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At what point did you go to the bank for home loan?
Posted on 4/10/13 at 3:50 pm
Posted on 4/10/13 at 3:50 pm
I'd be a first time home buyer and curious as to when is the appropriate time to go to the bank. I know my credit score (791) and I know what I can afford in terms of monthly payment, taxes, etc... Do I go in once I'm ready to make an offer on a specific property?
3
Posted on 4/10/13 at 3:51 pm to BayouBengal
Now. Most realtors will not show houses unless they have a qualified buyer.
Posted on 4/10/13 at 3:52 pm to BayouBengal
Gotta get pre-qualed
Posted on 4/10/13 at 4:00 pm to BayouBengal
our realtor told us to get preapproval letters early in the process, so that we could make an offer immediately when we wanted a place
but per our conversation yesterday, feel free to wait
but per our conversation yesterday, feel free to wait
Posted on 4/10/13 at 4:13 pm to OnTheBrink
quote:
Now. Most realtors will not show houses unless they have a qualified buyer.
Already been shown 4 with a 5th scheduled for today but the owner just accepted an offer this morning. So I'm going to see one of the previously viewed ones again with a friend to get a fresh set of eyes on it and some input.
Posted on 4/10/13 at 4:32 pm to BayouBengal
You definitely want to be pre-qualified. If you're already looking at houses, now's the time to go to the bank too.
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