You're probably not getting approved for an AMEX card right off the bat.
I started with the Discover student card in college, similar to other cards with a 5% rotating category and 1% flat cashback rate. I got turned down for the AMEX Blue Cash card at first, but then I got my Discover limit increased a fair bit and I got the AMEX Blue Cash with the same limit a few months later. I use them according to bonus categories (e.g. 3% back on groceries on the AMEX), basically buying like I did with my debit card but the rewards are far superior, fraud won't hit my checking account and I have the option to carry a balance in an emergency situation.
This post was edited on 1/21 at 9:54 pm