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re: How much to put down on a car purchase?
Posted on 3/4/13 at 8:54 am to tigers win2
Posted on 3/4/13 at 8:54 am to tigers win2
quote:
Went back and forth on financing or not and just decided I'd write the check and not owe anyone
IMO, this strategy is outdated in the current rate environment. That being said, if you can attach some sort of quantitative value to the psychological benefit of being debt-free, perhaps it's worth it to some people. To each his own I guess.
2
Posted on 3/4/13 at 7:49 pm to slackster
Paying Cash for a new vehicle also means that you lost 20% on the cash in the First month .
With rates 2+% or less, may be a good time to revisit old methods of acquiring vehicles.
With rates 2+% or less, may be a good time to revisit old methods of acquiring vehicles.
Posted on 3/4/13 at 8:27 pm to 11thACR
quote:
Paying Cash for a new vehicle also means that you lost 20% on the cash in the First month .
What if someone plans to drive the car for the next 10-12 years/until the car dies? Does the car value really matter?
This post was edited on 3/4/13 at 8:28 pm
Posted on 3/4/13 at 8:29 pm to Venelar
quote:Can non military/govt employees get a loan from there?
Penfed has great auto rates.
Posted on 3/4/13 at 8:34 pm to saderade
quote:
Can non military/govt employees get a loan from there?
Yep, for non gov't i think it's like $15 to make an account there.
Their refi rates and heloc's are also very good.
Posted on 3/4/13 at 10:33 pm to slackster
I knew someone would challenge me.
Although interest rates are low, savings should run the economy-- not interest rates. That's why our economy is par right now.
Posted on 3/5/13 at 8:31 am to LSUTigers00884
(no message)
This post was edited on 12/21/21 at 9:38 am
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