Repubs don't have a clue | Page 7 | TigerDroppings.com

Posted byMessage
SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
299639 posts

re: Repubs don't have a clue


quote:

The architect of Romneycare and Obamacare was on O'Reilly a few weeks back and Bill asked him "why can't you delay Obamacare for one year?" The answer was because the only people signing up are the poor with preexisting conditions. If you delay it, you cause an imbalance such that the younger healthier people don't enroll and it makes it unsustainable.

i agree

this is why the GOP have a HUGE gotcha potentially, b/c they offered the delay BEFORE 10/1/13 and the DEMs refused

that's playing politics, but it is reality (and kind of funny looking back. they may have stumbled into a winner)

quote:

If you favored the delay you have to favor this because it's does the same damage to Obamacare, which is why I imagine Obama will oppose it.

i think he's about to have a press conference saying this will happen, and it's only for political reasons. in terms of policy, it will be a failure. it's an interesting dynamic, but it may save the DEMs in 2014 (and he's a lame duck so he doesn't care anyway)






Back to top
  Replies (0)
SSpaniel
Ole Miss Fan
Germantown
Member since Feb 2013
2422 posts

re: Repubs don't have a clue


quote:

So plans outside of the exchange don't have to meet the ACA requirements?


Yes, they do. The insurance companies have plans that are offered that are NOT on the exchange. They still have to be ACA compliant, though.






Back to top
Antonio Moss
LSU Fan
Baton Rouge
Member since Mar 2006
28969 posts

re: Repubs don't have a clue


quote:

Because I want real Healthcare reform to take place... I don't want the entire Healthcare Market to implode.

Here is what I want:

Coverage for pre-existing conditions
Protection from being dropped
Interstate insurance competition
Malpractice reform


Healthcare reform begins and ends with Medicare/Medicaid reform.






Back to top
Antonio Moss
LSU Fan
Baton Rouge
Member since Mar 2006
28969 posts

re: Repubs don't have a clue


quote:

Yes, they do. The insurance companies have plans that are offered that are NOT on the exchange. They still have to be ACA compliant, though.



Right, which means they are going to suffer from the same problems the policies within the exchange suffer. The problem has nothing to do with the exchange and everything to do with the ridiculous ACA requirements.



This post was edited on 11/14 at 11:01 am


Back to top
Lsut81
USA Fan
Member since Jun 2005
65091 posts
 Online 

re: Repubs don't have a clue


quote:

Healthcare reform begins and ends with Medicare/Medicaid reform.


Agree, but I figured that would be a given






Back to top
Vegas Bengal
Member since Feb 2008
26110 posts

re: Repubs don't have a clue


quote:

So plans outside of the exchange don't have to meet the ACA requirements?

No they do not. Not necessarily.

There are those that already did and insurers made money and people were covered. So your argument that this will create problems is silly bc they've existed for decades.

There are those that are grandfathered in that do not need to meet the ACA requirements.

Then there are those which do not and cannot be grandfathered in. This proposal allows them to be grandfathered in.







Back to top
Turbeauxdog
LSU Fan
Member since Aug 2004
5761 posts

re: Repubs don't have a clue


I want it to work like insurance, then you don't need to worry about pre existing conditions.

You have coverage, you get cancer, that cancer treatment is covered even if you never pay another dime in premiums.






Back to top
  Replies (0)
Antonio Moss
LSU Fan
Baton Rouge
Member since Mar 2006
28969 posts

re: Repubs don't have a clue


I'm still not completely convinced that this failure is not by design.





Back to top
  Replies (0)
SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
299639 posts

re: Repubs don't have a clue


regardless, the insurance companies already calculated pricing in light of the reality that is ACA

these pre-ACA plans never were priced for the reality of the ACA world






Back to top
Jbird
Iowa Fan
In Odramaville with EthanL
Member since Oct 2012
16935 posts

re: Repubs don't have a clue


quote:

Then there are those which do not and cannot be grandfathered in. This proposal allows them to be grandfathered in.


So now he supports shitty plans?






Back to top
Lsut81
USA Fan
Member since Jun 2005
65091 posts
 Online 

re: Repubs don't have a clue


quote:

There are those that already did and insurers made money and people were covered. So your argument that this will create problems is silly bc they've existed for decades.


Thats not the fricking point... Thanks to this law, insurance companies have taken on high risk individuals. The increases to those old plans were there to balance out the risk from the new plans. If you put the old plans back to the way they were/cost but then keep the new plans too, there is a HUGE gap there.






