Who has your Homeowners Insurance Policy? | Page 2 | TigerDroppings.com

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Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
20018 posts

re: Who has your Homeowners Insurance Policy?


quote:

Flood is not written by private companies, but by the NFIP. National Flood Insurance Program. 

No company can write a flood policy, but they can issue them through the gov't. Depending on your flood zone, your rate will change. I bet if you ask your neighbors, their's will be the exact same.


Thanks but I'm aware of this.

I felt like bragging that I wasn't getting destroyed on flood since I'm not entirely sold on my HO policy.






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tiger94gop
LSU Fan
GEISMAR
Member since Nov 2004
1810 posts

re: Who has your Homeowners Insurance Policy?


That is what I have, no wind Policy like State farm





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corndawg85
Mississippi St. Fan
This place they call Red Stick
Member since Oct 2013
138 posts

re: Who has your Homeowners Insurance Policy?


Got a quote from Maison Insurance at $1541 for a year. Question is what does this $1000 AOP Deductible cover? Any insurance guys know?





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MNCscripper
USA Fan
Louisiana
Member since Jan 2004
4802 posts

re: Who has your Homeowners Insurance Policy?


I shopped, ended up with Liberty Mutual, moving my vehicles from State Farm to LM too





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corndawg85
Mississippi St. Fan
This place they call Red Stick
Member since Oct 2013
138 posts

re: Who has your Homeowners Insurance Policy?


Liberty Mutual gave me a pretty decent homeowners quote as well but they were like $400 higher with our vehicles than what Im paying at State Farm right now.





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CherryGarciaMan
Sugar Magnolia
Member since Aug 2012
1898 posts

re: Who has your Homeowners Insurance Policy?


quote:

Posted by Message MNCscripper Who has your Homeowners Insurance Policy? I shopped, ended up with Liberty Mutual, moving my vehicles from State Farm to LM too



LM undercuts everyone in the first year then jacks up rates like no other in the next couple years.

Bias meter is full. I work for State Farm.






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MNCscripper
USA Fan
Louisiana
Member since Jan 2004
4802 posts

re: Who has your Homeowners Insurance Policy?


quote:

I work for State Farm


I did in college, 8 years ago

I had my vehicles and life with SF for 10+ years

I have my flood and HO with LM, never any problems

SF hurricane deductible is ridiculous. My vehicles with LM are $1K cheaper a year for the same exact coverage




This post was edited on 5/3 at 8:13 am


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Paul Allen
USA Fan
Baton Rouge, LA
Member since Nov 2007
30224 posts

re: Who has your Homeowners Insurance Policy?


quote:

I work for State Farm.


I'm sorry.






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fatboydave
LSU Fan
Fat boy land
Member since Aug 2004
6894 posts

re: Who has your Homeowners Insurance Policy?


quote:

Live south of I-10.


my wallet also says






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Blakely Bimbo
Alabama Fan
Member since Dec 2010
1129 posts

re: Who has your Homeowners Insurance Policy?


quote:

Live south of I-10.


Wind Insurance has gotten so expensive in Coastal Alabama that people are paying off their houses so they can drop it.

We still have it, but actually my deductible is so high that a new roof is going to be on us anyway. Many of my neighbors are strategically taking down trees in anticipation of having to go without wind.






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