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Started By
Message
Lock in rate now or wait?
Posted on 7/26/12 at 11:16 am
Posted on 7/26/12 at 11:16 am
Opportunity to lock in a rate of 3.25% right now... Lock in or wait?
4
Posted on 7/26/12 at 11:20 am to TheDoc
dont make that mistake doc lock. if wallstreet can get any good news or spin some good news these rates will move up. anyting below 3.5% super rare..dont get greedy
Posted on 7/26/12 at 11:22 am to TheDoc
Just got quoted 3.125 30yr this AM. I'm gonna lock on that.
Posted on 7/26/12 at 11:24 am to hawkeye007
Yeah that's what I'm thinking
I don't want to wait and it go back up
But if it went to 3.15 or something I'd be pissed
Just trying to gauge what everyone thinks these rates are going to do
4.0 was just crazy 3 years ago, but 3.25 is insane.
I don't want to wait and it go back up
But if it went to 3.15 or something I'd be pissed
Just trying to gauge what everyone thinks these rates are going to do
4.0 was just crazy 3 years ago, but 3.25 is insane.
Posted on 7/26/12 at 11:27 am to TheDoc
i just checked my rate sheets and the dow is making a 150 point rally rates will go up by an 1/8th by tomorrow watch. FHA and VA dont move up and down as much as conventional. Fridays suck for rates its near the end of the month and we call it profit taking.
Posted on 7/26/12 at 11:32 am to hawkeye007
Locking in today with $1000 lender credit with the 3.25 
can't get greedy
can't get greedy Posted on 7/26/12 at 11:34 am to TheDoc
You got any concessions from the seller?
Posted on 7/26/12 at 12:06 pm to iknowmorethanyou
Yeah, paying closing with other additions and upgrades to the house
Posted on 7/26/12 at 12:10 pm to TheDoc
Posted on 7/26/12 at 12:32 pm to iknowmorethanyou
Wow! Who is your lender?
Posted on 7/26/12 at 12:36 pm to vettegc
Local B&L in the Lafayette area.
Posted on 7/26/12 at 1:21 pm to TheDoc
Damn.
I locked at 3.9% about 3 months ago. I was happy to get under 4.
I locked at 3.9% about 3 months ago. I was happy to get under 4.
Posted on 7/26/12 at 1:23 pm to jameison125
i almost passed out when i saw 3.125% on my rate sheet this morning on a 30yr fixed. the cost is 1% but frak thats unreal low..i am going to refi my house i will be nice and not tell you what my employee priceing looks like!
Posted on 7/26/12 at 2:00 pm to hawkeye007
What lenders are offering 3.125 in that baton rouge area? I asked the one I normally use last week and the 30 yr rate was 3.5 with 1/2% origination.
Posted on 7/26/12 at 3:05 pm to jameison125
Yea, I locked when it peaked in late March at 4.0 w/ a 805 credit score (zero points). It was on a rise all month and I had to act b/c I needed to buy the house. I would have never guessed it would start dropping again the week after signed the papers
Posted on 7/26/12 at 6:59 pm to TheDoc
LOCK DOC. If Europe keeps going down, rates could go lower. It's a risk, but 3.25 is a great rate.
Posted on 7/26/12 at 10:43 pm to djmicrobe
I locked into today.. was getting super paranoid seeing the market go up like it did.
got a 1k lender credit on top of it too, so that was a plus
got a 1k lender credit on top of it too, so that was a plus
Posted on 7/27/12 at 7:47 am to TheDoc
yeah, I'm getting crushed at 3.625 on 30 0/0 conventional.
That's just absurd to think...
That's just absurd to think...
Posted on 7/27/12 at 9:04 am to ItNeverRains
Part of me is hoping the rates Tick up some to make me feel better
Posted on 7/30/12 at 9:54 am to LSU1018
I was playing with the zillow mortgages app and it list as best rates:
First financial services
Roundpoint mortgage
First Internet bank
Anybody have experience with any of these companies? Is the zillow app any good?
First financial services
Roundpoint mortgage
First Internet bank
Anybody have experience with any of these companies? Is the zillow app any good?
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