FL
Member since Oct 2007
13969 posts
Posted on 4/1/14 at 5:17 pm
Which is shocking because I have full coverage. Maternity, psych, child care, etc. ADP (the payroll provider for 1 in 6 employees in the US) sent letters to everyone telling us our insurance will likely change.

Awesome news. Can't wait to see what I'll be paying here shortly. Between me and my employer we pay ~$1200 / month for it now.

And I can't wait for mid-term elections.

I'm not voting for a single incumbent. frick 'em all.
Posted by upgrayedd
Lifting at Tobin's house
Member since Mar 2013
134843 posts
Posted on 4/1/14 at 5:19 pm to
YOU'LL GET BETTER HEALTHCARE!!!!!!!!!!!!

YOU'LL QUALIFY FOR SUBSIDIES!!!!!!!!!!!!
Posted by gatorrocks
Lake Mary, FL
Member since Oct 2007
13969 posts
Posted on 4/1/14 at 5:20 pm to
quote:

YOU'LL GET BETTER HEALTHCARE!!!!!!!!!!!!

YOU'LL QUALIFY FOR SUBSIDIES!!!!!!!!!!!!

That would be welfare for the middle upper class, wouldn't it?
Posted by Pinecone Repair
Burminham
Member since Nov 2013
7156 posts
Posted on 4/1/14 at 5:23 pm to
quote:

YOU'LL GET BETTER HEALTHCARE!!!!!!!!!!!! 

YOU'LL QUALIFY FOR SUBSIDIES!!!!!!!!!!!!


You left out this one -

Your old plan was crap anyway !!!!!!!!
Posted by upgrayedd
Lifting at Tobin's house
Member since Mar 2013
134843 posts
Posted on 4/1/14 at 5:23 pm to
quote:

You left out this one -

Your old plan was crap anyway !!!!!!!!


Mea culpa
Posted by gatorrocks
Lake Mary, FL
Member since Oct 2007
13969 posts
Posted on 4/1/14 at 5:27 pm to
quote:

Your old plan was crap anyway !!!!!!!!

Well. I think ANY plan is shite now.
Posted by Sentrius
Fort Rozz
Member since Jun 2011
64757 posts
Posted on 4/1/14 at 5:56 pm to
quote:

Maternity, psych, child care


If you're an unmarried adult male, why in the hell do you need any of this?
Posted by Alahunter
Member since Jan 2008
90738 posts
Posted on 4/1/14 at 6:19 pm to
quote:

Maternity, psych, child care




If you're an unmarried adult male, why in the hell do you need any of this?


I don't. But since January, I've been forced to have it. And in the process, pay 60% more in premiums a month, and saw my OOP and yearly deduct. go from $750/$1500 to $2,000/$6,000. Forward... or some shite.
Posted by matthew25
Member since Jun 2012
9425 posts
Posted on 4/1/14 at 6:22 pm to
Kaiser says the average cost is $16,351 in 2013. You are below average cost.

Congrats.
Posted by Hawkeye95
Member since Dec 2013
20293 posts
Posted on 4/1/14 at 6:24 pm to
quote:

I don't. But since January, I've been forced to have it. And in the process, pay 60% more in premiums a month, and saw my OOP and yearly deduct. go from $750/$1500 to $2,000/$6,000. Forward... or some shite.


ftr, this is how insurance works. Pooling of the resources. You might not need it now, but maybe in the future you will.

I get why you don't like it, and I am not a fan of obamacare. Obama didn't invent the model of shared risk, he just mandated that you participate.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
123778 posts
Posted on 4/1/14 at 6:24 pm to
quote:

Kaiser says the average cost is $16,351
Link?
Posted by Alahunter
Member since Jan 2008
90738 posts
Posted on 4/1/14 at 6:25 pm to
quote:

ftr, this is how insurance works


No. It's not. Insurance calculates risk and puts people into categories and adjusts prices based on this. Obamacare strips that completely away and that's why you have the shitshow going on now.
Posted by Hawkeye95
Member since Dec 2013
20293 posts
Posted on 4/1/14 at 6:30 pm to
quote:

No. It's not. Insurance calculates risk and puts people into categories and adjusts prices based on this. Obamacare strips that completely away and that's why you have the shitshow going on now.


No, its really how insurance works, pooling of risks.

Obamacare's problem is they are trying to engineer this complicated system to promote certain goals. The more complicated the system the more distorted the results are. Look at our tax code.

Single payer would have been much more straightforward and less of shitstorm, this is like single payer while offering private companies the ability to participate.

It just too complicated and too many disincentives.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
123778 posts
Posted on 4/1/14 at 6:43 pm to
quote:

No, its really how insurance works, pooling of risks.
It is how actuarial analysis works when actuaries are instructed to eliminate all variables, which is to say it is how socialism works. Obamacare has little resemblance to insurance in a truly capitalistic democracy.
Posted by Asgard Device
The Daedalus
Member since Apr 2011
11562 posts
Posted on 4/1/14 at 6:50 pm to
quote:

I'm not voting for a single incumbent. frick 'em all.


Except for the R's. Gotta vote for them to keep the D's out, right?
Posted by Alahunter
Member since Jan 2008
90738 posts
Posted on 4/1/14 at 6:54 pm to
(no message)
This post was edited on 4/1/14 at 6:57 pm
Posted by LSUwag
Florida man
Member since Jan 2007
17319 posts
Posted on 4/1/14 at 7:56 pm to
quote:

I'm not voting for a single incumbent.


Pretty sure your Representative is a conservative. He voted against Obama Care. Would you rather see some scumbag like Alan Grayson win his seat because you are randomly voting against people who may well have had your best interest in mind.

Vote wisely, my friend.
Posted by gatorrocks
Lake Mary, FL
Member since Oct 2007
13969 posts
Posted on 4/1/14 at 9:39 pm to
quote:

If you're an unmarried adult male, why in the hell do you need any of this?

I'm married with two kids BUT we're done having kids. I'd like to get rid of maternity. One, because it's an extra $100 / month or so. Two, because it's shite coverage.

Any maternity coverage where you actually PAY for the insurance is shite. Medicaid... You's fully covered!
Posted by gatorrocks
Lake Mary, FL
Member since Oct 2007
13969 posts
Posted on 4/1/14 at 9:41 pm to
quote:

Except for the R's. Gotta vote for them to keep the D's out, right?

Nope. The R's are too fricking weak to do anything. They need new leadership. The weak arse R's in there are too afraid to do shite.

Absolutely no backbone.
Posted by gatorrocks
Lake Mary, FL
Member since Oct 2007
13969 posts
Posted on 4/1/14 at 9:43 pm to
quote:

Would you rather see some scumbag like Alan Grayson win his seat because you are randomly voting against people who may well have had your best interest in mind.

The day Alan Grayson gets my vote is the day I kill myself.

And believe me... If John Boehner was from my district, I'd be voting for anyone but him. Guy is a hack.
first pageprev pagePage 1 of 3Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram