- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
What is your mortgage rate and when did you get it?
Posted on 9/19/14 at 1:39 pm
Posted on 9/19/14 at 1:39 pm
Doing alot of research and alot of information out there, but how much of it can you trust? Figured to see what some actual rates that people got are.
Weren't they in the 3's a couple years ago?
mine is 4.125% interest rate, total APR of 4.552%
anyone want to share?
Weren't they in the 3's a couple years ago?
mine is 4.125% interest rate, total APR of 4.552%
anyone want to share?
30
Posted on 9/19/14 at 1:41 pm to cleetus
3.1 on a 15 year, refi'd from a 20 year two years ago I believe
Posted on 9/19/14 at 1:41 pm to cleetus
Upper 2's for a 15 year 2 years ago. I am an OT Balla so straight cash for my house.
Posted on 9/19/14 at 1:42 pm to cleetus
what is this mortgage that you speak of
(your pretty close to what's out there, rates coming up a tad,but I see a lot of 3.99 available, 1/4 point is not worth a refi)
(your pretty close to what's out there, rates coming up a tad,but I see a lot of 3.99 available, 1/4 point is not worth a refi)
Posted on 9/19/14 at 1:42 pm to cleetus
3.875 ... 2011
Posted on 9/19/14 at 1:42 pm to cleetus
3.5% 2 years ago
Posted on 9/19/14 at 1:42 pm to cleetus
3.75 on a 30 year refi in mid 2012.
Original rate was 4.875 in April 2011. We got 1 1/8 points less a year later, with no app fee and no out of pocket expense/buying points.
Original rate was 4.875 in April 2011. We got 1 1/8 points less a year later, with no app fee and no out of pocket expense/buying points.
This post was edited on 9/19/14 at 1:44 pm
Posted on 9/19/14 at 1:42 pm to cleetus
I paid cash four years ago, because I'm retarded, and that's what retards do when interest rates are historically low and the stock market is exploding.
Others will be here soon to agree that cash is always king.
Others will be here soon to agree that cash is always king.
Posted on 9/19/14 at 1:43 pm to Last call
damn at the upper 2's! very nice, even for a 15
Posted on 9/19/14 at 1:43 pm to cleetus
4.35 4 years ago
Posted on 9/19/14 at 1:44 pm to MasCervezas
3.625 on a 30 in Aug 2012
Posted on 9/19/14 at 1:44 pm to cleetus
quote:
damn at the upper 2's! very nice, even for a 15
just make the additional principle payments and you'll in effect be getting a better rate
Posted on 9/19/14 at 1:44 pm to cleetus
3.75%, May 2013.
Rates started creeping up literally the next week.
Rates started creeping up literally the next week.
Posted on 9/19/14 at 1:44 pm to Buck Dancer
quote:
3.1 on a 15 year, refi'd from a 20 year two years ago I believe
if you don't mind sharing, what was the original rate from 20 years ago?
Posted on 9/19/14 at 1:45 pm to Last call
quote:
Upper 2's for a 15 year 2 years ago. I am an OT Balla so straight cash for my house.
Does not compute
Posted on 9/19/14 at 1:46 pm to Grit-Eating Shin
quote:
3.75%, May 2013.
Rates started creeping up literally the next week.
Rates went down to around 3.5 right after we locked in at 3.75 (I think they went down before and they didn't tell us). Since nothing came out of pocket for the refi, I wasn't too upset.
Posted on 9/19/14 at 1:46 pm to 777Tiger
quote:
just make the additional principle payments and you'll in effect be getting a better rate
you mean one additional payment a year?
that is my plan right now, and to be honest i see us moving within 10 years, maybe even 5...but you never really know. maybe we will be happy there.
Posted on 9/19/14 at 1:46 pm to cleetus
3.125%/15yr, 2 yrs ago
before the refi it was 6.5%, 30 yr
before the refi it was 6.5%, 30 yr
Posted on 9/19/14 at 1:48 pm to The Third Leg
quote:
I paid cash four years ago, because I'm retarded, and that's what retards do when interest rates are historically low and the stock market is exploding.
Others will be here soon to agree that cash is always king.
nothing wrong with that, interest is a big killer of financial success, and being able to move from the proletariat
Posted on 9/19/14 at 1:49 pm to cleetus
4.25% 30 yr fixed March 2014
Page 1 of 3
Popular
Back to top
Follow TigerDroppings for LSU Football News