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Started By
Message
Question for the old geezers on here regarding health insurance
Posted on 7/30/14 at 9:10 pm
Posted on 7/30/14 at 9:10 pm
Did your family have insurance when you were a kid, or did y'all just pay doctors out of pocket? Sometimes I long for the days when the doc came to the house and you paid him there.
8
Posted on 7/30/14 at 9:21 pm to HailHailtoMichigan!
Yes,my old man had Travelers Ins. You went to any dr or dentist and ins paid. ETA I am 44
This post was edited on 7/30/14 at 9:23 pm
Posted on 7/30/14 at 9:45 pm to papasmurf1269
When I would get sick the doctor would come by the house, sit on the side of the bed and take my temp. He would check my throat and ears and listen to my chest.
He would update my mom as to those who were in the hospital.
He would then pull out a needle and some medicine (penicillin) from his bag. From my young perspective, the needle had to be two feet long. I would say I feel better but he would flip me over and give me a shot. Dad would pay him four or five dollars.
When I got older I am pretty sure we had hospital insurance but not physician or drug coverage.
I think in those days doctors would use their common sense and charge what they felt would be fair to the patient. I had a friend whose dad had run off and I went with him to the doctor one day. He had an ear infection and when he came out the lady at the desk told him it would be fifty cents. '
He would update my mom as to those who were in the hospital.
He would then pull out a needle and some medicine (penicillin) from his bag. From my young perspective, the needle had to be two feet long. I would say I feel better but he would flip me over and give me a shot. Dad would pay him four or five dollars.
When I got older I am pretty sure we had hospital insurance but not physician or drug coverage.
I think in those days doctors would use their common sense and charge what they felt would be fair to the patient. I had a friend whose dad had run off and I went with him to the doctor one day. He had an ear infection and when he came out the lady at the desk told him it would be fifty cents. '
Posted on 7/30/14 at 9:45 pm to HailHailtoMichigan!
Nope - no insurance as a kid. First health insurance I ever had was thru my job - back in the late sixties I think.
It was a pain in the arse to use. You had to pay the doctor out of your own pocket and then at the end of the month you had to submit an insurance claim with all your receipts and doctors' notes.
Then 3 or four weeks later, they would reimburse for the covered treatments. Nothing was paid in full.
It was a pain in the arse to use. You had to pay the doctor out of your own pocket and then at the end of the month you had to submit an insurance claim with all your receipts and doctors' notes.
Then 3 or four weeks later, they would reimburse for the covered treatments. Nothing was paid in full.
Posted on 7/30/14 at 9:48 pm to ChineseBandit58
quote:
It was a pain in the arse to use. You had to pay the doctor out of your own pocket and then at the end of the month you had to submit an insurance claim with all your receipts and doctors' notes.
I remember those days well. You never had any idea how much you were going to be reimbursed. Just cross your fingers and hope for some kind of check.
Posted on 7/30/14 at 9:50 pm to OldTigahFot
I must be too young for this thread.
Posted on 7/30/14 at 10:01 pm to HailHailtoMichigan!
We had hospital insurance as I recall. Other than that paid for doctor/dentist visits as they happened. Doctor made house calls. Of course doctors fees and medication were much much cheaper then.
Posted on 7/30/14 at 10:01 pm to HailHailtoMichigan!
quote:Nope. The Doctor would pull up to the house in his horse drawn carriage. If we didn't have any money we paid with a chicken or eggs. When he was done tending to the animals he would give us a look over.
Did your family have insurance when you were a kid,
Posted on 7/30/14 at 10:39 pm to La Place Mike
Not sure. Seems my pop had insurance, but doc visits were paid out of pocket. Insurance covered hospital stays. I know we paid for meds out of pocket. We were fairly poor too.
Posted on 7/30/14 at 10:41 pm to RogerTheShrubber
quote:Were you on medicaid?
Not sure. Seems my pop had insurance, but doc visits were paid out of pocket. Insurance covered hospital stays. I know we paid for meds out of pocket. We were fairly poor too.