Back to top
SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
299639 posts

re: Repubs don't have a clue


this is what i see happening

1. they CAN offer the old plans
2. very few will do this on a large scale
3. the DEMs blame insurance companies






Back to top
Antonio Moss
LSU Fan
Baton Rouge
Member since Mar 2006
28969 posts

re: Repubs don't have a clue


quote:

There are those that already did and insurers made money and people were covered. So your argument that this will create problems is silly bc they've existed for decades.


Except that the new policies (that are net losers for the industry) weren't in existence. These new, required policies through the cost balance at of whack.

quote:

There are those that are grandfathered in that do not need to meet the ACA requirements.


Very few. The policies we're concerned about - those low premium, catastrophic coverage policies - are not grandfathered in. These are the ones that people are pissed about losing.

quote:

Then there are those which do not and cannot be grandfathered in. This proposal allows them to be grandfathered in.


And once they're grandfathered in, there will be no extra revenue to pay for the net-loser policies that I talked about at the beginning of the post.

The out-of-exchange market has the same problem as the exchange market with this proposal.






Back to top
  Replies (0)
Wild Thang
USA Fan
10-7 Superbowl!!!!!
Member since Jun 2009
24296 posts

re: Repubs don't have a clue


quote:

Vegas Bengal


For someone 'against' ( ) Obamacare, you sure do defend it






Back to top
  Replies (0)
Antonio Moss
LSU Fan
Baton Rouge
Member since Mar 2006
28969 posts

re: Repubs don't have a clue


quote:

these pre-ACA plans never were priced for the reality of the ACA world


Right. That's what VB doesn't get. If these old plans are allowed then there is no revenue to cover the net-loss plans required by the ACA.






Back to top
  Replies (0)
elprez00
New Orleans Saints Fan
Hammond, LA
Member since Sep 2011
13578 posts

re: Repubs don't have a clue


quote:

quote:
Then there are those which do not and cannot be grandfathered in. This proposal allows them to be grandfathered in.


So now he supports shitty plans?


Shitty plans that no longer exist.

The insurance companies have spent manhours and dollars reviewing the regulations and assembling plans that comply with the regulations. Those old plans DO NOT EXIST on 1/1/13. So now, you want the insurance companies to go back and revive those plans, which means they now need rate calculations. Furthermore, the price of the new plans assumed those old plans no longer existed, so now those plans need to be recalculated. People that already signed up are now not paying the correct amount.

How in the hell is this going to get resolved by Dec 31? IT CANNOT. If I was an insurance provider, and laugh LOUDLY at this idea. Who is going to pay for these people to redo a years worth of work in 6 weeks?






Back to top
  Replies (0)
Antonio Moss
LSU Fan
Baton Rouge
Member since Mar 2006
28969 posts

re: Repubs don't have a clue


quote:

1. they CAN offer the old plans
2. very few will do this on a large scale
3. the DEMs blame insurance companies


Very possible.

Or the feds have to subsidize insurance losses. Once the masses gets pissed about that, the subsidies are pulled, insurance industry collapses, ushering the way for inefficient, inaccessible single payer.






Back to top
elprez00
New Orleans Saints Fan
Hammond, LA
Member since Sep 2011
13578 posts

re: Repubs don't have a clue


quote:

3. the DEMs blame insurance companies

I build buildings for a living. I have to comply with a time constraint in a contract, as well as building codes.

What we are seeing is this: I'm a month away from finishing my building. The walls are painted, carpet is down, and were installing cabinetry. The city decides that all buildings must be built with metal studs and not wood studs, and I've got to go back and replace the structure of the building with metal studs. Oh by the way, you still have to be done in a month.

Folks, this cannot be done. The insurance companies should straight up tell the administration to pound sand.






Back to top
SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
299639 posts

re: Repubs don't have a clue


or you built with metal studs, budgeted for metal studs, gave an estimate for metal studs, and then after the metal studs are put in place, the government says that you CAN use wooden studs





Back to top
Antonio Moss
LSU Fan
Baton Rouge
Member since Mar 2006
28969 posts

re: Repubs don't have a clue


quote:

or the government forced you to budget and charge for metal studs but provide the consumer with wooden studs so that you can give free wooden studs to the house down the street. Once the consumer got pissed for being charged for metal studs but only getting wooden studs, the government - in order to save face - tells you, the builder, to charge the first consumer for wooden studs but still give free wooden studs to the house down the street with no explanation as to how the free studs will be paid for.


FIFY






Back to top


Back to top