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How to use Credit Card Points
Posted on 8/1/13 at 8:50 am
Posted on 8/1/13 at 8:50 am
With these credit cards that you can get and spend a couple thousand and get so many points to spend on airfare and such, what about if you're doing an all inclusive resort for vacation. Is there anyway these points can be applied to the airfare if its included or is there another way to use the points on the vacation?
6
Posted on 8/1/13 at 8:59 am to tdavi48
What card are you talking about? The answer depends on the card.
Posted on 8/1/13 at 9:02 am to tdavi48
Also, in my experience, your airfare is separate from an AI resort cost.
Posted on 8/1/13 at 9:02 am to homeskillet
quote:
What card are you talking about? The answer depends on the card.
Not sure the names of them, I think one is with American Express and the other one is Chase. Whichever one is more flexible in that aspect. I remember a while back one was giving you cash back, but I dont think they are doing that anymore...
Posted on 8/1/13 at 9:02 am to tdavi48
Yes, just have a credit statement.
Posted on 8/1/13 at 9:03 am to tdavi48
Most of those you can redeem for cash, which might be a little less value than airfare, but would be easier for what you're trying to do.
Posted on 8/1/13 at 9:05 am to tdavi48
It's actually rather disturbing that you think we can even hope to answer your question in any way, shape, or form without you even disclosing what card you have.
Even then it's iffy if we can answer.
Read FAQs for your card's rewards program, or even your cardholder agreement. That's what you are basically asking others to do for you and then come back and give you a summary.
My card allows me to spend it almost however I want in any way and they will reimburse me. It just needs to be catagorized by the merchant as being a travel position like airfare or lodging and they will reimburse.
Not all do that...for instance Capital one requires you to book your trip through their designated partner.
Even then it's iffy if we can answer.
Read FAQs for your card's rewards program, or even your cardholder agreement. That's what you are basically asking others to do for you and then come back and give you a summary.
My card allows me to spend it almost however I want in any way and they will reimburse me. It just needs to be catagorized by the merchant as being a travel position like airfare or lodging and they will reimburse.
Not all do that...for instance Capital one requires you to book your trip through their designated partner.
Posted on 8/1/13 at 9:07 am to tdavi48
quote:
Not sure the names of them, I think one is with American Express and the other one is Chase. Whichever one is more flexible in that aspect. I remember a while back one was giving you cash back, but I dont think they are doing that anymore...
Okay, if you can't even tell what bank you have your card with, we have problems.
There are several things you should probably educate yourself about the terms of your card before you wonder about vacation redemptions.
And yes, the name WOULD be a good place to start.
Edit: I think I misread, you are shopping around rather than owning.
The points above still stand, rewards take a back burner to other aspects, but the harsh tone is not as warranted.
This post was edited on 8/1/13 at 9:16 am
Posted on 8/1/13 at 9:10 am to Volvagia
quote:
Not all do that...for instance Capital one requires you to book your trip through their designated partner.
Capital One lets you use the points on any travel purchase, before or after the purchase. The caveat being you have to have enough points to cover the entire travel purchase, no partial redemptions.
In any event, I agree, the OP hasn't provided nearly enough information.
This post was edited on 8/1/13 at 9:11 am
Posted on 8/1/13 at 9:13 am to tdavi48
quote:so you don't have a cc yet and want one thinking you might get a free ticket or something after you spend a few grand?
tdavi48
Best you might do is 600 if chase sapphire still has a 50k sign up bonus for the sapphire preferred. And you could book an all inclusive though them as we'll as airfare. No difference from Expedia in my experience other than better customer service with Chase.
Sounds like you want to go to the Caribbean since you mentioned an all-inclusive. No airline card will give you a signup bonus worth even one ticket to an oconus destination.
Posted on 8/1/13 at 9:13 am to Teddy Ruxpin
Oh?
My mistake, I only dabbled with it because I have a rewards checking account and money market account.
I thought you needed to book through that Travelocity site you get through the rewards site.
My mistake, I only dabbled with it because I have a rewards checking account and money market account.
I thought you needed to book through that Travelocity site you get through the rewards site.
Posted on 8/1/13 at 10:38 am to Volvagia
quote:
I thought you needed to book through that Travelocity site you get through the rewards site.
That's if you want to get the redemption "up front."
Otherwise, you can just purchase your ticket, and then you have 90 days to have the points applied (called "Purchase Eraser"), which is kind of a neat feature since you could purchase something you don't have enough points for, then have 3 months to earn enough to cover.
This post was edited on 8/1/13 at 10:39 am
Posted on 8/1/13 at 12:40 pm to tdavi48
anyone have tips on getting a good return for citi thank you points?
i have quite a bit built up, and i dont travel much.....usually get gift cards or cash back
ive heard you can get a cent per point if you use it to pay your mortgage or student loans
anyone have insight on those or other uses?
i have quite a bit built up, and i dont travel much.....usually get gift cards or cash back
ive heard you can get a cent per point if you use it to pay your mortgage or student loans
anyone have insight on those or other uses?
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