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Hunting club insurance question
Posted on 10/18/12 at 8:09 am
Posted on 10/18/12 at 8:09 am
Any of you guys know what is the minimum amount of insurance required to have for a hunting club? Also how much is your premium? I am thinking of starting a hunting and fishing club but know that insurance is gonna be a bitch.
8
Posted on 10/18/12 at 8:23 am to CootKilla
quote:
I am thinking of starting a hunting and fishing club but know that insurance is gonna be a bitch.
It's not that bad. I can't give you any exact numbers because I really don't know, but it's usually a much smaller bill than your leases.
Posted on 10/18/12 at 8:24 am to CootKilla
Where's this gonna happen?
Posted on 10/18/12 at 8:25 am to CootKilla
NRA can help you out with it.
Posted on 10/18/12 at 8:26 am to 34venture
quote:
NRA can help you out with it
They'll help pay club insurance or help you determine the cost?
Posted on 10/18/12 at 8:29 am to DownshiftAndFloorIt
No, they do club insurance and will tell you what to pay them. From what I understand it is pretty affordable.
ETA: LINK
ETA: LINK
This post was edited on 10/18/12 at 8:30 am
Posted on 10/18/12 at 8:41 am to CootKilla
This type of insurance is a curious thing. It really doesn't cover anything that actually happens. Gives the landowner a free defense though. I suppose that's the real drive behind it.
Posted on 10/18/12 at 8:44 am to AlxTgr
quote:
Gives the landowner a free defense though. I suppose that's the real drive behind it.
Yea that's pretty much the only reason for it. We would loose a couple leases if we didn't have insurance, and it gives you lots of leverage when you start competing for a lease with a bunch of disorganized groups.
I've never heard of anyone filing a claim with their hunting club insurance though. Not even sure you can do that.
Posted on 10/18/12 at 8:48 am to DownshiftAndFloorIt
quote:I defended one through appeal. Dude shoots a hog running down a fenceline. Goes to retrieve said hog. Finds a dude on a Big Red with a bullet hole in his left calf.
I've never heard of anyone filing a claim with their hunting club insurance though. Not even sure you can do that.
Posted on 10/18/12 at 9:11 am to AlxTgr
quote:
Dude shoots a hog running down a fenceline. Goes to retrieve said hog. Finds a dude on a Big Red with a bullet hole in his left calf.
Shooter an OB poster?
Was there actually a hog and it was a miss/passthrough or was it the shooter's imagination?
Posted on 10/18/12 at 9:16 am to AlxTgr
Damnnnn
Who had to foot that medical bill?
Who had to foot that medical bill?
Posted on 10/18/12 at 9:21 am to CootKilla
Contact the Forest Landowners Assn. 1,000,000 on club and 1,000,000 for landowner runs me $261 a year.
Posted on 10/18/12 at 9:22 am to CootKilla
We pay about $300 a year for $1m of liability for 1000 acre lease in Bama
Posted on 10/18/12 at 9:35 am to TigerDeacon
Big Red sounds alot like a hog...
Posted on 10/18/12 at 9:37 am to TigerDeacon
quote:No hog. Clean pass through. No bone involvment.
Was there actually a hog and it was a miss/passthrough or was it the shooter's imagination?
We had an expert that said something along these lines:
When we see part of something, the brain can and will often fill in the rest from past experiences.
The dude was absolutely convinced he saw a hog. No safety seminars would have changed that.
Shooter had homeowners. They paid their $100K pretty quickly. The case went to trial against the club and club insurer. Judge found coverage pre-trial. Jury found liability on shooter and 5% on club. Reversed on appeal. 704 So.2d 247
No. My name does not appear in the decision.
Posted on 10/18/12 at 9:40 am to CootKilla
Posted on 10/18/12 at 9:59 am to Mung
quote:Especially if it needs a tune up.
Big Red sounds alot like a hog...
Posted on 10/18/12 at 10:00 am to rlp
Ok maybe I should have worded better. It would be a club that would not have leased land. Kind of like a bass club. We used to have the lafourche green trout and hunting club. There was a clubhouse that would have meetings and suppers. They used to have a family fishing tournament and a duck hunting contest. There was a place to weigh in ducks daily. Top 3 weights per species. The club used to raise money to help out with the local public lake. Raised fingerling bass, sprayed water lillies, drove pilings to keep the pass open. My dad was the president for quite a while. He said the price of insurance really put the club out of business.
Posted on 10/18/12 at 10:05 am to CootKilla
Never even thought about weighing ducks. Is there a big range within 1 species?
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