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re: Life insurance

Posted on 12/7/12 at 9:04 am to
Posted by wasteland
City of peace
Member since Apr 2011
5600 posts
Posted on 12/7/12 at 9:04 am to
quote:

You can get that online.


I would check here
Posted by fishfighter
RIP
Member since Apr 2008
40026 posts
Posted on 12/9/12 at 4:57 am to
quote:

wasteland


Not looking for Whole Life. Term life is all I need.
Posted by ItNeverRains
37069
Member since Oct 2007
25396 posts
Posted on 12/9/12 at 7:01 am to
My wife and I both have 1m 20 term, she pays 410 yr and I pay 485. Both mid 30's, preferred best through Hartford
Posted by wasteland
City of peace
Member since Apr 2011
5600 posts
Posted on 12/9/12 at 12:37 pm to
Do companies even issue 20k term policies? The companies I deal with do not. Since you mentioned the health history and face amount, a guaranteed issued product makes sense.

Term policies can be more expensive (i'm talking actual monthly premium) than permanent policies when you factor in heart problems and age.

Posted by wasteland
City of peace
Member since Apr 2011
5600 posts
Posted on 12/9/12 at 12:40 pm to
quote:

My wife and I both have 1m 20 term, she pays 410 yr and I pay 485. Both mid 30's, preferred best through Hartford



That policy would probably cost him $15-30k a year.
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