One night stay in the hospital: what will the damage be?

$500,000

I've got $500,001 in my HSA... (Fist pump)

It's free, duh. Thanks Obama

My totally uneducated guess is $3,000.

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Yes to er.
Chest X-ray
iv fluids
Breathing treatments
steroids
And breakfast

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No insurance? $9,500
with insurance? insurance company would pay $2750
with insurance and deductible? You will pay up to $3000

W/ insurance
$6k deductible

I assume I'll get the $40k out of pocket max shoved up my urethra.

I spent 5 hours in ER last year for a kidney stone. MRI, pain meds ( ), usual workup.

Bill? $16,000

Insurance negotiated it down to about $5000 +/-

I was responsible for about $1000, as I had not yet met my deductible (which was $1500).

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Why is the baby hospitalized? And overnight at that? I never knew croup could be that bad. Great--now one more thing I will worry about.

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I take care of croup babies ALL THE TIME at work.


There is usually at least one croup kid on the floor at work during respiratory season. We give them IV fluids, steroids, breathing treatments(if they help), oxygen (if needed), Tylenol if they are running fevers and keep them for a day or two.


They will also do xrays and labs (make sure it's not RSV or flu or the several other respiratory viruses running rampant).

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I mean, I can give treatments just like they can...

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Yeah but you don't have a pulse oximeter that can monitor if the child's oxygen saturations are dropping to dangerous levels. They are being hospitalized so that they are monitored until docs know the child is not having severe difficulty breathing and is stable enough for discharge.

I'm talking about past the initial night.