Does Obamacare mandate that a person without a job buy insurance? | TigerDroppings.com

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BRhuskyfan80
Washington Fan
Baton Rouge
Member since Dec 2011
2915 posts

Does Obamacare mandate that a person without a job buy insurance?



If so, wheres the language?







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papasmurf1269
LSU Fan
Hells Pass
Member since Apr 2005
14284 posts

re: Does Obamacare mandate that a person without a job buy insurance?


Somewhere in the 2700 pages





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BRhuskyfan80
Washington Fan
Baton Rouge
Member since Dec 2011
2915 posts

re: Does Obamacare mandate that a person without a job buy insurance?


Where? I'm on a fact finding mission.





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Vrai
LSU Fan
Baton Rouge
Member since Nov 2003
2166 posts

re: Does Obamacare mandate that a person without a job buy insurance?


Then look through the 2700 pages and find it.





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papasmurf1269
LSU Fan
Hells Pass
Member since Apr 2005
14284 posts

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

Where? I'm on a fact finding mission.
You tell me and we will both know.






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NaturalBeam
LSU Fan
Member since Sep 2007
13121 posts

re: Does Obamacare mandate that a person without a job buy insurance?


How about you show us the language saying that it only applies to people with jobs?

If there was never a distinction made between working people and people w/o jobs, why would there be language stating such a distinction?






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jcole4lsu
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
27327 posts

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

If so, wheres the language?

i think it raises the ceiling on medicaid recipients - so if you dont have a job you would most likely be covered - and thus not need to purchase insurance.

its a long arse bill though, so thats really just a guess






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BRhuskyfan80
Washington Fan
Baton Rouge
Member since Dec 2011
2915 posts

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

If there was never a distinction made between working people and people w/o jobs, why would there be language stating such a distinction?


If it concerns employer-employee obligations then I would think additional language would have to be in there to apply to those who do not fall into this arrangement.

Or, I can just take your word for it, since you probably read a lot about it in chain emails.






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Scruffy
USA Fan
Member since Jul 2011
33286 posts
 Online 

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

"[The] term [applicable individual] shall not include any individual for any month if such individual has in effect an exemption described [below]...
Religious Conscience Exemption - Such term shall not include any individual for any month if such individual has in effect an exemption which certifies that such individual is a member of a recognized religious sect or division thereof described in section 1402(g)(1) and an adherent of established tenets or teachings of such sect or division as described in such section...

Health Care Sharing Ministry - Such term shall not include any individual for any month if such individual is a member of a health care sharing ministry for the month.
Individuals Not Lawfully Present - Such term shall not include an individual for any month if for the month the individual is not a citizen or national of the United States or an alien lawfully present in the United States.

Incarcerated Individuals - Such term shall not include an individual for any month if for the month the individual is incarcerated, other than incarceration pending the disposition of charges.
Exemptions - No penalty shall be imposed... with respect to -

Individuals who cannot afford coverage - any applicable individual for any month if the applicable individual’s required contribution (determined on an annual basis) for coverage for the month exceeds 8 percent of such individual’s household income

Taxpayers with income under 100 percent of [the] poverty line

Members of Indian tribes

Months during short coverage gaps - any month the last day of which occurred during a period in which the applicable individual was not covered by minimum essential coverage for a continuous period of less than 3 months

Hardships—Any applicable individual who for any month is determined by the Secretary of Health and Human Services to have suffered a hardship with respect to the capability to obtain coverage under a qualified health plan."
Here are the exceptions to the mandate.






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NaturalBeam
LSU Fan
Member since Sep 2007
13121 posts

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

Or, I can just take your word for it, since you probably read a lot about it in chain emails.
I'd rather you not take my word for it - b/c just like Obama and the Congressmen who voted for it, I certainly didn't read it.

I'm just pointing out that bills would use positive language when available, rather than negative language. I haven't seen any language suggesting a distinction between employed and unemployed in the bill. So why would the language you are seeking even exist?

