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New Checking Account

Posted on 1/20/14 at 3:29 pm
Posted by corndawg85
MS
Member since Oct 2013
832 posts
Posted on 1/20/14 at 3:29 pm
Currently have a checking account with Regions but thinking of moving to another bank maybe Neighbors Federal Credit Union, Pelican State Credit Union, or a capitalone360 checking. I currently have a capitalone360 online savings. Any thoughts or opinions on these or others?
Posted by CubsFanBudMan
Member since Jul 2008
5060 posts
Posted on 1/20/14 at 3:45 pm to
Neighbors has pretty competitive loan rates, but haven't looked into their checking accounts. You may want to take future borrowing needs into account as a factor in picking a checking account, mostly as a tie-breaker.
Posted by wickowick
Head of Island
Member since Dec 2006
45788 posts
Posted on 1/20/14 at 3:49 pm to
We have been with Neighbor's for many years with no problems...
Posted by Brummy
Central, LA
Member since Oct 2009
4495 posts
Posted on 1/20/14 at 9:31 pm to
I moved my checking and savings accounts from Regions to Neighbors a few years ago and have no regrets. They've got the amenities of larger banks (good online banking system, mobile app with mobile deposit, good interest rate on rewards checking with reimbursed ATM fees).
Posted by lsutgrfan10
Member since Jun 2011
263 posts
Posted on 1/20/14 at 9:36 pm to
I switched from Regions to Pelican State for my checking about 6 months ago.

I've been happy with the change so far. Not as accessible as having a Regions account but the online banking and app are solid. They refund all ATM charges.

The 4% APY on your balance is what made me switch. That monthly dividend is pretty nice.
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