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OB Advice-My House Flooded

Posted on 8/29/17 at 9:25 pm
Posted by MWP
Kingwood, TX via Monroe, LA
Member since Jul 2013
10399 posts
Posted on 8/29/17 at 9:25 pm
I live in Kingwood, TX. I had to be rescued by boat. Most importantly my family and my pets are safe and now have shelter. When I left I had 4' of water in the house and it was rising. The water came up so fast I also had to leave my vehicles which I am sure are flooded.

This is my first experience with dealing with flooding of this nature. I figure my OB brothers that went through this last year with the floods in LA could give me some pointers on how to start this uphill process. Any advice would be greatly appreciated.

I already started the ball rolling with FEMA.
Posted by Got Blaze
Youngsville
Member since Dec 2013
8707 posts
Posted on 8/29/17 at 9:32 pm to
contact your insurance agent ASAP

when you get back home, take LOTS of pics of everything and document, document, document.

do not rip out tile, carpet, cabinets, sheetrock until you get the approval from the adjustor. He/she will likely send a claims adjustor to assess the damage and do a report.

Hopefully a professional water damage company will come in and do the dirty work. Black Mold has to be treated otherwise that shite will kill you

i'm sure others will chime in , prayers and support sent brother
Posted by PolyPusher86
St. George
Member since Jun 2010
3357 posts
Posted on 8/29/17 at 9:36 pm to
Exactly what he said, keep the faith man, it's a long process, but it'll all work itself out.
Posted by jimbeam
University of LSU
Member since Oct 2011
75703 posts
Posted on 8/29/17 at 9:39 pm to
Will need fans and dehumidifiers.
Posted by Timmayy
Houston
Member since Mar 2016
1592 posts
Posted on 8/29/17 at 9:47 pm to
Please tell me you have flood insurance. Because regular homeowners won't do jack shite for you
Posted by bbvdd
Memphis, TN
Member since Jun 2009
24937 posts
Posted on 8/29/17 at 9:53 pm to
Prayers for you and your family
Posted by jgthunt
Walker
Member since Feb 2010
2457 posts
Posted on 8/29/17 at 10:10 pm to
Get ready for the smells.

I recommend putting as much sheetrock and insulation as possible in contractor bags. I wish I would have done this instead of just throwing it in the yard. Also, one of those construction dumpsters would have been nice. My neighbors had one and it made a huge difference. Buy as many fans and dehumidifiers as you can.

Get that house drying as soon as possible. It took mine almost 5 weeks to dry out to start construction back.

I'd contact a contractor asap too unless you're doing it yourself.

That's just a few off the top of my head. And if you had flood insurance call and make a claim right now if you haven't already.
Posted by MWP
Kingwood, TX via Monroe, LA
Member since Jul 2013
10399 posts
Posted on 8/29/17 at 10:10 pm to
I did not have flood insurance since I lived in a 500 year flood plain. Not many in Kingwood did. I got zero water from Allison, the tax day flood, Ike, Rita, or that Memorial Day flood. I know I am hosed on homeowners covering anything. Don't know how much FEMA will help.

So do I need to wait for the FEMA inspector to show up before I start ripping out Sheetrock? Seems like I am inviting mold to take over if I wait that long.
Posted by Timmayy
Houston
Member since Mar 2016
1592 posts
Posted on 8/29/17 at 10:16 pm to
If you have pictures of the house with four feet of water I'd imagine you are pretty damn good by FEMA but definitely take pictures of everything before you start ripping out but rip out imeediately do not hesitate. Insulation and all. Sorry to say but kitchen cabinets are most likely a goner as well. You would also be surprised at the amount of water trapped underneath the tile floors. I'm not telling you to rip them up but I'm saying be prepared.
Posted by El Jefe
_______(\___ southeast of disorder
Member since Jan 2004
1223 posts
Posted on 8/29/17 at 10:16 pm to
prayers to you. if you don't have NFIP, not sure what FEMA brings. touch base with them early and often, but don't be surprised if the burden is yours. God Bless.
Posted by jgthunt
Walker
Member since Feb 2010
2457 posts
Posted on 8/29/17 at 10:19 pm to
I'd start ripping everything out as soon as possible. Just make sure you take lots of pictures. And document the water line with a tape measure. My adjuster specifically asked for that.
Posted by Muice
Baton Rouge
Member since Aug 2013
1268 posts
Posted on 8/29/17 at 10:19 pm to
If you don't have flood insurance take lots of pictures, and then get to tearing it all out ASAP. Take a picture that shows how far up the drywall (cross section) sopped up water with a tape measure pulled - I showed that to my FEMA inspected last fall for proof of how high the water got. With no insurance FEMA is just going to give you money based on economy grade replacements so they don't care if you had italian marble flooring or dirt floors. It all gets paid out the same.

