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Short term(?) Savings options
Posted on 2/6/15 at 9:41 am
Posted on 2/6/15 at 9:41 am
Just some background...maxing out Roth contributions. Putting money into 401k. Throwing $150/month into some mutual funds (NW Mutual handles my Roth and the mutual funds).
About to be making a good deal more money. Don't think I will exceed the $116,000 limit for Roth contributions. However, want to put some money where it will do better than sitting in a checking or savings account. Any recommendations?
Note that NW Mutual tried to get me to do either perm/term insurance. Dropped it because I was stuck paying for 10+ years until I made money on it. I'm looking for something more liquid/flexible.
About to be making a good deal more money. Don't think I will exceed the $116,000 limit for Roth contributions. However, want to put some money where it will do better than sitting in a checking or savings account. Any recommendations?
Note that NW Mutual tried to get me to do either perm/term insurance. Dropped it because I was stuck paying for 10+ years until I made money on it. I'm looking for something more liquid/flexible.
1
Posted on 2/6/15 at 1:34 pm to redbaron
Ally has 0.85% return on their savings account I believe. Other than that look at short term bond funds.
You won't get rich investing on either of those, but you wont be risking it too much either.
You won't get rich investing on either of those, but you wont be risking it too much either.
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