- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: State Farm claim - Need a little help
Posted on 11/4/14 at 4:33 pm to Motorboat
Posted on 11/4/14 at 4:33 pm to Motorboat
quote:
do you work for State Farm?
Used to.
quote:
If so, why does SF often require a police report to open a claim but needs to talk to the insured before paying a PD claim?
They normally don't require a police report. Actually, they can't require a police report, as sometimes this is not an option. It is preferred to have the report, however.
All insurance companies must talk to their policyholder before moving forward with a claim. That's SOP.
The OP could have filed it under his policy if he was frustrated, then been out his deductible until SF spoke to the other party and reimbursed the OP.
2
Posted on 11/4/14 at 6:25 pm to CherryGarciaMan
What if their insured died in the accident?
Posted on 11/4/14 at 6:31 pm to Motorboat
The other driver's statements and admissions to the police officer would be admissible evidence. She would either have to admit to the rear end collision or come up with some other reasonable explanation.
Posted on 11/4/14 at 8:32 pm to geauxpurple
quote:
or come up with some other reasonable explanation.
That could overcome the physical evidence on the scene.
Posted on 11/4/14 at 8:42 pm to Five0
Damage to the front of her car and the back of his? Not unless he backed in to her.
Posted on 11/4/14 at 8:55 pm to geauxpurple
For a traffic fatality there would be much more. Even here in AL, that scene would be worked by someone that would be able to completely reconstruct that scene. Skid marks and debris are other variables that would be considered. Traffic homicide investigators get swiped up upon retirement by insurance companies just for this reason. Very hard certification to get here in AL.
Posted on 11/5/14 at 1:52 am to CherryGarciaMan
Thats what I'm now doing.. Filing it under my policy and hoping I get my deductible reimbursed when the other party decides they don't want to be worthless human beings.
As of today, the claim has been 'escalated' and they sending an agent to their house to get a statement. Not expecting anything though..
What pissed me off is that the kid who hit me was in a Navigator and attended a private school that I know is not cheap... People suck.
As of today, the claim has been 'escalated' and they sending an agent to their house to get a statement. Not expecting anything though..
What pissed me off is that the kid who hit me was in a Navigator and attended a private school that I know is not cheap... People suck.
Posted on 11/5/14 at 8:46 am to Motorboat
quote:
What if their insured died in the accident?
Then obviously there would be a police report.
Posted on 11/5/14 at 8:52 am to CherryGarciaMan
quote:
Then obviously there would be a police report
but how could SF talk to their insured? Just playing devil's advocate here...
Posted on 11/5/14 at 9:05 am to lilsnappa
ALWAYS GET A POLICE REPORT
Posted on 11/5/14 at 10:19 am to Motorboat
Find a different insurance company - you pay a premium to be with State Farm, sounds like their agents and claim process sucks...
Page 2 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News