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Started By
Message
Reccomendations for Commercial Auto Insurance
Posted on 1/31/15 at 8:34 am
Posted on 1/31/15 at 8:34 am
My current vendor has decided to raise my premiums by 50%, so I'm going shopping.
3 trucks
I can give more details if it helps.
Suggestions?
3 trucks
I can give more details if it helps.
Suggestions?
6
Posted on 1/31/15 at 10:11 am to Grassy1
Well... I'm guessing you have losses to support the rate increase.
Mind telling us about those so we get the whole picture?
Mind telling us about those so we get the whole picture?
Posted on 1/31/15 at 10:14 am to Grassy1
quote:
can give more details if it helps
Scope of work?
Personal use for drivers?
garage city & radius
What is your annual per vehicle rate & what limit?
Posted on 1/31/15 at 12:28 pm to Mr.Perfect
Safeco
Posted on 1/31/15 at 1:29 pm to Mr.Perfect
Had a loss (not my fault) with a different company in 2012, net loss $3500.
No losses with this co. Had them since Feb 2013.
Got a speeding ticket in my personal vehicle. 67 in a 55, about 2 yrs ago.
No losses with this co. Had them since Feb 2013.
Got a speeding ticket in my personal vehicle. 67 in a 55, about 2 yrs ago.
Posted on 1/31/15 at 1:35 pm to Mr.Perfect
2 del vehicles, 1 cdl and 1 not
1 other 3/4 ton truck used for sales and my personal use.
Baton Rouge, radius 40 miles.
What do you mean rate and linit?
1 other 3/4 ton truck used for sales and my personal use.
Baton Rouge, radius 40 miles.
What do you mean rate and linit?
Posted on 1/31/15 at 5:48 pm to Grassy1
quote:
What do you mean rate and linit
What I mean is are you currently paying $2000 per year on these? And what limit of insurance. .. say 500k combined single limit? Or 1million?
I mean 2k on each vehicle
This post was edited on 1/31/15 at 5:58 pm
Posted on 2/1/15 at 1:41 pm to Mr.Perfect
I will get that you for you.
Posted on 2/1/15 at 9:04 pm to Grassy1
If State Farm will write them they'll usually be the cheapest on comm auto.
Posted on 2/1/15 at 9:17 pm to Grassy1
Are you using an independent agent? If not, find one.
If so, then find another and have them quote as well.
If so, then find another and have them quote as well.
Posted on 2/4/15 at 6:21 am to Mr.Perfect
Finally getting back on this,
$1million limit
$5300 current total rate for the 2 delivery vehicles (the sales/personal vehicle not included)
ETA: I've got another quote, but open to others
$1million limit
$5300 current total rate for the 2 delivery vehicles (the sales/personal vehicle not included)
ETA: I've got another quote, but open to others
This post was edited on 2/4/15 at 6:22 am
Posted on 2/4/15 at 7:34 am to Grassy1
What type of delivery vehicles?
Pickups, sedans, box trucks, etc?
Pickups, sedans, box trucks, etc?
Posted on 2/4/15 at 7:54 am to donRANDOMnumbers
flatbeds
Posted on 2/4/15 at 1:00 pm to Grassy1
physical damage included?
if so, the price is arguably not THAT bad for 1,000,000.
doubt you find anyone that will save you a bundle. maybe a few hundred bucks or so.
not quite sure i understand your claims description. but if their is anything showing on your loss runs then the price is very good.
if so, the price is arguably not THAT bad for 1,000,000.
doubt you find anyone that will save you a bundle. maybe a few hundred bucks or so.
not quite sure i understand your claims description. but if their is anything showing on your loss runs then the price is very good.
Posted on 2/4/15 at 7:52 pm to Grassy1
I give my trucks to my independent agent that specializes in commercial insurance. In BR Gallagher is an example of that kind of agent. They will take you to several carriers.
LINK
Go ahead and ask your current carrier and your previous carriers for your loss runs. They should give you that. Even if the losses have been zero you will need runs that say that.
It would not surprise me your premium is $15-20000 if you add the other two vechicles. Your premium is very cheap on the delivery vehicles at $5300 for both.
LINK
Go ahead and ask your current carrier and your previous carriers for your loss runs. They should give you that. Even if the losses have been zero you will need runs that say that.
It would not surprise me your premium is $15-20000 if you add the other two vechicles. Your premium is very cheap on the delivery vehicles at $5300 for both.
This post was edited on 2/4/15 at 7:59 pm
Posted on 2/5/15 at 5:08 am to I B Freeman
Thanks IB, will check with Gallagher.
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