CBS News: Obamacare forcing insurers to drop customers | TigerDroppings.com
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NC_Tigah
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Member since Sep 2003
56182 posts

CBS News: Obamacare forcing insurers to drop customers

Now CBS?

Et tu, Brute?

quote:

The Affordable Care Act was signed by President Obama in 2010 and since then he has repeated one reassuring phrase: "If you like your insurance plan you will keep it. No one will be able to take that away from you. It hasn't happened yet. It won't happen in the future."

But it is happening. The president's health care law raises the standards for insurance policies, which many consider to be a good thing. But hundreds of thousands of Americans whose policies don't meet the new standards are being told that their health plans are being cancelled.

Natalie Willes is a sleep consultant who helps parents in Los Angeles train their newborns to sleep. She buys her own health insurance.

"I was completely happy with the insurance I had before," Willes said.

So she was surprised when she tried to renew her policy. What did she find out?

"That my insurance was going to be completely different, and they were going to be replaced with 10 new plans that were going to fall under the regulations of the Affordable Care Act," she said.

Her insurer, Kaiser Permanente, is terminating policies for 160,000 people in California and presenting them with new plans that comply with the healthcare law.

"Before I had a plan that I had a $1,500 deductible," she said. "I paid $199 dollars a month. The most similar plan that I would have available to me would be $278 a month. My deductible would be $6,500 dollars, and all of my care after that point would only be covered 70 percent."

Gerry Kominski, director of public health policy at UCLA said: "About half of the 14 million people who buy insurance on their own are not going to be able to keep the policies that they had previously."

He says higher premiums help insurers pay for new requirements including accepting patients with pre-existing conditions and providing preventative care like check-ups and vaccines.

"You're paying more for a better product and for more protection --
and you won't understand the value of that until you need it," he said.
By golly, Obamacare may finally be getting people's attention.

Image: http://www.reactiongifs.com/wp-content/uploads/2012/11/face-slap.gif





Taxing Authority
LSU Fan
Houston
Member since Feb 2010
23862 posts

re: CBS News: Obamacare forcing insurers to drop customers
Yeah but...who could have possibly predicted this would happen?


NC_Tigah
LSU Fan
Member since Sep 2003
56182 posts

re: CBS News: Obamacare forcing insurers to drop customers
quote:

you won't understand the value of that until you need it
I'd damn well bet she understands "the value" of a plan with a $1500 deductible vs one with a $6500 deductible and a 50% increase in rates, but includes free annual prostate exams.


Homesick Tiger
LSU Fan
Greenbrier, AR
Member since Nov 2006
15044 posts
Online

re: CBS News: Obamacare forcing insurers to drop customers
quote:

Obamacare may finally be getting people's attention.


For these people, yes.

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idlewatcher
LSU Fan
Houston
Member since Jan 2012
10776 posts

re: CBS News: Obamacare forcing insurers to drop customers
quote:

He says higher premiums help insurers pay for new requirements including accepting patients with pre-existing conditions


So basically, subsidizing the poor and uninsured then? The whole point of this mess was to get everyone insured, which means premiums should go down b/c there is more $$ in the figurative pot. But in actuality, none of that shite has happened.

People who bought off on this have serious logic issues.


oklahogjr
Arizona State Fan
Gold Membership
Member since Jan 2010
22211 posts
Online

re: CBS News: Obamacare forcing insurers to drop customers
I don't understand why they think bundling will save money (although as I type this and think about my cable phone and internet I may have just realized why), isn't the answer to healthcare insurance for all in ala cart plans where you pick the stuff you are most concerned about and can afford then buy it instead of forcing us to buy the whole package every time.


Ghostfacedistiller
USA Fan
BR
Member since Jun 2008
17013 posts
Online

re: CBS News: Obamacare forcing insurers to drop customers
quote:

Natalie Willes is a sleep consultant who helps parents in Los Angeles train their newborns to sleep


Going out on a limb here, but I would guess Ms Willes is simply getting what she asked for the last two elections.


