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Health Care

Posted on 6/26/17 at 7:37 am
Posted by iron banks
Destrehan
Member since Jul 2014
3738 posts
Posted on 6/26/17 at 7:37 am
watching the mess going on in the Senate makes me think back to some of you that said history has proven once the population gets a perceived benefit they won't let go. Well, even if the the Republicans hang this albatross around their necks it really does nothing to bring cost down. To pass something for the sake of passing something seems foolish here. What is on the table certainly is not a repeal of the ACA in in real way.
Posted by Eli Goldfinger
Member since Sep 2016
32785 posts
Posted on 6/26/17 at 7:40 am to
I don't understand why they can't roll back to 2008 rules and come up with a plan for the uninsured sick.
Posted by Andychapman13
Member since Jun 2016
2728 posts
Posted on 6/26/17 at 7:41 am to
My favorite Reagan quote: "Nothing is close to eternal life on earth than a federal government spending program!"
Posted by Snipe
Member since Nov 2015
10897 posts
Posted on 6/26/17 at 7:44 am to
quote:

I don't understand why they can't roll back to 2008 rules and come up with a plan for the uninsured sick.




Prior to this BS ACA mess everyone had access to healthcare. Al arse it was a failing charity hospital system, but the problems with that system were plain and simple corruption and waste. All totally fixable, and likely for less than the government has spent on funneling money to insurance companies over the past 7 years.

But long gone are those good ole days. This quagmire will be the ruin of this country.
Posted by TBoy
Kalamazoo
Member since Dec 2007
23645 posts
Posted on 6/26/17 at 8:05 am to
quote:

Prior to this BS ACA mess everyone had access to healthcare. Al arse it was a failing charity hospital system, but the problems with that system were plain and simple corruption and waste. All totally fixable, and likely for less than the government has spent on funneling money to insurance companies over the past 7 years.


And if you look at it objectively, and not through Republican history haze, you will remember that emergency rooms were closing due to the steady flow of uninsured who had no access to primary care, double digit premium increases every year, shrinking benefits, and some "major medical" policies which only covered catastrophic injuries, and nothing else. What we had was a system which was going bankrupt due to skyrocketing costs and insurance companies driven by profit pressure.

The system was not working before. The ACA calmed it down for a couple years. But Republican control of congress and their goal of breaking the system down again has led to instability.

Now they just want chaos. The only thing the Republicans are concerned about is profit for the insurers. That is what "a return to what we had before" really means.
Posted by the808bass
The Lou
Member since Oct 2012
111496 posts
Posted on 6/26/17 at 8:11 am to
quote:

And if you look at it objectively, and not through Republican history haze, you will remember that emergency rooms were closing due to the steady flow of uninsured who had no access to primary care


This isn't true.
Posted by Shepherd88
Member since Dec 2013
4579 posts
Posted on 6/26/17 at 8:15 am to
Why can't we make this just like auto insurance where catastrophe or "liability" insurance is mandatory. Then everything else is optional? That way you have emergencies and pre existing conditions such as cancers covered?
Posted by 4cubbies
Member since Sep 2008
49924 posts
Posted on 6/26/17 at 8:18 am to
quote:

Republicans are concerned about is profit for the insurers. That is what "a return to what we had before" really means.

Boom.
Posted by Snipe
Member since Nov 2015
10897 posts
Posted on 6/26/17 at 8:20 am to
quote:

and some "major medical" policies which only covered catastrophic injuries, and nothing else


This is exactly what ACA created.

More people paying into the system, and less coverage.

Prior to ACA. (Which effected the entire insurance system as a whole)
My policy through my employer cost me about $400 per month, with a $500 deductible, and coverage at 80/20 after the deductible was met. Prior to the decuctible being met, a portion of any medical related cost went to the deductible.

Today me plan loos like this.

nearly $900/ month.
$5,500 deductible
80/20 coverage after deductible
100% out of pocket towards deductible and insurance pays nothing (except $35 general office visit) until my $5,500 deductible is met.

Luckily I'm healthy enough that I do not need the Dr. much, but basically that means I'm paying into the system that I get nothing for unless it's a catastrophic emergency. Obamacare was touted to be eliminating this. They created it for me and millions of others.

Oh, and yes I checked the exchange to see if I can get a better plan.

Best plan I could qualify for was a plan that cost $600/mon. 80/20 coverage with a $12,000 deductible. And no subsidies because I have a job.

In talking to working class people this is the rule, and not the exception with ACA. It's all smoke and mirrors to shift wealth and grease the wheels of the insurances lobby.
Posted by Homesick Tiger
Greenbrier, AR
Member since Nov 2006
54202 posts
Posted on 6/26/17 at 8:22 am to
quote:

The only thing the Republicans are concerned about is profit for the insurers. That is what "a return to what we had before" really means.


So what was the death rate for the uninsured before ACA? What is it now with ACA?

Numbers, not opinion, will be appreciated.
Posted by 4cubbies
Member since Sep 2008
49924 posts
Posted on 6/26/17 at 8:27 am to
quote:

Prior to ACA. (Which effected the entire insurance system as a whole)
My policy through my employer cost me about $400 per month, with a $500 deductible, and coverage at 80/20 after the deductible was met. Prior to the decuctible being met, a portion of any medical related cost went to the deductible.

Insurance will never get cheaper though. This is long gone.
Posted by tigerfootball10
Member since Sep 2005
9493 posts
Posted on 6/26/17 at 8:28 am to
quote:

you will remember that emergency rooms were closing due to the steady flow of uninsured


Know how I know you haven't been to an ER recently?
Posted by BulldogXero
Member since Oct 2011
9759 posts
Posted on 6/26/17 at 8:47 am to
Implement a consumption tax to help pay for a national healthcare system.
Posted by the808bass
The Lou
Member since Oct 2012
111496 posts
Posted on 6/26/17 at 9:07 am to
quote:

Republicans are concerned about is profit for the insurers. That is what "a return to what we had before" really means. Boom.


Yes. Let's get back to the heyday of 3% profit margins.
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