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May 22, 2013 
LSU Football

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Shankopotomus
USA Fan
Waiting on my Hornets Team Icon
Member since Feb 2009
16892 posts
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American Express Gold Card


I am no OT baller, so forgive me for not yet having an American Express Black Card. I am, however, considering getting myself an Amex Gold as it seems like a solid idea to go with Amex considering their reputation for customer service, better rewards, etc.

So is it worth it for a $125 annual fee (waived first year)? I have never had a card with a hefty annual fee, so this concept is new to me.

I encourage any and all feedback.

TIA







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wegotdatwood
Arkansas Fan
Member since Aug 2009
13763 posts
 Online 

re: American Express Gold Card


I dont have one but that may be a thing you could call in and have waived several times? I enjoy the haggle with businesses.





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Rev1897
LSU Fan
NOLA
Member since Dec 2008
442 posts
 Online 

re: American Express Gold Card


Chase Sapphire Preferred FTW

Learn about it. Credit card game is where it's at.






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Shankopotomus
USA Fan
Waiting on my Hornets Team Icon
Member since Feb 2009
16892 posts
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re: American Express Gold Card


I hear ya, I am familiar with the various sites where I can do research and whatnot. Care to share why the Chase Sapphire is better than the Amex?





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Rev1897
LSU Fan
NOLA
Member since Dec 2008
442 posts
 Online 

re: American Express Gold Card


Crazy benefits and 1 to 1 transfer to all the mileage programs, which Amex no longer has.

Chase is making a run at AMEX's "gold standard" high-$ clients. See, e.g. the Sapphire Preferred, United Mileage Plus Club Card.

It's also a metal card -- some new technology.

If you're like me, and your bills are primarily food and transportation, Sapphire Preferred is where it's at. Get a free year then haggle a second free year because you spent so much money on the card.

For reference, I have the United MP Club, Sapphire Preferred, and Amex Blue. I had the Amex Gold but downgraded--I never pay yearly fees.






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saderade
New Orleans Saints Fan
America's City
Member since Jul 2005
19695 posts

re: American Express Gold Card


quote:

If you're like me, and your bills are primarily food and transportation, Sapphire Preferred is where it's at
Wouldnt the AMEX blue be a better card if most of your expenses include this. 6% cash back at the grocery and 3% back on gas.






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Thomas Hudson
LSU Fan
Dallas
Member since Dec 2006
7032 posts

re: American Express Gold Card


quote:

So is it worth it for a $125 annual fee (waived first year)?


I'd upgrade to the Platinum card as the extra benefits are well worth it. I don't think the Gold card is worth the price. In the Gold price range try the AMEX Starwood Preferred Guest card if you travel.






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hiltacular
Georgia Tech Fan
ATL
Member since Jan 2011
5876 posts
 Online 

re: American Express Gold Card


I have the gold card and have never had any issues.

Not sure what kind of feedback you want, the rewards are decent, there is no limit, customer service is excellent.

I think you get a lot of reward points for just signing up. I fly a lot so I'm always racking up crazy points and getting discounts on flights.






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Chad504boy
New Orleans Saints Fan
Five Oh Four
Member since Feb 2005
64854 posts
 Online 

re: American Express Gold Card


i have the gold, i don't want to drop it cause i like the longevity i've built with this card. I've been considering getting amex blue and use that primarily and having both.





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TigerDeBaiter
LSU Fan
Member since Dec 2010
2374 posts

re: American Express Gold Card


quote:

Chase Sapphire Preferred FTW Learn about it.

Credit card game is where it's at.


+1






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Croacka
UNLV Fan
Denham Sprangs
Member since Dec 2008
37682 posts
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re: American Express Gold Card


Amex blue cash preferred has gotten me a lot of cash in a short time


I like cash over miles bc I don't really travel much at all






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wegotdatwood
Arkansas Fan
Member since Aug 2009
13763 posts
 Online 

re: American Express Gold Card


I love calling the chase preferred line for my chase amazon card. If y'all haven't done so before, use gethuman.com.





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Rev1897
LSU Fan
NOLA
Member since Dec 2008
442 posts
 Online 

re: American Express Gold Card


I like cash, but oftentimes the rewards (like being able to buy a cross-country United ticket with 25k miles) often outweigh the cash.

So I stick to miles. I fly United about twice a year and rarely pay for the ticket.






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Rev1897
LSU Fan
NOLA
Member since Dec 2008
442 posts
 Online 

re: American Express Gold Card


quote:

twice a year


I meant my wife and I do. So that's 2 roundtrip tickets a year... but with the Sapphire Preferred you can use the miles on any airline.

Also, the Amex Miles aren't bad, but they don't transfer 1:1 to United or Southwest, which are the two airlines I fly the most. I like to use my Amex miles around Christmas and buy gift cards for people when they are having sales.

Moral of the story: get Amex and a good rewards card and get best of both worlds.






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mule74
LSU Fan
Houston, TX
Member since Nov 2004
6165 posts

re: American Express Gold Card


I actually like my Chase Freedom. I probably get back a little over $1000 a year.

I fly pretty often for work but it gets booked through coporate and I don't get any pooints. Otherwise I go with the Saphire.






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