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Credit card charge at the gas station counter......is this legit?
Posted on 4/13/12 at 10:15 pm
Posted on 4/13/12 at 10:15 pm
Went to a chevron station today and noticed on my receipt there was a 25cent charge for "swipe" bringing my total to $4.30.
I didn't have any cash, and I was only buying 2 drinks. No warning from the cashier or anything, is this legal to do to customers?? Not concerned about the quarter just wondering here....
I didn't have any cash, and I was only buying 2 drinks. No warning from the cashier or anything, is this legal to do to customers?? Not concerned about the quarter just wondering here....
5
Posted on 4/13/12 at 10:20 pm to Drilltiger
quote:
I didn't have any cash, and I was only buying 2 drinks. No warning from the cashier or anything, is this legal to do to customers?? Not concerned about the quarter just wondering here....
I'm pretty sure it's against most major credit card companies policies to impose a fee or min purchase for card users.
Posted on 4/13/12 at 10:31 pm to Drilltiger
I've noticed independently owned stations saying they have a minimum purchase with debit/credit purchases. IMO this bullcrap and I just leave.
Posted on 4/13/12 at 10:32 pm to Drilltiger
Call visa they cant do that.
Posted on 4/13/12 at 11:28 pm to lsu6294
quote:
or min purchase for card users.
It used to be, the CC companies have changed their user agreements now.
Posted on 4/14/12 at 6:18 am to barry
Barry is correct
Posted on 4/14/12 at 8:43 am to Drilltiger
They are allowed to charge a fee if the price is under 10 bucks (not 100% on the actual amt) but my user agreements state that the fee must be displayed and verbally noted before completion of the transaction. It doesn't make since for us so we don't charge the fee.
Posted on 4/14/12 at 5:01 pm to Drilltiger
Just curious… Is their country of origin the United States of America?
Posted on 4/14/12 at 7:13 pm to Dontbeevil
Yea this gas station also serves decent poboys, as far as I can tell it is American owned.
So guess I'll read AMEX agreement to see where they stand on minimums.
So guess I'll read AMEX agreement to see where they stand on minimums.
This post was edited on 4/14/12 at 7:36 pm
Posted on 4/15/12 at 10:32 am to Drilltiger
It might have changed but a few years a go my mom bitched out one of the gas stations because they wouldn't let her use her card because she didn't reach the minimum. She has worked in the credit card business her whole life and called up master card and reported them. But there really isn't much you can do.
Posted on 4/15/12 at 4:39 pm to Drilltiger
quote:
So guess I'll read AMEX agreement to see where they stand on minimums.
No need to read that, check the Dodd-Frank Wall Street Reform and Consumer Protection Act.
Page 698
Posted on 4/16/12 at 10:54 am to Notro
quote:
IMO this bullcrap and I just leave.
If they get charged by CC companies, why is it bullcrap if they pass their cost along?
Posted on 4/16/12 at 11:13 am to H-Town Tiger
My problem is not them trying to recoup/reduce any cost. It is they demand you purchase a certain dollar amount if you wish to make a purchase with a debit/credit card.
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