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Started By
Message
LA START Savings Plan
Posted on 4/19/13 at 12:54 pm
Posted on 4/19/13 at 12:54 pm
Looking to start one for my 3 month old. Who here participates and what investment elections below have you chosen?
Louisiana Principal Protection Fund
Age-Based Moderate Track Fund
Age-Based Growth Track Fund
Age-Based Aggressive Track Fund
Total World Stock Index Fund Investor Shares
Total Stock Market Index Fund, Institutional Share
Total International Stock Index Fund, Investor Shr
Small-Cap Index Fund Signal Shares
Mid-Cap Index Fund, Signal Shares
Large-Cap Index Fund Signal Shares
Louisiana Principal Protection Fund
Age-Based Moderate Track Fund
Age-Based Growth Track Fund
Age-Based Aggressive Track Fund
Total World Stock Index Fund Investor Shares
Total Stock Market Index Fund, Institutional Share
Total International Stock Index Fund, Investor Shr
Small-Cap Index Fund Signal Shares
Mid-Cap Index Fund, Signal Shares
Large-Cap Index Fund Signal Shares
Posted on 4/19/13 at 2:08 pm to HeadyMurphey
My son has one for my 2 grand kids. I'm seeing him tomorrow and will ask which one he's got.
Posted on 4/19/13 at 2:44 pm to HeadyMurphey
You know you aren't forced to use the La one. I use one out of Virginia I think. I will be tapping into it this year.
Posted on 4/19/13 at 2:56 pm to Broke
quote:
You know you aren't forced to use the La one. I use one out of Virginia I think. I will be tapping into it this year.
I've always been under the impression that Louisiana's plan is one of the better ones. Are you using the VA plan in VA or Louisiana?
Posted on 4/19/13 at 3:23 pm to Linkovich
quote:
I've always been under the impression that Louisiana's plan is one of the better ones. Are you using the VA plan in VA or Louisiana?
I'm in Louisiana. I didn't do Start because I make too much money to get the benefits.
Posted on 4/19/13 at 4:17 pm to Broke
I have 2 start accounts for my kids. I did a mix of total stock market and international at first. After my daughter turned 12 I changed to age based so it would slowly convert to more fixed income without be having to worry about it. I chose the LA program because of the tax deduction and I like vanguards products. I have no complaints, website is easy to use. I have automated withdrawals so it is never a thought. I do not qualify for the matching funds either
Posted on 4/19/13 at 4:38 pm to nogoodjr
quote:
nogoodjr
This is a good plan. On similar trajectory for my grandchildren 9 & 7. Vanguard products offer low fees and good product mix.
Posted on 4/19/13 at 5:23 pm to Broke
LA Start is good reasonably priced 529. It is more beneficial to those that have lower incomes or retired grandparents that have low income. If fees are your main concern, it is a viable option.
Hijack-
Broke:
Are you an Independent Advisor or with a Brokerage?
End Hijack
Hijack-
Broke:
Are you an Independent Advisor or with a Brokerage?
End Hijack
Posted on 4/19/13 at 5:27 pm to BARNEYSTINSON
Not sure if or when Broke will be back so I will answer for him. He is independent.
Posted on 4/19/13 at 5:38 pm to Janky
Thanks. Are you? Know the answer, but want to double check on how an independent firm should be set up to maximize tax benefits.
Posted on 4/20/13 at 1:51 pm to HeadyMurphey
I created a plan that ranges from very aggressive to relatively safe. You have the option to pick an age based plan or create your own.
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