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Shankopotomus 
USA Fan
Waiting on my Hornets Team Icon
Member since Feb 2009
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| American Express Gold Card (Posted on 5/16/12 at 9:59 am)
I am no OT baller, so forgive me for not yet having an American Express Black Card. I am, however, considering getting myself an Amex Gold as it seems like a solid idea to go with Amex considering their reputation for customer service, better rewards, etc.
So is it worth it for a $125 annual fee (waived first year)? I have never had a card with a hefty annual fee, so this concept is new to me.
I encourage any and all feedback.
TIA 
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wegotdatwood 
Arkansas Fan
Member since Aug 2009
13763 posts
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| re: American Express Gold Card (Posted on 5/16/12 at 10:14 am to Shankopotomus)
I dont have one but that may be a thing you could call in and have waived several times? I enjoy the haggle with businesses.
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Rev1897 
LSU Fan
NOLA
Member since Dec 2008
442 posts
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| re: American Express Gold Card (Posted on 5/16/12 at 10:19 am to wegotdatwood)
Chase Sapphire Preferred FTW
Learn about it. Credit card game is where it's at.
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Shankopotomus
USA Fan
Waiting on my Hornets Team Icon
Member since Feb 2009
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| re: American Express Gold Card (Posted on 5/16/12 at 10:21 am to Rev1897)
I hear ya, I am familiar with the various sites where I can do research and whatnot. Care to share why the Chase Sapphire is better than the Amex?
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Rev1897
LSU Fan
NOLA
Member since Dec 2008
442 posts
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| re: American Express Gold Card (Posted on 5/16/12 at 10:23 am to Shankopotomus)
Crazy benefits and 1 to 1 transfer to all the mileage programs, which Amex no longer has.
Chase is making a run at AMEX's "gold standard" high-$ clients. See, e.g. the Sapphire Preferred, United Mileage Plus Club Card.
It's also a metal card -- some new technology.
If you're like me, and your bills are primarily food and transportation, Sapphire Preferred is where it's at. Get a free year then haggle a second free year because you spent so much money on the card.
For reference, I have the United MP Club, Sapphire Preferred, and Amex Blue. I had the Amex Gold but downgraded--I never pay yearly fees.
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saderade 
New Orleans Saints Fan
America's City
Member since Jul 2005
19695 posts
| re: American Express Gold Card (Posted on 5/16/12 at 10:41 am to Rev1897)
quote:
If you're like me, and your bills are primarily food and transportation, Sapphire Preferred is where it's at
Wouldnt the AMEX blue be a better card if most of your expenses include this. 6% cash back at the grocery and 3% back on gas.
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Thomas Hudson
LSU Fan
Dallas
Member since Dec 2006
7032 posts
| re: American Express Gold Card (Posted on 5/16/12 at 10:42 am to Shankopotomus)
quote:
So is it worth it for a $125 annual fee (waived first year)?
I'd upgrade to the Platinum card as the extra benefits are well worth it. I don't think the Gold card is worth the price. In the Gold price range try the AMEX Starwood Preferred Guest card if you travel.
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hiltacular 
Georgia Tech Fan
ATL
Member since Jan 2011
5876 posts
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| re: American Express Gold Card (Posted on 5/16/12 at 11:27 am to Shankopotomus)
I have the gold card and have never had any issues.
Not sure what kind of feedback you want, the rewards are decent, there is no limit, customer service is excellent.
I think you get a lot of reward points for just signing up. I fly a lot so I'm always racking up crazy points and getting discounts on flights.
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Chad504boy
New Orleans Saints Fan
Five Oh Four
Member since Feb 2005
64854 posts
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| re: American Express Gold Card (Posted on 5/16/12 at 11:38 am to hiltacular)
i have the gold, i don't want to drop it cause i like the longevity i've built with this card. I've been considering getting amex blue and use that primarily and having both.
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TigerDeBaiter
LSU Fan
Member since Dec 2010
2374 posts
| re: American Express Gold Card (Posted on 5/16/12 at 11:52 am to Rev1897)
quote:
Chase Sapphire Preferred FTW Learn about it.
Credit card game is where it's at.
+1
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Croacka
UNLV Fan
Denham Sprangs
Member since Dec 2008
37682 posts
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| re: American Express Gold Card (Posted on 5/16/12 at 11:58 am to Shankopotomus)
Amex blue cash preferred has gotten me a lot of cash in a short time
I like cash over miles bc I don't really travel much at all
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wegotdatwood
Arkansas Fan
Member since Aug 2009
13763 posts
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| re: American Express Gold Card (Posted on 5/16/12 at 12:27 pm to Rev1897)
I love calling the chase preferred line for my chase amazon card. If y'all haven't done so before, use gethuman.com.
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Rev1897
LSU Fan
NOLA
Member since Dec 2008
442 posts
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| re: American Express Gold Card (Posted on 5/16/12 at 1:05 pm to wegotdatwood)
I like cash, but oftentimes the rewards (like being able to buy a cross-country United ticket with 25k miles) often outweigh the cash.
So I stick to miles. I fly United about twice a year and rarely pay for the ticket.
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Rev1897
LSU Fan
NOLA
Member since Dec 2008
442 posts
Online
| re: American Express Gold Card (Posted on 5/16/12 at 1:07 pm to Rev1897)
quote:
twice a year
I meant my wife and I do. So that's 2 roundtrip tickets a year... but with the Sapphire Preferred you can use the miles on any airline.
Also, the Amex Miles aren't bad, but they don't transfer 1:1 to United or Southwest, which are the two airlines I fly the most. I like to use my Amex miles around Christmas and buy gift cards for people when they are having sales.
Moral of the story: get Amex and a good rewards card and get best of both worlds.
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mule74
LSU Fan
Houston, TX
Member since Nov 2004
6165 posts
| re: American Express Gold Card (Posted on 5/16/12 at 1:36 pm to Shankopotomus)
I actually like my Chase Freedom. I probably get back a little over $1000 a year.
I fly pretty often for work but it gets booked through coporate and I don't get any pooints. Otherwise I go with the Saphire.
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