Any good topics discussing student loan payment?

that would be a good start. Or just good ideas about how to pay them off or see if you qualify for loan forgiveness, etc.

Google PSLF- public service loan forgiveness. It might be worth looking into if you have a particularly high debt load and can get on income based repayment. Otherwise do a google search for grants particular to your profession. It's unlikely, but you never know.

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We used the debt snowball

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We just started that too. Hoping to have her loan and truck paid off by end of the year

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My wife said I could get a country club membership with the payment after we paid it off. That helped expedite the process.

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That's a good one. I could pay the mortgage on a bay-side condo in Gulf Shores with my student loan payment. Not one of the nicer developments, but still.


OP: Check out sofi. And search it on here (google "sofi student loans site:tigerdroppings.com"). Several posters have had success through them. I can re-finance all of my loans into a 10 year payoff with a 3.875% variable rate. I'll do it soon but want to knock down the principal to something more manageable.

Ours were all Stafford/Grad Plus at 6.8%. So we refi'd everything.

I owe a significant amount from law school, and there isn't a non-unicorn rate someone could give me to forfeit the ability to use IBR when times are tight and forbearance if the shite ever really hit the fan.

Throw every extra dime you have at it, if I can stay offshore enough I should have mine down in a years time.

We re-fi'd my wife's into a 5 year payoff plan at a 3% rate. Monthly payments were about the same and we will get rid of the debt much quicker.

Your loan debt got you the salary you are making, but otherwise isn't helping you, get rid of it as quickly as possible,while paying the least amount of interest you can.