Posted on 7/30/14 at 10:43 pm to HailHailtoMichigan!
quote:
Were you on medicaid?
No. Parents wouldn't ever take any public assistance. Public school was almost too much for them.
This post was edited on 7/30/14 at 11:39 pm
Posted on 7/30/14 at 11:03 pm to HailHailtoMichigan!
I am 59, as a kid my family and most others that had insurance had what was then commonly called "major Medical", or "Hospitalization", you had to be in hospital for it to pay, and in those days there were no "same day" surgery. Dr. visits, dental , glasses, prescription drugs, were all paid out of pocket. At around age 10 I got weekly allergy shots, they $20.00 every month, and that was very expensive, our house rent at the time was $75.00.
Posted on 7/30/14 at 11:36 pm to HailHailtoMichigan!
quote:
Employer-sponsored health insurance plans dramatically expanded as a direct result of wage controls imposed by the federal government during World War II.[21] The labor market was tight because of the increased demand for goods and decreased supply of workers during the war. Federally imposed wage and price controls prohibited manufacturers and other employers from raising wages enough to attract workers. When the War Labor Board declared that fringe benefits, such as sick leave and health insurance, did not count as wages for the purpose of wage controls, employers responded with significantly increased offers of fringe benefits, especially health care coverage, to attract workers.[21]
Makes me wonder if there would be any health insurance today without Federal intervention back then.
Posted on 7/30/14 at 11:37 pm to OlGrandad
quote:
When I would get sick the doctor would come by the house, sit on the side of the bed and take my temp. He would check my throat and ears and listen to my chest.
was it a rectal thermometer?
Posted on 7/31/14 at 4:41 am to WeeWee
was it a rectal thermometer?
They liked these back in the day. Perverts I think. Them doctors liked to play with your junk and buttocks.
When my dad was in the service (50's) we had lots of health care, later through his job but only so much coverage, like no orthodontist.
They liked these back in the day. Perverts I think. Them doctors liked to play with your junk and buttocks.
When my dad was in the service (50's) we had lots of health care, later through his job but only so much coverage, like no orthodontist.
Posted on 7/31/14 at 6:29 am to themunch
Zach just told me he went to the barber when he was sick.
Posted on 7/31/14 at 6:33 am to WeeWee
quote:
rectal thermometer
I preferred that over epecac and castor oil.
Posted on 7/31/14 at 7:26 am to EA6B
quote:This. My mother found a job that offered it (1950s) and worked there 30+ years. Her take-home pay wasn't much, but having a policy was high on her priorities list. I guess a group policy back then, as now, was cheaper than the individual kind.
"Hospitalization",
Other medical was paid out of pocket --- actually out of "The Jar." She stashed a dollar in it whenever she could, for unseen expenses. The "sugar dish" was for pennies & small change. That's the one our lunch money for school or a quarter for a movie came from. God help any kid who tried to filch a nickel for a candy bar. That woman just knew.
Broke my arm when I was about 11. A neighbor and her husband (one pulling at my elbow, one at the wrist) straightened it enough to splint it and Mom took me to a hospital. Zachary Lane Memorial, I think. By then it was after dark and the doctor didn't come to set it in a cast until the next day. That was one, long, miserable, sleepless night. Ouch.
Posted on 7/31/14 at 8:51 am to CubsFanBudMan
quote:
Employer-sponsored health insurance plans dramatically expanded as a direct result of wage controls imposed by the federal government during World War II.[21] The labor market was tight because of the increased demand for goods and decreased supply of workers during the war. Federally imposed wage and price controls prohibited manufacturers and other employers from raising wages enough to attract workers. When the War Labor Board declared that fringe benefits, such as sick leave and health insurance, did not count as wages for the purpose of wage controls, employers responded with significantly increased offers of fringe benefits, especially health care coverage, to attract workers.[21]
Makes me wonder if there would be any health insurance today without Federal intervention back then.
Thanks FDR.
Posted on 7/31/14 at 10:00 am to HailHailtoMichigan!
Father had health insurance (and a retirement benefits package)through his job way back in the 1950's.
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