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Message
Found out by brother ran up CC in mom's name
Posted on 6/26/14 at 9:37 pm
Posted on 6/26/14 at 9:37 pm
My mother called me distraught this morning.
My younger brother had apparently taken out a credit card in my mom's name and ran it up (around $3,000) over about a year's time. He missed a couple payments and they tracked her down.
I helped her do a little digging and found out it was my brother. He wasn't doing anything illicit - just buying stuff for his wife and kids, etc. I asked him if there was anything else and he said no, but there are a couple other things on mom's credit report that she doesn't recognize.
I'm assuming there's nothing we can do that doesn't land a young dad in jail, and I paid off the card we know about. Its what my dad would have done, and he's not here.
Short of an arse whooping, any advice? He swears there's nothing else, but I'm not so sure. The other two things we suspect have a $0 balance.
My younger brother had apparently taken out a credit card in my mom's name and ran it up (around $3,000) over about a year's time. He missed a couple payments and they tracked her down.
I helped her do a little digging and found out it was my brother. He wasn't doing anything illicit - just buying stuff for his wife and kids, etc. I asked him if there was anything else and he said no, but there are a couple other things on mom's credit report that she doesn't recognize.
I'm assuming there's nothing we can do that doesn't land a young dad in jail, and I paid off the card we know about. Its what my dad would have done, and he's not here.
Short of an arse whooping, any advice? He swears there's nothing else, but I'm not so sure. The other two things we suspect have a $0 balance.
This post was edited on 6/26/14 at 9:38 pm
15
Posted on 6/26/14 at 9:42 pm to anc
You should be able to see on the report the open credit lines. Anything she doesn't recognize, go to the vendor of the card/bank. Any idea how he was able to open the first card in her name?
Posted on 6/26/14 at 9:44 pm to ell_13
quote:
You should be able to see on the report the open credit lines. Anything she doesn't recognize, go to the vendor of the card/bank. Any idea how he was able to open the first card in her name?
Its pretty easy to do with an SSN online.
Hell, I could apply for 20 cards for my fiancee right now.
Posted on 6/26/14 at 9:45 pm to ell_13
quote:
Any idea how he was able to open the first card in her name?
All he needs is her SSN. I don't know my parent's, but I could easily find it out.
Posted on 6/26/14 at 9:50 pm to anc
You really have to suspect you brother of thievery from now on in your relationship. Did he think he wasn't going to get caught? He's probably got other issue(s) going, like gambling or cheating on his SO, a chemical problem, etc.
This sucks, have a man-to-man with the brother and tell him that for the next decade he's got to prove your suspicions wrong. Then get with your mom, let her know what the plan is and figure out how to protect her from any further theft. Your mom doesn't deserve this BS
This sucks, have a man-to-man with the brother and tell him that for the next decade he's got to prove your suspicions wrong. Then get with your mom, let her know what the plan is and figure out how to protect her from any further theft. Your mom doesn't deserve this BS
Posted on 6/26/14 at 9:51 pm to ell_13
Yeah, I'm pretty sure its just an online application thing. She still has her SSN printed on checks.
We tell her not to do that, but she is set in her ways and forgets about it every check re-order.
We tell her not to do that, but she is set in her ways and forgets about it every check re-order.
Posted on 6/26/14 at 9:54 pm to soccerfüt
He's not going to tell me anything. And I promised I wouldn't tell my sister in law about the card.
Told my wife to perk up her ears at the pool this summer when the kids are swimming. If there is something like gambling/substance abuse, I need to get on that quick.
Told my wife to perk up her ears at the pool this summer when the kids are swimming. If there is something like gambling/substance abuse, I need to get on that quick.
Posted on 6/26/14 at 9:58 pm to anc
You gotta let him know you know. And put him on notice. He's abusing y'all's mom.
Sucks.
Good luck.
Sucks.
Good luck.
Posted on 6/26/14 at 10:02 pm to anc
quote:You're going to have to break that promise sooner or later.
And I promised I wouldn't tell my sister in law about the card.
Posted on 6/26/14 at 10:42 pm to anc
Sit down with your mom and re-order her new checks. Shred the old ones.
I'd whip my brothers arse too.
I'd whip my brothers arse too.
Posted on 6/26/14 at 10:56 pm to anc
Damn, I'm shocked they even print them. Most companies/agencies have forced that issue by now
Posted on 6/26/14 at 11:25 pm to anc
quote:
He swears there's nothing else
Posted on 6/27/14 at 6:28 am to anc
What a piece of fricking shite.... How old is he?
Like others have said, yeah right.
You should beat the ever loving shite out of him. I'd even go so far as getting the statement, going to his house, and recouping any large items that he purchased.
Let him tell his wife "I'm sorry honey, I have to take this back because I bought it with a fraudulent card"... But frick, his wife may have even known about it.
quote:
He swears there's nothing else
Like others have said, yeah right.
You should beat the ever loving shite out of him. I'd even go so far as getting the statement, going to his house, and recouping any large items that he purchased.
Let him tell his wife "I'm sorry honey, I have to take this back because I bought it with a fraudulent card"... But frick, his wife may have even known about it.
Posted on 6/27/14 at 6:57 am to anc
You are enabling him by paying it off and helping him to hide this from others.
Posted on 6/27/14 at 7:22 am to anc
quote:
He's not going to tell me anything. And I promised I wouldn't tell my sister in law about the card.
He's cheating on his wife, pull those statements and you'll have hotels, restaurants etc
Posted on 6/27/14 at 8:00 am to anc
quote:
any advice?
Get the most comprehensive credit reports you can and investigate each and every one of them.
quote:
and I paid off the card
He damned well better be paying you back.
quote:
He swears there's nothing else
I hope you are not this stupid. Yes there is.
Posted on 6/27/14 at 8:13 am to htownjeep
How cruddy is your brother as a person? This is messed up
Posted on 6/27/14 at 8:22 am to GenesChin
quote:
How cruddy is your brother as a person? This is messed up
No shite, I'd be contemplating reporting it. I don't know their family dynamic but he nor his mom started this ball a rollin...
Posted on 6/27/14 at 8:27 am to anc
Best thing you can do for your brother, let him be a man.
File a police report on him.
File a police report on him.
Posted on 6/27/14 at 8:38 am to htownjeep
quote:
Get the most comprehensive credit reports you can and investigate each and every one of them.
Thats why I said I would get the statement, figure out what all he bought, and go to the fricking house and take the items.
Again, I want to know how old he is?
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