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re: Free Credit Report website

Posted on 10/5/12 at 2:17 pm to
Posted by CAD703X
Liberty Island
Member since Jul 2008
77944 posts
Posted on 10/5/12 at 2:17 pm to
quote:

You need to use the cards to keep the creditor from closing them, though. If they close them, that will lower your "Average Age of Accounts."


thats too much trouble. my gas card runs up $500ish every single month and gets paid in full (autopay) and i do have one other card with like $1500 on it or so.

i guess there's not that much difference between 777 and 818..i just have an "A-" and the other guy has an "A+"

he gets to be valedictorian.
Posted by JonTheTigerFan
Central, LA
Member since Nov 2003
6784 posts
Posted on 10/5/12 at 5:46 pm to
I hear ya! Your score is fluid and doesn't really matter unless you're trying to open new lines of credit. 777 is excellent anyway so you should be getting the best rates.
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 10/5/12 at 10:17 pm to
quote:

thats too much trouble. my gas card runs up $500ish every single month and gets paid in full (autopay) and i do have one other card with like $1500 on it or so.


I hope it's a rewards card and not a chevron or Exxon card

If it is you are just throwing away money
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