With 4 feet it sounds like you're going to have to rip all the drywall out of it was put up horizontally. Punch a hole near the seam of each board and get to ripping. Wheelbarrow it out to your curb. I initially put everything on my sidewalk in haste to gut the house and then had to spend a day bringing it all up to the curb so they could get it with the grapple truck. Get lots of fans and a moisture meter. Bleach and a mold killing solution on the beams. Let it dry to the optimum moisture content before you get drywall rehung.

I did everything but the drywall and texture in my house, feel free to email me (my username @ outlook) if you need help or advice, or just need to vent. Be there for your wife/kids. I went in auto mode and kind of mentally shut down but some people can't do that and they need reassurance. It was tough for me to try to understand why my wife was so emotional when to me there was no time for emotions. I'm trying to head to Texas this weekend if the water goes down to help people out. I've got no plans as to where I'm going, so if you think your house will be accessible shoot me an email and I'll be there ready to gut. I don't know you but I know how it feels - it's a long road ahead but it gets better.
Posted by ItTakesAThief
Scottsdale, Arizona
Member since Dec 2009
9187 posts
Posted on 8/29/17 at 10:19 pm to
Take pictures and/or video.

Tear out wet drywall/ flooring and cabinetry asap. If no insurance roll up your sleeves and do this yourself. Cut about a foot above flood line or where the mold stops depending how quickly you get to it.

Then get fans in there to provide air movement and start the drying process. If you can get the ac going once the wet stuff is out the air movement helps. Don't "bake" the mold by leaving the home with no ac and air movement.

Maybe spray a water and bleach solution on framing/ concrete and the felt paper behind the brick veneer (vapor barrier) that was wet.
This post was edited on 8/29/17 at 10:25 pm
Posted by feedthepig20
Member since Dec 2007
1325 posts
Posted on 8/29/17 at 10:21 pm to
quote:

do not rip out tile, carpet, cabinets, sheetrock until you get the approval from the adjustor.


You don't need to wait on insurance adjustor approval or FEMA approval to rip out anything. But, take pictures of every major item in every room before you start demo or moving anything. Had 3ft of water a year ago. And screw bagging Sheetrock, that is the least of your worries right now.

If your air conditioner works, keep it running constantly to dry the house.
This post was edited on 8/29/17 at 10:26 pm
Posted by Goldensammy
Cypress, TX
Member since Jun 2016
760 posts
Posted on 8/29/17 at 10:24 pm to
I can't offer advice on how to handle the situation, but I'll lend a hand if you need it. I don't mind, just say the word. Text/call 832 five two three 8146

-Matt
Posted by Muice
Baton Rouge
Member since Aug 2013
1268 posts
Posted on 8/29/17 at 10:25 pm to
Also call your homeowners insurer asap. Even without flood insurance FEMA needs a rejection letter before they provide assistance. They sent out an adjuster and I ended up getting $1,000 from my homeowners for an old leak in a bathroom that stained the ceiling as well.
Posted by TBoy
Kalamazoo
Member since Dec 2007
23645 posts
Posted on 8/29/17 at 10:26 pm to
Texas A&M disaster recovery pamphlets are well written and informative.
Posted by Timmayy
Houston
Member since Mar 2016
1592 posts
Posted on 8/29/17 at 11:06 pm to
My biggest tip. Do everything you possibly can to tear out big whole pieces of Sheetrock
Posted by go_tigres
Member since Sep 2013
5152 posts
Posted on 8/29/17 at 11:29 pm to
Once you've documented the damage and ripped out the drywall, don't bother with bleach. Spray Mold-stat liberally after the framing is not sopping wet. Spray repeatedly, maybe 3-4 times. I sprayed a bunch of houses last year for free and none of them have had to deal with mold. DO NOT fall for the mold certificate scam.

I'll echo what everyone is saying about getting the air moving. If nothing else, turn on the "vent" on your a/c and let it run. You'll need lots of air flow to get things dried properly.

On the contractor front, do double due diligence, before paying a dime. Check referrals, be sure they're licensed and bonded. I worked in NOLA during Katrina and now live near Baton Rouge and lots of folks got hosed by scum-sucking humans posing as contractors.

Most of all, be strong, it WILL get better.
Posted by MWP
Kingwood, TX via Monroe, LA
Member since Jul 2013
10399 posts
Posted on 8/29/17 at 11:42 pm to
Thanks everyone for the responses. I knew I could count on the OB to help a baw in need out.

What about my vehicles? Does car insurance typically replace those?

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