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Negotiating a mortgage rate
Posted on 9/3/14 at 12:32 pm
Posted on 9/3/14 at 12:32 pm
Is this something that people do? 800 credit with no debts other than my current mortgage. Looking at new house. Was offered 4.25% with 20% down. Was wondering if mortgage companies/banks negotiate the rate...or if there is one I really want to so business with, will taking another lower rate to them lead to them matching? Not sure if the rate they offer is set in stone or not.
1
Posted on 9/3/14 at 12:41 pm to CrackingCodes
It's not. When I purchased my house a few yrs back, my credit union said 3.75 on 30 yr fixed. Had my buddy see if he could match it and he actually got me 3.375 on 30 yr. I told my credit union and they simply matched. Buddy never intended on doing my mortgage, he was just checking to see if credit union was jerking me around.
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