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Started By
Message
Help with getting first credit card
Posted on 1/10/14 at 3:38 pm
Posted on 1/10/14 at 3:38 pm
No idea where to start. It will be paid off frequently thanks to work, but idk which ones are best.
3
Posted on 1/10/14 at 3:39 pm to More beer please
I literally get 5 or 6 offers in the mail weekly.
Posted on 1/10/14 at 3:40 pm to More beer please
Posted on 1/10/14 at 3:46 pm to More beer please
Without knowing anything else, Chase Freedom.
No fee. Doesn't require great credit. I think everybody should have this card. Good 1st card.
1% back on everything
5% back on gas half of the year
5% back on Amazon purchases during the 4th quarter(Christmas)
Ultimate Rewards mall
No fee. Doesn't require great credit. I think everybody should have this card. Good 1st card.
1% back on everything
5% back on gas half of the year
5% back on Amazon purchases during the 4th quarter(Christmas)
Ultimate Rewards mall
This post was edited on 1/10/14 at 3:47 pm
Posted on 1/10/14 at 3:49 pm to LSUAfro
quote:
LSUAfro
I agree with you.
How did the whole start your own office supply store thing go?
Northern VA was awesome. Going to move in with the in laws very soon.
Posted on 1/10/14 at 3:52 pm to LSUAfro
What's the rewards mall?
I need the card for business expenses that will be reimbursed so any extra perks are welcome.
I need the card for business expenses that will be reimbursed so any extra perks are welcome.
Posted on 1/10/14 at 3:58 pm to Teddy Ruxpin
quote:It's actually in the works
How did the whole start your own office supply store thing go?
More 
from the wife. LLC paperwork is completed and waiting for approval. Researching CC processors and likely just going with Paypal since I currently do a lot of business with them.
Contacted Incomm(company responsible for VR) to find a distributor in my area to stock my "store" with gift cards, and told him I'd call him back when I'm set up and ready to go.
Looks like I'm going to be operating at around a 4% return on points when all said and done plus the benefit of not having to leave the house.
I'll keep you posted.
Posted on 1/10/14 at 3:58 pm to Teddy Ruxpin
quote:BR is not.
Northern VA was awesome
Posted on 1/10/14 at 3:59 pm to More beer please
quote:Just online shopping mall to earn extra points.
What's the rewards mall?
quote:Such as?
I need the card for business expenses that will be reimbursed so any extra perks are welcome.
Posted on 1/10/14 at 3:59 pm to LSUAfro
quote:
Without knowing anything else, Chase Freedom.
No fee. Doesn't require great credit. I think everybody should have this card. Good 1st card
Agreed as well. I have this card. The best is getting the cashback rewards, you can also sync your rewards into Amazon and use your points there.
Posted on 1/10/14 at 4:01 pm to LSUAfro
quote:
BR is not.
I noticed with Google Maps.
I finally tried my Chase Ink over at OfficeMax in Harahan the other day. I had a smile on my face all day after the visit.
quote:
I'll keep you posted.
This sounds great
This post was edited on 1/10/14 at 4:02 pm
Posted on 1/10/14 at 4:22 pm to LSUAfro
Such as perks? Hotel/miles points or whatever. Doesn't really matter that much I guess. Will do some traveling for the job
Posted on 1/10/14 at 6:08 pm to More beer please
Right.
Do you fly a specific airline delta/AA/SW etc frequently?
Do you travel to larger cities or rural areas, international etc?
Basically do you want to achieve Perks/status for being a frequent user or do you need/want a lot of options?
Do you fly a specific airline delta/AA/SW etc frequently?
Do you travel to larger cities or rural areas, international etc?
Basically do you want to achieve Perks/status for being a frequent user or do you need/want a lot of options?
Posted on 1/10/14 at 6:18 pm to LSUAfro
No specific airline necessarily and not much fly time now. Maybe in the future. Houston and Dallas might be the only ones currently but mostly stay in BR and Nola. I guess the chase freedom card sounds like a good deal for what I need. Considering travel is reimbursed as well
Posted on 1/10/14 at 6:33 pm to Teddy Ruxpin
quote:
Northern VA was fricking awesome.
Fixed.
Posted on 1/10/14 at 10:44 pm to More beer please
Sounds like a lot of driving. Maybe go with the penfed gas card? 5% cash back on gas purchases year round.
Chase Freedom is a solid card though and will help you"earn" the sapphire
Chase Freedom is a solid card though and will help you"earn" the sapphire
Posted on 1/10/14 at 10:56 pm to foshizzle
quote:
Fixed
I have no plans to move there with that trafficPosted on 1/10/14 at 11:33 pm to BACONisMEATcandy
Won't be too much I don't think. And get reimbursed for gas anyway
Posted on 1/11/14 at 1:03 am to More beer please
quote:
Won't be too much I don't think. And get reimbursed for gas anyway
Yeah we get that, but he's saying if you're driving a lot to get something with good gas perks. Get an additional 5% back after you get reimbursed from work
Posted on 1/11/14 at 8:39 am to phison
Havent seen one yet offering more for gas.
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