0.6% return so far on 401k and Roth . Will it get any better ? I need to see10% | TigerDroppings.com

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caill430
LSU Fan
Da Dirty Dell
Member since Jul 2005
486 posts

0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%



If not, where should I invest? 401k through charlesschwabplan at the moment






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Ace Midnight
LSU Fan
Currently asymptomatic
Member since Dec 2006
31280 posts
 Online 

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


Insufficient data.

What vehicle?

What time window?






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foshizzle
LSU Fan
Washington DC metro
Member since Mar 2008
30164 posts
 Online 

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


We'd need to know what funds, stocks, etc. you are invested in first.

Also, how old are you? How soon before you plan to retire?






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jimbeam
USA Fan
University of LSU
Member since Oct 2011
32237 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


over the past year? terrible.
over the last week?
2 months?






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caill430
LSU Fan
Da Dirty Dell
Member since Jul 2005
486 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


I have been investing for 20 years in a company 401k. I have built up a nice nest egg, but .6% isn't going to get me where I need to be in 20 years. Should I stick it out or is there something else out there besides doing a 50/50 on black or red





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Chris Farley
Maryland Fan
Regulating
Member since Sep 2009
3687 posts
 Online 

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


Every year won't be like 2013, chap.





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ell_13
USA Fan
Alex Box
Member since Apr 2013
24620 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


It's fricking march. Calm down.





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foshizzle
LSU Fan
Washington DC metro
Member since Mar 2008
30164 posts
 Online 

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


quote:

I have been investing for 20 years in a company 401k. I have built up a nice nest egg, but .6% isn't going to get me where I need to be in 20 years.


Have you been getting 0.6% for the first 20 years? If so, you've definitely been doing it wrong.

If you got 0.6% for just the last month or so, chill. But we still need to know what your holdings are.






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jimbeam
USA Fan
University of LSU
Member since Oct 2011
32237 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


quote:

0.6% for the first 20 years? If so, you've definitely been doing it wrong.
id say so






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caill430
LSU Fan
Da Dirty Dell
Member since Jul 2005
486 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


Here is where I am :
Eb dl non sl broad mkt. 16%
Jpmcb large cap growth. 13%
Vanguard equity 19%
Delaware small cap 9%
Prudential jennison small 4%
Artisan intl growth trust 22%
Pimco total 12%







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CE Tiger
New Orleans Pelicans Fan
Metairie
Member since Jan 2008
31419 posts
 Online 

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


put that shite in target retirement date fund and check back in 20 years





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JBM210
Member since Dec 2010
1515 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


I am at 1%YTD. Pulled 21% for last year. My 401K





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rintintin
New Orleans Saints Fan
Life is Life
Member since Nov 2008
8025 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


Hmm, you must be talking about YTD. I just looked up every fund you own and they all have had pretty good performance over the last few years. Except for PIMCO, which actually managed a negative return in 2013. Regardless, you should have seen a substantial annual return over the last few years.

If you're talking YTD, then you just have too high expectations. The market hasn't figured out what it wants to do yet this year.






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OTIS2
LSU Fan
NoLA
Member since Jul 2008
27235 posts
 Online 

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


Send him a bill for your time.





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LSURussian
LSU Fan
Baton Rouge
Member since Feb 2005
82894 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


quote:

Will it get any better ?






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ItNeverRains
LSU Fan
Franklin, TN
Member since Oct 2007
6583 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


I recently starting using a guy named Mark Karpeles for all my investments. Says he has a fool proof system


This post was edited on 3/21 at 10:01 pm


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lsugradman
USA Fan
Sumatra, Indonesia
Member since Sep 2003
6158 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%








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Ellakennedi
Member since Aug 2012
420 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


I usually invest my 401k in shell stock. I buy/sell dips and usually try and be in for 5% div....I've been doing this for 3 years and I have made 16% 21% 17% annually. U need a strategy





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HurricaneDunc
Bowling Green Fan
Houston
Member since Nov 2008
9500 posts

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


quote:

I usually invest my 401k in shell stock. I buy/sell dips and usually try and be in for 5% div....I've been doing this for 3 years and I have made 16% 21% 17% annually. U need a strategy


Trying to time the market is not a strategy. Dollar cost averaging is a much sounder strategy.






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foshizzle
LSU Fan
Washington DC metro
Member since Mar 2008
30164 posts
 Online 

re: 0.6% return so far on 401k and Roth . Will it get any better ? I need to see10%


quote:

If you're talking YTD, then you just have too high expectations.


This.

BTW, nobody can guarantee a 10% annual return year over year.






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