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Message
Gameplan for rolledover IRA
Posted on 12/9/14 at 8:34 am
Posted on 12/9/14 at 8:34 am
Just rolled over an old 401k and am wanting to get advice on my plan for it. Total amount is $15k, I am 26 and back in school so I was planning on waiting to pay the taxes to make it a Roth ira.
My current plan was to put half in cop, since it seems to be a great discount. I wanted to put the other half in vtsmx as I have read about it on here.
I am wondering if I should hold off on vtsmx since the market is at a high right now, I don't won't it to correct right after I buy. Also, would it be better to spread the half for cop into multiple stocks?
TIA
My current plan was to put half in cop, since it seems to be a great discount. I wanted to put the other half in vtsmx as I have read about it on here.
I am wondering if I should hold off on vtsmx since the market is at a high right now, I don't won't it to correct right after I buy. Also, would it be better to spread the half for cop into multiple stocks?
TIA
Posted on 12/9/14 at 9:24 am to Creamer
Don't ever try to time the market
Posted on 12/9/14 at 11:03 am to Thib-a-doe Tiger
I've just never been in the situation where I have a lump sum to put in the market. I have always tried to cost average over time, but that's only because I had to save up more money in between.
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