Question for you guys that jump on these Credit Card Promotions | Page 8 | TigerDroppings.com

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LSUAfro
LSU Fan
Baton Rouge
Member since Aug 2005
10502 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

I just want to bump this to celebrate locking down the Chase Ink Plus today.

Feels fricking awesome

Congrats.
Ink plus pays for itself with the
5x bonuses. The club passes are great for overseas travel. I will likely switch to the non fee version before it applies.

As noted above, I'm working on making the ink plus real valuable with opening up my own office supplies store. Setting up my LLC this week and contacted some prepaid vendors :).



This post was edited on 12/12 at 7:54 am


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Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
20041 posts

re: Question for you guys that jump on these Credit Card Promotions


Keep us updated on that. I hope it works besides the fact it's creative and entertaining.





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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
41980 posts

re: Question for you guys that jump on these Credit Card Promotions


I generally spend right under my income on my Amex with no manufactured spending... But that is because I get to put all my work expenses on my card and just get reimbursed





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Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
20041 posts

re: Question for you guys that jump on these Credit Card Promotions


That should be fine. Their big thing is making sure you can pay them back, so if you can document that a substantial amount of your spend is reimbursable business expense I would think passing a financial review wouldn't be hard





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LSUAfro
LSU Fan
Baton Rouge
Member since Aug 2005
10502 posts

re: Question for you guys that jump on these Credit Card Promotions


I picked up some office supplies at Office Depot today and they had a family dollar next door, so I figured I'd stop in to see if they had the VRs in stock. They did. Cashier said "ooohh Honey, I don't think that regista eva seen a $500 gift card transaction"...And it still hasn't . Denied. Oh well.

Planning on doing an apporama next month. First one. Think I'm going to do:

Citi® Hilton HHonors™ Reserve Card - I'll probably keep this card. Gold status, 2 free weekend nights at any of their properties + 1 free weekend night w/ $10k spend annually. That'll pay for itself.

Amex SPG Business - 25k signup + 5k referral on my wife's card.

Chase IHG - 80k offer + 1 free night annually $49 fee. Keeper as well.

Would like to do another, but not sure which one. Maybe the Frontier Airlines World MasterCard through Barclays. $69 fee not waived for first year, but it will pay for 2 RTs MSY-CEZ which is usually ~$400/flight.






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Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
20041 posts

re: Question for you guys that jump on these Credit Card Promotions


A lot of people are trying for the Barlcays US Airways card since it won't be available much longer. Perhaps that is one to put on your radar since it is time sensitive?





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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
41980 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

Citi® Hilton HHonors™ Reserve Card - I'll probably keep this card. Gold status, 2 free weekend nights at any of their properties + 1 free weekend night w/ $10k spend annually. That'll pay for itself.


Also gives you access to the United Airline Clubs






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trident
Tennessee Fan
Member since Jul 2007
3396 posts

re: Question for you guys that jump on these Credit Card Promotions


just picked up the chase sapphire preferred

going to use those 50k points for Italy trip

i might keep it in the long run with the 7% dividend each year






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LSUAfro
LSU Fan
Baton Rouge
Member since Aug 2005
10502 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

Also gives you access to the United Airline Clubs
I can't find where it offers this perk, but I have the United Explorer card that offers the club access as well.







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LSUAfro
LSU Fan
Baton Rouge
Member since Aug 2005
10502 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

just picked up the chase sapphire preferred

going to use those 50k points for Italy trip

i might keep it in the long run with the 7% dividend each year

If you utilize the Chase Freedom you'll need to keep the Preferred, so you can transfer to ultimate rewards. Definitely worth that alone. Don't forget you can book your flights on ultimate rewards and receive 20% discount.

If you are travelling with your spouse I'd look at getting the Explorer card if you're flying United.

Seems to be a lot of negativity about the united devaluation, but I fly coach almost exclusively(unfortunately) and occasionally spring for the upgrade if available. There isn't much change to coach award tickets. The Explorer card pays for itself just for the free checked bags on 1 RT w/ a companion.

I received almost 60k points with the United Explorer card after in bank signup with almost no effort. That's a free RT to Europe w/ 2 open jaws and stopover(if you don't understand what that means, you need to). I just have to sit in the back of the plane with the rest of the poors . I'm ok with it.