Taxing Authority
LSU Fan
Houston
Member since Feb 2010
23862 posts

re: CBS News: Obamacare forcing insurers to drop customers
quote:

The whole point of this mess was to get everyone insured, which means premiums should go down b/c there is more $$ in the figurative pot.
This is not a description of insurance. Its a description of redistribution.


upgrayedd
Louisiana Tech Fan
Further on up the road
Member since Mar 2013
12184 posts

re: CBS News: Obamacare forcing insurers to drop customers
quote:

isn't the answer to healthcare insurance for all in ala cart plans where you pick the stuff you are most concerned about and can afford then buy it instead of forcing us to buy the whole package every time.


But how will women get birth control or mammograms if men don't pay for it too?


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lsuroadie
LSU Fan
South LA
Member since Oct 2007
6153 posts

re: CBS News: Obamacare forcing insurers to drop customers
Where are all the usual suspects?


Oh, my bad, they're in the Ted Cruz thread.


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Taxing Authority
LSU Fan
Houston
Member since Feb 2010
23862 posts

re: CBS News: Obamacare forcing insurers to drop customers
quote:

isn't the answer to healthcare insurance for all in ala cart plans where you pick the stuff you are most concerned about and can afford then buy it instead of forcing us to buy the whole package every time.
No the entire premise of Obamacare is to force people to buy "coverage" they don't need to cover those that do need it.

If everyone uses it, it won't be any cheaper than outright paying for it.
This post was edited on 10/25 at 11:54 am


TrueTiger
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re: CBS News: Obamacare forcing insurers to drop customers


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jcole4lsu
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
27483 posts

re: CBS News: Obamacare forcing insurers to drop customers
quote:

No the entire premise of Obamacare is to force people to buy "coverage" they don't need to cover those that do need it.

exactly. i dont see why this is a hard concept to understand.


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mtntiger
LSU Fan
Asheville, NC
Member since Oct 2003
9478 posts

re: CBS News: Obamacare forcing insurers to drop customers
Yep. If only someone, somewhere, would have warned us this would happen. Too bad no one ever did.


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UGATiger26
Georgia Fan
Athens, GA
Member since Dec 2009
2683 posts

re: CBS News: Obamacare forcing insurers to drop customers
quote:

"You're paying more for a better product and for more protection -- and you won't understand the value of that until you need it," he said.


quote:

Gerry Kominski, director of public health policy at UCLA


frick. You.

They should recruit this guy for a position in the Obama administration...he would fit right in.


Hoyas
Georgetown Fan
Member since Sep 2013
2478 posts

re: CBS News: Obamacare forcing insurers to drop customers
quote:


"You're paying more for a better product and for more protection -- and you won't understand the value of that until you need it," he said.





Hamburger, Shitburger

What's the difference?


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dewster
Vanderbilt Fan
Member since Aug 2006
9678 posts

re: CBS News: Obamacare forcing insurers to drop customers
quote:

Yeah but...who could have possibly predicted this would happen?


Those people were just racists.

That legislation was air tight. No one could have possibly predicted that it would be such a disaster.
This post was edited on 10/25 at 12:33 pm


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Lsut81
USA Fan
Member since Jun 2005
65652 posts

re: CBS News: Obamacare forcing insurers to drop customers
About time the media is picking up the bull shite... There is a shite storm building.

The repubs need to keep their fricking mouths shut, stay out of the way, and let the fricking plane hit the mountain.

Image: http://plaza.ufl.edu/scott28/lebowski/smoke.jpg


S.E.C. Crazy
Alabama Fan
Alabama
Member since Feb 2013
7905 posts

re: CBS News: Obamacare forcing insurers to drop customers
UCLA professor basically says.

We are to dumb to know what's good for us.


son of arlo
Alabama Fan
State of Innocence
Member since Sep 2013
4577 posts

re: CBS News: Obamacare forcing insurers to drop customers
quote:

By golly, Obamacare may finally be getting people's attention.


But how is it the Republicans' fault? Where does they're racist obstructionism force these insurers to be mean to poor and elderly people?


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