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Savings Account
Posted on 5/28/09 at 10:43 am
Posted on 5/28/09 at 10:43 am
My Chase account offers a .01% interest rate.
iGObanking.com accounts offer 2.12% APY (according to LINK ).
Is there a real reason that I shouldn't convert all my savings tied up in Chase to the iGObanking account?
iGObanking.com accounts offer 2.12% APY (according to LINK ).
Is there a real reason that I shouldn't convert all my savings tied up in Chase to the iGObanking account?
2
Posted on 5/28/09 at 10:50 am to 1336
not really, it may be an introductory rate and there is probably a minimum balance
also, it may not be as liquid, a transfer or withdrawal may take a week instead of driving to the nearest chase and getting your money out
also, it may not be as liquid, a transfer or withdrawal may take a week instead of driving to the nearest chase and getting your money out
Posted on 5/28/09 at 10:55 am to Croacka
According to the information in the OP, 0 introductory months and $1 minimum balance to open.
While the Chase account is liquid, it really doesn't need to be. I have another account for emergencies.
While the Chase account is liquid, it really doesn't need to be. I have another account for emergencies.
Posted on 5/28/09 at 10:58 am to 1336
You may want to look into EmigrantDirect (EmigrantDirect.com) too.
While they're rate isn't as high as 'OP', I've been having a few accounts with them for years now. Top of the line customer service, great security options, and very user friendly.
While they're rate isn't as high as 'OP', I've been having a few accounts with them for years now. Top of the line customer service, great security options, and very user friendly.
Posted on 5/28/09 at 10:59 am to Ziggy
Cap one has an online savings of around 2% if you carry a decent balence. very liquid as well.
Posted on 5/28/09 at 2:43 pm to 1336
quote:
My Chase account offers a .01% interest rate.
I'm getting 0.05% on one of my accounts.
mo money, mo money
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