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Businesses that don't take AMEX - do you support them?

Posted on 6/12/14 at 1:17 pm
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 6/12/14 at 1:17 pm
?
Posted by offshoreangler
713, Texas
Member since Jun 2008
22310 posts
Posted on 6/12/14 at 1:17 pm to
No
Posted by Slip Screen
Tomball, Texas
Member since Jan 2005
2106 posts
Posted on 6/12/14 at 1:19 pm to
no
Posted by htownjeep
Republic of Texas
Member since Jun 2005
7611 posts
Posted on 6/12/14 at 1:20 pm to
Not usually. It's not a deal breaker if I really like what they are selling. But, if I can get almost the same thing at a place that takes amex, I'll go there.
Posted by Displaced
Member since Dec 2011
32699 posts
Posted on 6/12/14 at 1:20 pm to
I don't have an Amex card, so sure!
Posted by upgrayedd
Lifting at Tobin's house
Member since Mar 2013
134817 posts
Posted on 6/12/14 at 1:20 pm to
Yes because I use Visa.
Posted by ULSU
Tasmania
Member since Jan 2014
3931 posts
Posted on 6/12/14 at 1:21 pm to
Sure. I'd probably think twice about taking AMEX too if I were a small business owner. They charge, by far, the highest fees. They also do shite like make you pay extra if you have to enter the card manually (security risk). They're brutal.


ETA: I do get very annoyed at restaurants that don't take AMEX and/or businesses whose items cost more than, say, $50.
This post was edited on 6/12/14 at 1:30 pm
Posted by DrinkDrankDrunk
Member since Feb 2014
836 posts
Posted on 6/12/14 at 1:21 pm to
Yeah. I don't blame them.
Posted by Teddy Ruxpin
Member since Oct 2006
39545 posts
Posted on 6/12/14 at 1:31 pm to
Ya I have reward cards from all issuers so I'll use one of them regardless
Posted by 777Tiger
Member since Mar 2011
73856 posts
Posted on 6/12/14 at 1:32 pm to
Hell no, they're outrageous, and their service has steadily gone down over the last twenty years. I've a friend in So. FL that owns a couple of electronics stores. The avg. purchase in his stores is $3200. He doesn't take AMEX and does OK.
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 6/12/14 at 1:33 pm to
Seems to me that small businesses with higher price points per order are reluctant to take AMEX
Posted by StickyFingaz
Austin
Member since May 2013
13483 posts
Posted on 6/12/14 at 1:34 pm to
No
Posted by Lacour
Member since Nov 2009
32949 posts
Posted on 6/12/14 at 1:35 pm to
quote:

Yeah. I don't blame them.

Posted by Tigerpaw123
Louisiana
Member since Mar 2007
17250 posts
Posted on 6/12/14 at 1:40 pm to
We stopped taking Amex and discover, they were outrageous with fees, have seen no one upset about it, I think most people that use those 2 cards realize not everyone takes them and has a backup card
Posted by Cosmo
glassman's guest house
Member since Oct 2003
120100 posts
Posted on 6/12/14 at 1:41 pm to
I have an amex, visa and MC so i dont care
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
13846 posts
Posted on 6/12/14 at 1:42 pm to
Don't really care. That's their prerogative. I have a Visa I'll just use instead.

I've certainly never been about to buy something and been like "wow you don't take AMEX? I'm outta here."

That's a little ridiculous.
This post was edited on 6/12/14 at 1:45 pm
Posted by The Dudes Rug
Member since Nov 2004
13860 posts
Posted on 6/12/14 at 1:43 pm to
Considering there are thousands of places that don't take AMEX, yes.
Posted by Napoleon
Kenna
Member since Dec 2007
69040 posts
Posted on 6/12/14 at 1:44 pm to
I'm a tiny business and I take AMEX and Discover and Diner's Club.

I pay 2.79% for them, as opposed to 2.33% with the big two. But I don't care, the small amount never bothers me and I actually get the money faster then if you write a check.

Posted by Napoleon
Kenna
Member since Dec 2007
69040 posts
Posted on 6/12/14 at 1:48 pm to
quote:

They also do shite like make you pay extra if you have to enter the card manually (security risk). They're brutal.


they ALL do that.

Most of my inputting is actually over the phone, many of my customers I may never meet. As long as I have their zip and CCV code I never have a problem.
I pay 3.41% when I enter an Amex in manually, and it isn't often with those as most use the big two.
I do pass the cost on to the consumer with a 3% phone processing fee to offset the cost. But most don't complain when it's that convenient.

If it's a new customer I may run them through the PayPal POS system as it's more secure in my opinion. But only one charge back so far, and I'm still fighting it.

eta my average charge is between $130-200 so that is why I don't mind. If I had $3000 charges all the time, I would revise the policy for sure.
This post was edited on 6/12/14 at 1:50 pm
Posted by Pettifogger
Capitol Hill Autonomous Zone
Member since Feb 2012
79016 posts
Posted on 6/12/14 at 1:55 pm to
I very rarely find someone who doesn't take AMEX, and usually it is like a mom and pop type place, like a dry cleaner or other small business.
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