Boards Opinion on Blended Funds

search the board for posts on "target" funds. Those are blended funds like the one you linked and are generally much cheaper.

quote:

---

Bogleheads

---

A site with good information but don't be scared. Those guys are hyperconservative oversavers, and a lot of them micromanaging their assets to the cent. It can be daunting for someone new.

quote:

---

I suggest heading over to Bogleheads and spending a couple of days using the search function. Every question you've asked in the last week has been answered thoroughly there. It's a great resource for investing info. People own and discuss all kinds of funds in those forums, not just Vanguard.

---

Thanks

quote:

---

Isn't that the truth. I find myself laughing sometimes, which is hard to do when the subject is the % of international bonds in an asset allocation of 60/40. I was reading a thread last night where somebody pointed out a spread sheet function that would look up the NAV of a fund and calculate the up to the minute value of a holding. Guys were creaming themselves.

---

The best are the "Can I Retire" threads, which normally go: My spouse and I collectively have $8M in our portfolio, half taxable, half tax advantaged, plus we will receive $90k annually in SSI/pension income. We will spend $110k annually, what does the board think? Have to be trolls or just smarmy A-holes.

Otherwise, the place is high quality for the most part other than some extremely anal posters. It does have a ton of posters interested in early retiring, hence the hypersaving for the most part. If they saved like the average American they would be saving $2k a year or less which isn't helping anyone's retirement, much less early retirement.

FAMRX looks like a great balanced fund. I would be comfortable putting it all there for the time being if I were in your situation.

I think im going with this one for the time being. Ill also buy a few shares of the commission energy etf a month. I figure if i cant afford to invest more than 250 a month this may not be a bad strategy until my jobless scientist wife finds a job down here.