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Started By
Message
Thoughts on student loans?
Posted on 6/23/14 at 8:54 pm
Posted on 6/23/14 at 8:54 pm
Do you guys think that going into debt with student loans is worth it even if you're going after a good degree? I do not want to be stuck doing nothing but paying expenses and debt after college. But then on the flip side a degree is an important thing to have.
Worth it or not? And does anyone have any experiences with student loans?
Worth it or not? And does anyone have any experiences with student loans?
8
Posted on 6/23/14 at 8:56 pm to The Silverback
Define good degree. I have student loans. What do you want to know?
Posted on 6/23/14 at 9:00 pm to The Silverback
Petro engineer? Hell to the yes!
Poli - Sci? I don't think so brah
Poli - Sci? I don't think so brah
Posted on 6/23/14 at 9:00 pm to reb13
Well I'm going off what others have told me regarding a "good" degree. A degree in law, engineering, accounting, business degrees. What I want to know is, with the current job market, is it worth getting into debt for a degree like those listed above?
Like I said I don't want to spend years after college just paying expenses and debt.
Like I said I don't want to spend years after college just paying expenses and debt.
Posted on 6/23/14 at 9:01 pm to The Silverback
quote:
Do you guys think that going into debt with student loans is worth it even if you're going after a good degree?
Going into debt with student loans is worth it ONLY if you're going after a good degree.
This post was edited on 6/23/14 at 11:17 pm
Posted on 6/23/14 at 9:13 pm to The Silverback
Yes it definitely is worth it and if you want to reduce your expenses go to community college while working and then transfer to your state school and get a degree in one the aforementioned degrees.
Posted on 6/23/14 at 9:36 pm to reb13
By going the cc route first you can take your electives and base classes for 1/3 to 1/4 of the cost of a full university class cost.
Posted on 6/23/14 at 9:43 pm to eng08
I'm at a community college right now. I hope to only have to go
Through 4 semesters of a university. But you're definitely right, it is much cheaper
Through 4 semesters of a university. But you're definitely right, it is much cheaper
Posted on 6/23/14 at 10:00 pm to The Silverback
Debt is a tool that is perfectly fine to use for an appreciating asset. A good degree that leads into a good career would certianly be an appreciating asset.
I think you are being very smart by taking some classes at a 2 year college. Just make sure they transfer fully to whatever university you are planning on attending.
I think there are two paths to a successful career. One is to get a professional degree (law, business, engineering, science) and the other is to pick up a trade (plumbing, a/c repair, mechanic, etc).
But answering a question like this is tough. Borrowing money to go to UNO to get an accounting degree makes a lot of sense. Borrowing money to go to Loyola to get a degree in liberal arts makes no snese at all. Everything else is in the middle, right?
I think you are being very smart by taking some classes at a 2 year college. Just make sure they transfer fully to whatever university you are planning on attending.
I think there are two paths to a successful career. One is to get a professional degree (law, business, engineering, science) and the other is to pick up a trade (plumbing, a/c repair, mechanic, etc).
But answering a question like this is tough. Borrowing money to go to UNO to get an accounting degree makes a lot of sense. Borrowing money to go to Loyola to get a degree in liberal arts makes no snese at all. Everything else is in the middle, right?
Posted on 6/23/14 at 10:11 pm to LSUFanHouston
quote:
Just make sure they transfer fully to whatever university you are planning on attending.
Great point. I know way too many people who know they are going to transfer somewhere else and never check this. OP: what state are you in?
Posted on 6/23/14 at 10:26 pm to The Silverback
The alternative is to work 3 jobs and roll all extra cash into a High Interest savings account.
5 years later you should have around 125k which should pay for 5 semesters at a CC, 4 semesters at a decent state university, a "newer" used car and a small monthly stipend to supplement income.
5 years later you should have around 125k which should pay for 5 semesters at a CC, 4 semesters at a decent state university, a "newer" used car and a small monthly stipend to supplement income.
Posted on 6/23/14 at 10:30 pm to reb13
I know this will sound terribly rude - but if you a) have to ask on here, and b) think you provided any relevant information to get you an answer.... You might want to evaluate whether you would be able to truly maximize its value.
Posted on 6/23/14 at 10:35 pm to NoSaint
Damn right I would Maximize its value. I have many sources to go to and ask. I want to ask everyone I can to learn all I can. I AM NOT RELYING ON THIS BOARD for all the advice. Again I ask everyone I can who can give good advice
My information ill provide Is I'm 2 years into JC, and need 2 semesters more because of the lack of hours taken in previous semesters. I want to major in the field of business. Ill provide anymore information that is needed and that can be answered
My information ill provide Is I'm 2 years into JC, and need 2 semesters more because of the lack of hours taken in previous semesters. I want to major in the field of business. Ill provide anymore information that is needed and that can be answered
Posted on 6/23/14 at 10:43 pm to oR33Do
quote:
The alternative is to work 3 jobs and roll all extra cash into a High Interest savings account.
1995 wants their advice back.
Posted on 6/23/14 at 10:46 pm to The Silverback
Don't take out loans to get a general business degree
Posted on 6/23/14 at 10:46 pm to The Silverback
Don't worry about asking this on here. I ask dumb shite and say dumb shite all the time all over this website and it's a great place to get feedback. I see your profile says Texas so I'm going to go with that for my suggestion.
Go to blinn and get a job in College station and get good grades and the job should pay all expenses related to the juco or close to it. Transfer to a&m and see what you like within business and attack. Aggies love aggies.
Go to blinn and get a job in College station and get good grades and the job should pay all expenses related to the juco or close to it. Transfer to a&m and see what you like within business and attack. Aggies love aggies.
Posted on 6/23/14 at 10:50 pm to reb13
quote:
1995 wants their advice back.
Yep. Nice answer.
Posted on 6/24/14 at 4:39 am to reb13
quote:
1995 wants their advice back.
?? It's one way to do it without loans....
Posted on 6/24/14 at 7:24 am to The Silverback
$40,000 in student loans was well worth my Petroleum Engineering degree
Posted on 6/24/14 at 7:47 am to ForeverLSU02
(no message)
This post was edited on 6/11/15 at 9:28 am
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