What's the consensus here on an excellent credit score? | TigerDroppings.com

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LSUAlum2001
LSU Fan
Tier BP
Member since Aug 2003
27515 posts

What's the consensus here on an excellent credit score?


>=750?






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Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
18082 posts

re: What's the consensus here on an excellent credit score?


For Credit card applications and such, the number I see is 720. Of course, they will go lower, but that seems to be the auto acceptance number.

This can change for various other forms of credit I imagine.

I will say once you hit 700 you are in very good shape. After that you are just getting more and more excellent.



This post was edited on 7/9 at 1:14 pm


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MG
LSU Fan
New Orleans
Member since Dec 2007
268 posts

re: What's the consensus here on an excellent credit score?


The new norm is 740+ for the best rates. However, they will lend to everyone.





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ItNeverRains
LSU Fan
Franklin, TN
Member since Oct 2007
6130 posts

re: What's the consensus here on an excellent credit score?


Anything over 740 is just for show





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4LSU2
LSU Fan
Madisonville
Member since Dec 2009
21588 posts

re: What's the consensus here on an excellent credit score?


quote:

Anything over 740 is just for show








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bubbz
Baylor Fan
Team Boxtard
Member since Mar 2006
17882 posts

re: What's the consensus here on an excellent credit score?


720+ will get you just about anything you need and is considered excellent.

Anything higher is really only considered for mortgages.






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LSUAlum2001
LSU Fan
Tier BP
Member since Aug 2003
27515 posts

re: What's the consensus here on an excellent credit score?


One thing which Experian says can boost credit score is average credit card limits.

Which is the best option: Close smaller accounts or request increases in limits to put yourself over the next threshold?






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Paul Allen
USA Fan
Baton Rouge, LA
Member since Nov 2007
28353 posts
 Online 

re: What's the consensus here on an excellent credit score?


690





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