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Best place to buy/shop term life

Posted on 9/12/13 at 3:29 pm
Posted by Meauxjeaux
98836 posts including my alters
Member since Jun 2005
39848 posts
Posted on 9/12/13 at 3:29 pm
Looking at it now. Getting a quote through insure.com. Any others I should look at?

Where do you all get your term from?

TIA.
Posted by GoCrazyAuburn
Member since Feb 2010
34858 posts
Posted on 9/12/13 at 3:34 pm to
Do you just want the cheapest term policy on the market?
Posted by Meauxjeaux
98836 posts including my alters
Member since Jun 2005
39848 posts
Posted on 9/12/13 at 4:57 pm to
Pretty much. But I am interested in the rating of the insurer too.
Posted by 756
Member since Sep 2004
14852 posts
Posted on 9/12/13 at 8:05 pm to
selectquote-rates and ratings
Posted by Paul Allen
Montauk, NY
Member since Nov 2007
75130 posts
Posted on 9/12/13 at 8:34 pm to
This is Dan Tullis...and I just called Joel Clark, one of Select Quotes term life agents. I just got a man, 40 years old, who takes blood pressure medication, a? $500,000 policy with a highly rated insurance company. His price? $21 a month.
Posted by GoCrazyAuburn
Member since Feb 2010
34858 posts
Posted on 9/12/13 at 8:52 pm to
As has been said, selectqupte does a hood job of listing prices, however I'm curious sometimes where their quotes come from because some seem a bit off.
Posted by tigersnipen
Member since Dec 2006
2085 posts
Posted on 9/12/13 at 10:06 pm to
Go with a reputable company, northwestern mutual or NY Life.
Posted by GoCrazyAuburn
Member since Feb 2010
34858 posts
Posted on 9/12/13 at 10:50 pm to
Whatever company you go with, make sure you gwt the disability waiver of premium benefit. It is worth the couple extra bucks a month.

Some companies will just waive your premium, some will convert it to permanent and pay the premium for you, with you retaining all the benefits, so make sure you get somebody to explain their benefit.
Posted by Meauxjeaux
98836 posts including my alters
Member since Jun 2005
39848 posts
Posted on 9/12/13 at 11:23 pm to
Good info. Didn't even know about that. Thanks.
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