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Started By
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re: At what point does a SO become too irresponsible to be with?
Posted on 9/21/14 at 2:53 pm to Tigerfan56
Posted on 9/21/14 at 2:53 pm to Tigerfan56
Sounds like you might be better suited being with a dude
0
Posted on 9/21/14 at 2:53 pm to Tigerfan56
I would legitimately advise her to dump you.
Posted on 9/21/14 at 2:54 pm to Tigerfan56
quote:
worked there a year and didn't know that you had to designate your own money to the plan, thought the company did it automatically. Said she didn't care about the pay/benefit details when she accepted, was just happy to get the offer. Has the paperwork at home detailing it all but hasn't really gone through it all.
That would really bother me too man. Not really sure what to tell you. Maybe she just has no clue, and you can enlighten her.
This post was edited on 9/21/14 at 2:55 pm
Posted on 9/21/14 at 2:55 pm to Tigerfan56
Well, like nurse said, just talk to her. She's 24 and she's being 24
Posted on 9/21/14 at 2:55 pm to Tigerfan56
If a company has a 401k plan, and they match. They ask you how much you want to contribute.
If she doesn't contribute the same that the company matches, start looking for other girls.
If she doesn't contribute the same that the company matches, start looking for other girls.
Posted on 9/21/14 at 2:56 pm to Tigerfan56
quote:
]I've been dating this girl for 8 months.[/b] Were in love and it's very serious. Every aspect of the relationship is great. We get along, don't have major issues, except one.
quote:
She racked up 350$ of unpaid parking and speeding tickets which I had to pay for her when she got pulled over, for her to keep her license. She says she'll pay me back but I'm not counting on it nor do I care that much.
What the hell dude...
Posted on 9/21/14 at 2:58 pm to lsuwontonwrap
quote:
She's 24 and she's being 24
Yep. I didn't even have a 401K for several years as a nurse. Wanted to make as much as I could to pay off credit card debts. Figured I'd save for my retirement later.
Yes I know, that might not have been the way to go...but that was my 24 year old female brain working then. Thankfully I got a job that forced me to save up for retirement.
Posted on 9/21/14 at 3:00 pm to Tigerfan56
quote:
yet signed a lease for a 1 BR apartment that's $650/month.
Jeezuz man. Where do you expect her to live, off Plank road?
Posted on 9/21/14 at 3:00 pm to Tigerfan56
I'd talk to her about it....if you guys gets married a lot of churches have you go on a marriage encounter and a lot of that is gone over. You must be equally yoked especially with finances or ahits real. A large reason people split is fricking finances
Posted on 9/21/14 at 3:02 pm to Tigerfan56
But seriously, if you are as serious as you say you are, and you are worried about things like how much she pays for rent, why don't you move in together? That way she wouldn't have to spend $650/month on rent. You aren't going to find a nice 1 BR for less
Posted on 9/21/14 at 3:03 pm to Tigerfan56
quote:
24 years old
She's 24, not 34. No need to panic yet.
Posted on 9/21/14 at 3:04 pm to Tigerfan56
quote:
She says her company has a 401k plan but doesn't know what she contributes. She's worked there a year and didn't know that you had to designate your own money to the plan, thought the company did it automatically. Said she didn't care about the pay/benefit details when she accepted, was just happy to get the offer. Has the paperwork at home detailing it all but hasn't really gone through it all.
it sounds like she is just extremely uninformed about finances, talk to her about it. at 24 it is not unheard of to not grasp all this stuff, but it could be a sign of something worse to come if she is not willing to learn about it. that would be my biggest concern, is her not wanting to learn.
Posted on 9/21/14 at 3:05 pm to Big Moe
We are planning to move in together eventually. But right now we live two hours apart and I'm saving up enough money to buy a house before I look for jobs and move back to her city
Posted on 9/21/14 at 3:09 pm to Tigerfan56
quote:
But right now we live two hours apart and I'm saving up enough money to buy a house before I look for jobs and move back to her city
So you are gonna move to her city and buy a house? What if things don't work out with yall? You still gonna want to stay in her city?
Nothing wrong with renting a few years until you know for sure you want to stay there.
Posted on 9/21/14 at 3:10 pm to lsunurse
quote:
Yes I know, that might not have been the way to go...but that was my 24 year old female brain working then.
Paying off credit cards is never a bad decision. Even a great return on a 401K statement can't touch a credit card's interest rate. People will say you're throwing away free money from the company, but you're also bleeding money in interest. I wouldn't say you made the wrong call.
Posted on 9/21/14 at 3:10 pm to Tigerfan56
quote:
unreasonable
Posted on 9/21/14 at 3:11 pm to Tigerfan56
I gotcha
Posted on 9/21/14 at 3:11 pm to Tigerfan56
quote:You definitely need to sit down and talk to her about her finances. But, don't come off too overbearing on the issue.
We are planning to move in together eventually. But right now we live two hours apart and I'm saving up enough money to buy a house before I look for jobs and move back to her city
Also, I would highly recommend waiting on moving in together. Especially since y'all have only dated for 8 mos.
Posted on 9/21/14 at 3:11 pm to Tigerfan56
quote:
Paying 650/month on rent is absurd on a 33k salary
Posted on 9/21/14 at 3:14 pm to Tigerfan56
At what point?
When in the first five minutes of waking up she bitches about some shite like not having enough covers or mat that you woke her up cause it was 11:30am and you were wondering if she wanted breakfast.
When in the first five minutes of waking up she bitches about some shite like not having enough covers or mat that you woke her up cause it was 11:30am and you were wondering if she wanted breakfast.
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