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Recommend a bank for checking

Posted on 2/18/13 at 9:22 am
Posted by omarlittle
Member since Mar 2011
1300 posts
Posted on 2/18/13 at 9:22 am
Recently married and looking into opening a joint checking account with the wife in the BR area to set up mortgage drafts, utilities, cable, etc. My current checking account has perks like refund of fee charges for ATM withdrawals and reward points for using the credit feature of the bank card. I need to open a local account to handle the few physical transactions (cash, deposits) we incur. Looking for recommendations for folks in the BR area who have had good experiences with local banks, specifically with regards to checking accounts, and the qualities that make it advantageous.


Posted by XanderCrews
Member since Mar 2009
774 posts
Posted on 2/18/13 at 9:25 am to
(no message)
This post was edited on 12/21/21 at 9:37 am
Posted by Will Cover
St. Louis, MO
Member since Mar 2007
38498 posts
Posted on 2/18/13 at 9:26 am to
USAA. Free checking and savings for all. Insurance products require membership eligibility.
Posted by tojoe
Scott
Member since Oct 2010
335 posts
Posted on 2/18/13 at 9:27 am to
Home bank is a good local bank. Small bank that just opened offices in BR area.
Posted by Queen
Member since Nov 2009
3020 posts
Posted on 2/18/13 at 10:17 am to
I used Capital One when I lived there. "Big bank" amenities but small bank access, IMO.

I moved and now have to use Bank of America. If it tells you anything I have put maybe two paychecks in my Cap One acct in the last year and I made enough in interest to owe taxes. Vast majority of my paychecks have gone to BoA and the interest rate is such crap I made like $9.
Posted by SM6
Georgia
Member since Jul 2008
8790 posts
Posted on 2/18/13 at 1:11 pm to
If you are eligible most credit unions are a better value for simple checking accounts.
Posted by Venelar
The AP
Member since Oct 2010
1134 posts
Posted on 2/18/13 at 6:14 pm to
United Community Bank (UCB). Refunds all atm fees, and 2% on checking (up to 25k). We've been nothing but pleased with them.
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 2/18/13 at 6:51 pm to
Find a local credit union

/thread
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