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LSUsmartass
Pittsburgh Fan
Scompton
Member since Sep 2004
77743 posts
 Online 

Just had an alarming experience with my insurance company
I was involved in a small accident earlier today. It was a situation where who was at fault was pretty cut and dry. The other guy got out and admitted it was his mistake, I told him no problem shite happens. Even if he hadn't admitted, the circumstances were such that who was at fault is not in question.

I call my insurance company to let them know, after speaking with the officer he calls his.
About an hour later my company(Geico) calls me to get a recorded statement so they can determine liability. I go through the whole story, and am expecting a giggle with a "yeah, the other driver is screwed"...instead my own insurance company tells me I am at fault and am liable for damages to both vehicles. I lost it, I was like WTF. I was floored and speechless. The geico rep then proceeds to lecture me about how I should have seen the other driver coming, I had plenty of time to stop, blah, blah, blah. Trust me, the scenario in which the accident occurred there was zero question the other guy was at fault. I tell the lady this is shocking to hear from my own company, she says I am so at fault we would lose the case if it went to arbitration. Wow.

30 minutes later the other guys insurance calls me to do the same thing, take a recorded statement to determine liability. 2 minutes later the rep from THE OTHER company tells me they accept full fault and 100% of the liability. She even lines me up with a rental.

I'm still at a loss for words.


Cosmo
Houston Astros Fan
glassman's guest house
Member since Oct 2003
82061 posts
 Online 

re: Just had an alarming experience with my insurance company
Sound like the gecko tried to frick you in the ass


jmarto1
LSU Fan
Houma, LA/ Las Vegas, NV
Member since Mar 2008
20086 posts

re: Just had an alarming experience with my insurance company
Time to switch


jstew311
Army Fan
Member since Dec 2005
121 posts

re: Just had an alarming experience with my insurance company
Sounds like you need a new insurance company.


PrimeTime Money
USA Fan
Houston, Texas, USA
Member since Nov 2012
19516 posts
 Online 

re: Just had an alarming experience with my insurance company
Describe your accident. It's hard to pick a side if we don't know what happened.


DustyDinkleman
LSU Fan
Here
Member since Feb 2012
8135 posts

re: Just had an alarming experience with my insurance company
I'm going to need a diagram of the accident and pics of your sister before I can render judgement on fault.


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651
King of New Orleans
LSU Fan
In front of The Hungry Tiger
Member since Jul 2011
8303 posts

re: Just had an alarming experience with my insurance company
Sounds like GEICO needs to adjust their hiring process.


Carson123987
Texas Fan
Middle Court at the Rec
Member since Jul 2011
54374 posts
 Online 

re: Just had an alarming experience with my insurance company
Geico is the Walmart of auto insurance


jdeval1
LSU Fan
Member since Dec 2009
4249 posts
 Online 

re: Just had an alarming experience with my insurance company
Cancel the claim with your company


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150
Pectus
New Orleans Saints Fan
Internet
Member since Apr 2010
61063 posts

re: Just had an alarming experience with my insurance company
So, there's your selling point right there...


Switch to that other insurance.


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180
LSUsmartass
Pittsburgh Fan
Scompton
Member since Sep 2004
77743 posts
 Online 

re: Just had an alarming experience with my insurance company
quote:

Describe your accident. It's hard to pick a side if we don't know what happened.


The other company admitted fault and accepted 100% liability 2 minutes into the phone call with zero hassle.


ksayetiger
Wisconsin Fan
Centenary Gents
Member since Jul 2007
49896 posts

re: Just had an alarming experience with my insurance company
Um, tell your insuramce company to take a hike.

Then tell them other company is paying


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160
DCtiger1
LSU Fan
Pensacola Beach
Member since Jul 2009
1991 posts

re: Just had an alarming experience with my insurance company
That's what you get for going with cheap shite insurance.


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121
Breaux
Army Fan
Member since Nov 2005
2827 posts
 Online 

re: Just had an alarming experience with my insurance company
About that 15% you saved...


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361
Traveler
Houston Astros Fan
I'm not late-I'm early for tomorrow
Member since Sep 2003
17014 posts
 Online 

re: Just had an alarming experience with my insurance company
Was this your agent (Geico) or someone who just works in the agents office? Either way, it's time to have a sit down with them and ask them wtf?


DCtiger1
LSU Fan
Pensacola Beach
Member since Jul 2009
1991 posts

re: Just had an alarming experience with my insurance company
Geico doesn't have agents.


PhillipJFry
LSU Fan
Member since Sep 2016
618 posts
 Online 

re: Just had an alarming experience with my insurance company
Geico sucks.


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61
LSUsmartass
Pittsburgh Fan
Scompton
Member since Sep 2004
77743 posts
 Online 

re: Just had an alarming experience with my insurance company
It was the 800 number.

I will be having a sit-down with the insurance agent I worked with for my home owners.


blueboy
LSU Fan
between here and there
Member since Apr 2006
30101 posts

re: Just had an alarming experience with my insurance company
I'm pretty sure the police report will trump whatever your dip shite rep says.

Upvoted, because I laugh at your pain.


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111
Traveler
Houston Astros Fan
I'm not late-I'm early for tomorrow
Member since Sep 2003
17014 posts
 Online 

re: Just had an alarming experience with my insurance company
Ok, so they don't have local offices? I don't know anything about them but that does sound pretty messed up on their part.


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