You can transfer those Chase Sapphire points to United miles and just about have enough for 2 RT tickets to Europe.






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wizziko
Less Miles Fan
Member since Jan 2006
28813 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

Citi® Hilton HHonors™ Reserve Card - I'll probably keep this card. Gold status, 2 free weekend nights at any of their properties + 1 free weekend night w/ $10k spend annually. That'll pay for itself. 


I got an email for a Hilton HHonors Surpass Card. I'm already Gold Status (thanks SlickDeals) although I've never even used my account. I'd like to get a card that goes towards airline miles as my next one though.






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LSUAfro
LSU Fan
Baton Rouge
Member since Aug 2005
10502 posts

re: Question for you guys that jump on these Credit Card Promotions


Teddy is pretty knowledgable with a lot of the cards so maybe he can help a bit more, but the key is understanding what you want to be able to do.

Where do you want to go?
How do you want to fly(first/business or coach)?
Do you want to fly free on domestic frequently or are you just trying to do big rewards on transcontinental trips?
And what is your primary departure city?

Understanding these things and obtaining points on credit cards is essential. No point in racking up on points that you can't efficiently utilize.






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JumpingTheShark
New Orleans Saints Fan
Uptown Dallas
Member since Nov 2012
6580 posts

re: Question for you guys that jump on these Credit Card Promotions


I came out of college with zero credit and I immediately undertook a car loan with my dad as a co signor. Got my first credit card with Discover because they will pretty much accept anyone. Starting credit limit of about $750. Been paying it off every month along with my car note and that has really done wonders for my credit. Applied for the Chase Sapphire Preferred this evening and got approved instantly! Feels damn good. I know Discover is not the ideal card to go with but you do what you can and I have been prompt with payments and they show their appreciation by granting increases to my credit limit all the time. I will eventually cancel that card in favor of a more selective card company, but Discover took care of me when I needed it as a grad fresh out of college. Kudos to them for that.





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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
41980 posts

re: Question for you guys that jump on these Credit Card Promotions


Never cancel your 1st card. Keep it in your sock drawer and use it once every 4-6 months.





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I Love Bama
Ohio State Fan
Alabama
Member since Nov 2007
33345 posts

re: Question for you guys that jump on these Credit Card Promotions


Been killing the credit card companies this year since you started posting deals. My next victim needs to be a hotel rewards card. I'm already flying free for a looong time. I usually stay at Hampton Inn on my work trips so if you come across a good one, let me know.





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wizziko
Less Miles Fan
Member since Jan 2006
28813 posts

re: Question for you guys that jump on these Credit Card Promotions


That Hilton HHonors Surpass AMEX card I posted is running a promo for 75,000 points if you spend $3,000 in the first 3 months LINK

Earn 12 Hilton HHonors Bonus Points for each dollar of eligible purchases charged directly with a participating hotel or resort within the Hilton HHonors portfolio of brands‡

Earn 6 Hilton HHonors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations‡

Earn 3 Hilton HHonors Bonus Points for all other eligible purchases on your Card‡

Airport Lounge Access: Airport Lounge Access: Access to over 600 airport lounges around the world with complimentary Priority Pass™ membership, valued at $99. With this complimentary membership, all lounge visits are subject to a fee of U.S. $27 per person per visit. ‡

Enjoy complimentary Hilton HHonors Gold status with your Card. ‡

Annual Membership Fee: $75
Offer expires February 28, 2014






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CE Tiger
New Orleans Pelicans Fan
Metairie
Member since Jan 2008
32169 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

Discover is not the ideal card to go with


shop discover is the tits when you can get 10% cash back + 5% back for shopping online.

has saved my arse the christmas






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I Love Bama
Ohio State Fan
Alabama
Member since Nov 2007
33345 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

wizziko






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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
41980 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

I can't find where it offers this perk, but I have the United Explorer card that offers the club access as well.


Sorry it's the Amex version allied surpass. My brother has it and he never flys UA. Looks like they've changed it to include more clubs. Not sure if it is still listed under the club packages

ETA: and wizz just posted all the details



This post was edited on 12/14 at 10:42 am


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JumpingTheShark
New Orleans Saints Fan
Uptown Dallas
Member since Nov 2012
6580 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

Never cancel your 1st card. 








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