As far as I know, the bill covers everyone, minus those excepted. Didn't see anything about jobless people in the exception. Did you?






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BRhuskyfan80
Washington Fan
Baton Rouge
Member since Dec 2011
2915 posts

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

As far as I know, the bill covers everyone, minus those excepted. Didn't see anything about jobless people in the exception. Did you?


If I did, I wouldn't be asking. If a question offends you, then you probably don't like the answer.

The law, as I understood it, applied only to income earners, like privatized social security will and unemployment insurance does.






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NaturalBeam
LSU Fan
Member since Sep 2007
13121 posts

re: Does Obamacare mandate that a person without a job buy insurance?


It doesn't offend me at all, I'm just answering the question. I don't see an exception for jobless folks. If you see it, I'd be more than willing to listen if you want to direct me to it. I'm a very open-minded person





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BRhuskyfan80
Washington Fan
Baton Rouge
Member since Dec 2011
2915 posts

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

It doesn't offend me at all, I'm just answering the question. I don't see an exception for jobless folks. If you see it, I'd be more than willing to listen if you want to direct me to it. I'm a very open-minded person


If you'd like to direct me to the portion of the bill that applies to jobless folks then go ahead and show me. I'd be interested in seeing that.






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Scruffy
USA Fan
Member since Jul 2011
33286 posts
 Online 

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

The law, as I understood it, applied only to income earners, like privatized social security will and unemployment insurance does.
Or, you could look up a few posts and see the exact wording of the law as it pertains to the mandate.






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BRhuskyfan80
Washington Fan
Baton Rouge
Member since Dec 2011
2915 posts

re: Does Obamacare mandate that a person without a job buy insurance?


Thanks Scruffy.

quote:

Individuals who cannot afford coverage - any applicable individual for any month if the applicable individual’s required contribution (determined on an annual basis) for coverage for the month exceeds 8 percent of such individual’s household income Taxpayers with income under 100 percent of [the] poverty line


Looks like this language means it only applies to those with income.






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Scruffy
USA Fan
Member since Jul 2011
33286 posts
 Online 

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

Thanks Scruffy.
No problem.

quote:

Looks like this language means it only applies to those with income.
This may sound somewhat paranoid, but am I the only one who feels that this could cause an increase in unemployment?

If you are mandated to purchase health insurance if the monthly cost does not exceed 8% of your household income, why would people ever want to make enough money to where the cost may exceed 8%?

Just my 2 cents.






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coloradoBengal
LSU Fan
Member since Sep 2007
32608 posts

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

who feels that this could cause an increase in unemployment?


I think it will lead to massive black market employment and tax evasion. (which I don't really have a problem with )






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NaturalBeam
LSU Fan
Member since Sep 2007
13121 posts

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

If you'd like to direct me to the portion of the bill that applies to jobless folks then go ahead and show me. I'd be interested in seeing that.
Well that's my point - there is no such section. Because it doesn't exist. Because it doesn't care whether you have a job or not. If you'd like to think you're "winning" b/c I can't point to language that isn't there, then go ahead







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jcole4lsu
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
27327 posts

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

This may sound somewhat paranoid, but am I the only one who feels that this could cause an increase in unemployment?

If you are mandated to purchase health insurance if the monthly cost does not exceed 8% of your household income, why would people ever want to make enough money to where the cost may exceed 8%?


well CNN (of all people) already ran an article where a small business owner claimed he couldnt find reliable workers to work for market rate - unskilled labor, ~$10/hr - because unemployment in the area paid equal to that.

this would be another incentive to not work.






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BRhuskyfan80
Washington Fan
Baton Rouge
Member since Dec 2011
2915 posts

re: Does Obamacare mandate that a person without a job buy insurance?


quote:

Well that's my point - there is no such section. Because it doesn't exist. Because it doesn't care whether you have a job or not. If you'd like to think you're "winning" b/c I can't point to language that isn't there, then go ahead


Youre wrong. If you don't work, you don't have to buy insurance.






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