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Started By
Message
What's the deal with Qucken loans and other
Posted on 9/30/14 at 10:06 am
Posted on 9/30/14 at 10:06 am
online mortgage brokers? Rates are 2.8 for a 15 year. Are they easy to deal with, reputable, would you recommend them? Or do they charge low rates and then dick you over later through added fees and headaches?
5
Posted on 9/30/14 at 10:19 am to Pierre
I've wondered about this too. I'm inventing this scenario, but perhaps they will not let you autopay, then slam you with late fees if you are a day late. I have no idea.
Posted on 9/30/14 at 10:21 am to Pierre
I know a couple of people who have used them. I would not say they were any more gotchas than dealing with someone in person. Both times, the loan was eventually sold. I imagine their overhead is less because of no physical space.
Posted on 9/30/14 at 10:30 am to Pierre
Don't trust Quicken.
I went to them first, but had a regional bank offer me 2000 less in fees and .125 lower rate.
The idiots then tried to bully me into going with them. They even sent out an appraiser after I directly told them not to and tried I charge me for it.
I went to them first, but had a regional bank offer me 2000 less in fees and .125 lower rate.
The idiots then tried to bully me into going with them. They even sent out an appraiser after I directly told them not to and tried I charge me for it.
Posted on 9/30/14 at 11:06 am to Pierre
Great on refi, pricey fees for rate on purchases
Posted on 9/30/14 at 11:07 am to Pierre
i refi'd with quicken 3 years ago and it was a breeze
everything was done through their website and when it came time to close, they sent a person to my house with the documents to sign
i would recommend them based on my experience
i was met with no surprises or anything like that
they haven't sold my loan yet, so I doubt they plan to
everything was done through their website and when it came time to close, they sent a person to my house with the documents to sign
i would recommend them based on my experience
i was met with no surprises or anything like that
they haven't sold my loan yet, so I doubt they plan to
Posted on 9/30/14 at 1:13 pm to Croacka
They were awesome until I told them that I wasn't going to use them. Great systems, nice people, etc.
Since they missed on price so badly, I didn't even ask them to match, because they were either unable or they were knowingly fricking me in the first bid. I don't do business like that.
Since they missed on price so badly, I didn't even ask them to match, because they were either unable or they were knowingly fricking me in the first bid. I don't do business like that.
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