Married baws - how do y'all handle finances

Combined. I handle the bills, investments, retirement funds, and taxes

You do whatever works for you as a couple.


For some it is joint everything, for others it is separate. I think as long as you and your spouse are having conversations about finances and are aware of each other's debts and can both agree on how finances are tackled as a couple....what difference does it make what others do?

combined

I handle most of the finances

we discuss big purchases like partners should do

people over complicate this

Combined. We talk a few times a month about what bills are do and what we owe.
Never had an issue

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Separate completely? Combined? Mix of the two?

Curious to see what has worked and hasn't.

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We have separate accounts bc we were independent adults when we got married. Also a little laziness because of all the autopays etc that are set up.

We each have bills we are responsible for, and if one of us needs money we share.

I like it because I am not questioning every little spend, and more importantly she isn't questioning me lol.

We could do a better job saving. I generally max 401K, but there isn't a real solid we hit saving for x a month. TThat is probably easier to drive with shared funds.

I make all the big decision in my house, like who we vote in for president.

My wife makes all the small decisions, like where we will live, what we spend money on, when/how we have sex, and which chores i'll complete this weekend.

She's such a sucker.

Since my wife doesn't work and spends all the money I make, I like to classify it as unilateral. She pays all the bills though, so there is that.

For the last 6 years we've paid our own bills separately and I've also handled all bills regarding the home and utilities. Now that we have a 6 month old we're attempting to save more and we just opened a joint account that will be used to pay the bills.

Married almost 10 years


Everything combined and wife handles everything except investments


I haven't had to look at our joint checking yet this year

Joint everything
Discuss everything
Dont make big purchases without talking about it.

10 years. Has worked well so far