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Insurance claim check
Posted on 3/26/14 at 8:55 am
Posted on 3/26/14 at 8:55 am
Just received a claim check on roof damage from a hail storm last month, check is written to myself, my wife, & my mortgage company.
Can I just deposit check so I can begin repairs or do I need to do anything special since the mortgage company is listed on the check?
Can I just deposit check so I can begin repairs or do I need to do anything special since the mortgage company is listed on the check?
4
Posted on 3/26/14 at 8:57 am to Tbooux
I believe if the mortgage company is listed on the check you need to get them to endorse it.
Contact them.
Contact them.
Posted on 3/26/14 at 9:25 am to Tbooux
What insurance company do you have and what part of ascension do you live in?
Posted on 3/26/14 at 10:22 am to TDsngumbo
Insurance is with geico but its underwritten by arrowhead. Live in Prairieville.
Posted on 3/26/14 at 11:16 am to VABuckeye
quote:
I believe if the mortgage company is listed on the check you need to get them to endorse it.
this. prepare to wait about 4 weeks before you can use that money
Posted on 3/26/14 at 11:23 am to CE Tiger
Thinking about just going to bank and see if I can slip it by. Anyone have any luck with this?
Posted on 3/26/14 at 11:28 am to Tbooux
quote:
Thinking about just going to bank and see if I can slip it by. Anyone have any luck with this?
Would not reccomend this. Don't want to annoy the mortgage company for no reason.
Is there a reason you need to start on the repairs right away? Call the mortgage company. If it is someone that has a local branch, go see them, explain the situation, and go from there.
Posted on 3/26/14 at 11:32 am to Tbooux
quote:
Thinking about just going to bank and see if I can slip it by
Sure, do something illegal to save some time.
Seriously, contact the lender.
Posted on 3/26/14 at 11:49 am to Tbooux
Every mortgage company handles insurance money differently. I recommend having a roofer selected before going to the local branch if possible. IT might speed the process up...
Posted on 3/26/14 at 1:47 pm to Tbooux
A rep from your mortgage company will need to sign it. There should be someone at your local branch that can sign it on their behalf (unless you're mortgage was sold multiple times and you're with someone like Ocwen).
If you have a reputable roofer, show him the check and explain to him what's up, and they'll probably start working on the roof. They deal with this all the time.
If you have a reputable roofer, show him the check and explain to him what's up, and they'll probably start working on the roof. They deal with this all the time.
Posted on 3/26/14 at 8:35 pm to Slickback
...
This post was edited on 3/14/21 at 12:32 am
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