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Started By
Message
Does everyone carry insurance on their boats...?
Posted on 1/28/15 at 10:37 am
Posted on 1/28/15 at 10:37 am
Had a 19' Bass Cat with a 200 Optimax that I carried insurance on, but my 16 ft flat with a 55 on it I don't....
High dollar boats I understand, but flat boats, is it a must...?
High dollar boats I understand, but flat boats, is it a must...?
12
Posted on 1/28/15 at 10:39 am to Hangover Haven
30 year old boat. So no 
Posted on 1/28/15 at 10:40 am to Hangover Haven
I like the free defense when my partner sues me.
Posted on 1/28/15 at 10:44 am to Hangover Haven
24' boat with a 150hp costs me $76 a year
14' flat with a 40hp cost me $56 a year
500 Honda 4 wheeler cost me $24 a year
14' flat hit a floater in the lake 3 years ago and only had one bolt holding the lower unit on. Filed a claim....paid in full minus my deductible. Insurance went up from $49 a year to $56 a year. I can handle that.
24' Boat....hit a stump about 7 years ago...knocked a huge hole in it... barely made it back to camp and on trailer. Filed a claim....paid in full minus my deductible. Insurance never went up.
14' flat with a 40hp cost me $56 a year
500 Honda 4 wheeler cost me $24 a year
14' flat hit a floater in the lake 3 years ago and only had one bolt holding the lower unit on. Filed a claim....paid in full minus my deductible. Insurance went up from $49 a year to $56 a year. I can handle that.
24' Boat....hit a stump about 7 years ago...knocked a huge hole in it... barely made it back to camp and on trailer. Filed a claim....paid in full minus my deductible. Insurance never went up.
Posted on 1/28/15 at 10:46 am to OleBallCoach
Is that with Progressive..?
Posted on 1/28/15 at 10:47 am to Hangover Haven
quote:
High dollar boats I understand, but flat boats, is it a must...?
all about that liability son.
Posted on 1/28/15 at 10:48 am to Hangover Haven
Allstate I have everything I own with them...house, cars, toys, and life...lol
Posted on 1/28/15 at 10:48 am to OleBallCoach
quote:
Allstate I have everything I own with them...house, cars, toys, and
i'll pray for you tonight.
Posted on 1/28/15 at 10:49 am to OleBallCoach
How much is your insurance cost for all the banded ducks mounted?
Posted on 1/28/15 at 10:49 am to Hangover Haven
Comprehensive...all up to you
Liability... way to cheap to even think twice about
Liability... way to cheap to even think twice about
Posted on 1/28/15 at 10:51 am to Tigerpaw123
quote:
Liability... way to cheap to even think twice about
i encourage all to look at their liability limits given to them on policy, it'd probably cost you like stupid cheap money to double or triple limits for year if you have low limits on there.
Posted on 1/28/15 at 10:51 am to Hangover Haven
18' Champion 150 hp: $36/mo from Progressive
Replaced lower unit fully 5 yrs ago.
Not a requirement unless financed at the bank. My boat is 14 yrs old, and I will have the insurance as long as I have the boat.
Replaced lower unit fully 5 yrs ago.
Not a requirement unless financed at the bank. My boat is 14 yrs old, and I will have the insurance as long as I have the boat.
Posted on 1/28/15 at 10:52 am to SCwTiger
Did you hit something or did it just break?
Posted on 1/28/15 at 10:53 am to Hangover Haven
I do. 100k liability coverage is usually mandatory to fish the bigger tournaments.
Posted on 1/28/15 at 10:54 am to AlxTgr
quote:
I like the free defense when my partner sues me.
THIS!
Posted on 1/28/15 at 10:54 am to tilco
I have insurance on both boats and the jetski.
Posted on 1/28/15 at 10:55 am to tilco
Officially "hit" an underwater obstruction that caused all fluid to go out and lock up. When they looked at how banged up it (already) was, no questions asked. $2200
Posted on 1/28/15 at 10:56 am to Chad504boy
Chad504boy....I had Statefarm until Rita hit. Had everything with them.... tress fell in yard hit sheds...had roofs fly off shed and carport. Filed claim and nothing for three months...finally got a adjuster....I had already documented it with pics and video with measurments everywhere on everything and just fixed it myself keeping receipts and wait on reimbursement as I was told on the phone numerous times....Over 12K out of my pocket.....She denied most of my claim and I got a check for $900... I dropped there arse like a used rubber and they have begged me back for years....never again. I have built two homes and a camp since then and everytime they try I bring up what they did to me.
Posted on 1/28/15 at 11:02 am to OleBallCoach
State Farm will frick you like that 800# gorilla with a chainsaw dick. They dropped my boat insurance 12 yrs ago for a claim. I'm about to drop my homeowners with them to save $180/month - they just don't know it yet.
Posted on 1/28/15 at 11:10 am to TigerDeacon
quote:Almost tried one of these arising out of the Boy Scouts tourney on Saline. A steps settlement.
I like the free defense when my partner sues me.
THIS!
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