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Good Index Fund Portfolio

Posted on 7/4/14 at 7:27 pm
Posted by bogart
Member since Dec 2013
1201 posts
Posted on 7/4/14 at 7:27 pm
If you had an IRA with $50k and wanted a balanced portfolio using only index funds, what would you buy? Currently have about $12k in VFINX. I have been kind of nervous to buy anything with the market being so high.
This post was edited on 7/4/14 at 8:19 pm
Posted by Sigma
Fairhope, AL
Member since Dec 2005
3643 posts
Posted on 7/4/14 at 8:18 pm to
75% VTSAX
25% VTIAX

Or for single funds that are truly balanced check out vanguard's life strategy funds. Pick one with a stock/bond ratio you are comfortable with and put it all there.
This post was edited on 7/4/14 at 8:33 pm
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
26977 posts
Posted on 7/4/14 at 11:30 pm to
How old are you/how long until you plan on exiting the position?
Posted by GeauxZone90
Baton Rouge
Member since Jul 2010
2917 posts
Posted on 7/5/14 at 7:49 am to
Invest in Bank of America. It trades at 16 dollars and is on the rise. I own 1000 shares. it will double in a few years
Posted by Tiger4Ever
Member since Aug 2003
36702 posts
Posted on 7/5/14 at 8:22 am to
quote:

Invest in Bank of America. It trades at 16 dollars and is on the rise. I own 1000 shares. it will double in a few years


This has literally nothing to do with the OP's question.
This post was edited on 7/5/14 at 11:34 am
Posted by bayoubengals88
LA
Member since Sep 2007
18883 posts
Posted on 7/5/14 at 11:12 am to
I'd put at least SOME in the Vanguard utilities ETF.
Posted by bogart
Member since Dec 2013
1201 posts
Posted on 7/5/14 at 11:30 am to
This is for my dad's IRA and he is 55.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
26977 posts
Posted on 7/5/14 at 12:50 pm to
If it's for someone else who isn't going to pay attention to it and might need it in a decade, I would do a target fund like VTTVX. That will include bond exposure that will automatically adjust as he ages.
This post was edited on 7/5/14 at 1:11 pm
Posted by cardee2003
Baton Rouge/Tacoma,WA
Member since Jan 2009
2632 posts
Posted on 7/16/14 at 8:03 am to
USNQX nasdaq 100
Posted by stonerolledaway
the villages
Member since Jul 2011
982 posts
Posted on 7/16/14 at 12:30 pm to
quote:

If you had an IRA with $50k and wanted a balanced portfolio using only index funds, what would you buy? Currently have about $12k in VFINX. I have been kind of nervous to buy anything with the market being so high.


how do you know its high? maybe it will be 25000 next year at this time....

Vanguard or Spartan Total Stock Market index fund
same with Total bond index fund
Adjust percent of stocks to bonds as you are comfortable.
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