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Message
1
Posted on 11/4/13 at 8:18 am to theBeard
quote:
theBeard
ygm
This post was edited on 11/4/13 at 8:20 am
Posted on 11/4/13 at 8:22 am to braindeadboxer
replied you can edit if needed
Posted on 11/4/13 at 9:03 am to FootballNostradamus
quote:
Never thought I'd have Dubai, Sydney, Melbourne, Phuket, New Zealand, Tokyo, and Shangai crossed off the list before my 27th birthday !
That's awesome. Which was your favorite.
Posted on 11/4/13 at 9:06 am to braindeadboxer
The benefits of having 300-400k compound for more years would likely offset the benefits of having your house paid off, particularly in this historically low interest rate environment.
Use some to put a nice downpayment on a house (20-30%). Let the rest compound forever.
Use some to put a nice downpayment on a house (20-30%). Let the rest compound forever.
This post was edited on 11/4/13 at 9:07 am
Posted on 11/4/13 at 12:48 pm to theBeard
I'm graduating in CM in the spring. I'm looking to do industrial construction or oil & gas. Staying in South Louisiana is a big plus (my SO is a year behind me in school), but going overseas for a big payday is certainly alluring. I generally prefer to either be out in the field or in an office job where I frequently visit the field because I'm a social person who gets antsy when cooped up in an office by myself.
I've applied, at least, to most every company in town and probably interviewed with most of them. I already have a decent offer on the table in Houston, but it's not working in industrial and it's a job that would keep me in Houston indefinitely.
I've applied, at least, to most every company in town and probably interviewed with most of them. I already have a decent offer on the table in Houston, but it's not working in industrial and it's a job that would keep me in Houston indefinitely.
Posted on 11/4/13 at 8:05 pm to CP3LSU25
quote:
That's awesome. Which was your favorite.
Would be hard to really narrow it down to any one.
To live for a while - Melbourne - Sydney gets the hype, but Melbourne is unreal
To go to rage - Shanghai - Vegas is a snoozefest compared to this place, seriously
To go for a honeymoon - Phuket - Literally the place is a screensaver, it's incredible
To go to retire - New Zealand - If there were any sort of jobs there I'd never leave, most unbelievable country ever
To go shopping - Dubai - I don't even really like shopping, but damn that place has everything.
Posted on 11/4/13 at 9:49 pm to FootballNostradamus
quote:
To go to retire - New Zealand - If there were any sort of jobs there I'd never leave, most unbelievable country ever
This is what I want.
Posted on 11/6/13 at 3:42 pm to Korkstand
I would invest the money and finance the house for 15 years. The previous scenario is based on an interest rate of 5% for the house. You could possibly get a better interest rate and pay less interest than what is assumed in a previous post.
This post was edited on 11/6/13 at 3:43 pm
Posted on 11/7/13 at 3:05 pm to Korkstand
quote:
So, 15 years on, you will have a paid-for house either way, but by investing you will have an extra $25k. And that's with the very tight percentage spread I used. You can probably get lower than 5% on a mortgage, and you will probably average better than 6% by investing wisely. Whether that's worth the trade-off for peace of mind by not having a mortgage is up to you.
Also, the interest on the house note will be tax deductible.
Posted on 11/7/13 at 4:24 pm to kyledavis
quote:
Also, the interest on the house note will be tax deductible.
Huh?
When did this become the case?
Posted on 11/7/13 at 4:28 pm to FootballNostradamus
Posted on 11/7/13 at 9:51 pm to braindeadboxer
I would invest it. I think you can beat the interest rate that the banks will charge you for the loan.
Posted on 11/8/13 at 4:06 pm to FootballNostradamus
quote:
O if I don't get a house you better believe I'm gonna have the most badass pad available for rent.
Don't be dumb about it. THAT would be "wasting money on rent"
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